Unit: 1.000.000đ
  2021 2022 2023 2024 2025
Interest and similar income 35,600,492 41,154,314 58,002,523 50,501,004 60,996,183
Interest and similar expenses -19,968,715 -23,625,306 -38,273,396 -29,373,275 -37,137,867
Net interest income 15,631,777 17,529,008 19,729,127 21,127,729 23,858,316
Fee and commission income 908,741 1,232,500 888,560 1,557,675 3,428,727
Fee and commision expenses -323,112 -350,974 -364,801 -286,112 -222,280
Net fee and commission income 585,629 881,526 523,759 1,271,563 3,206,447
Net gain from dealing in foreign curriencies and gold 143,539 116,285 282,213 86,282 258,188
Net gain from trading of trading securities 0 794 3,329 42,475
Net gain from disposal of investment securities 944,363 144,377 74,113 -133,582 142,400
Other incomes 1,107,070 815,653 513,305 1,278,874 1,262,702
Other expenses -248,640 -120,137 -72,366 -176,648 -159,768
Net other income 858,430 695,516 440,939 1,102,226 1,102,934
Income from investment in other entities 19,342 4,226 640,230 20,908 -22,765
General and administration expenses -4,403,982 -4,382,812 -5,035,013 -5,749,311 -6,415,866
Operating profit before provision for credit losses 13,779,098 14,988,126 16,656,162 17,729,144 22,172,129
Provision for credit losses -7,554,865 -5,329,477 -7,411,647 -6,186,137 -7,143,751
Profit before tax 6,224,233 9,658,649 9,244,515 11,543,007 15,028,378
Business income tax - current -1,242,600 -1,953,004 -1,774,105 -2,326,961 -3,018,469
Business income tax - deferred 0 0 0 0 0
Business income tax -1,242,600 -1,953,004 -1,774,105 -2,326,961 -3,018,469
Net profit after tax 4,981,633 7,705,645 7,470,410 9,216,046 12,009,909
Benefits of minority shareholader 0
Profit after corporate income taxes 4,981,633 7,705,645 7,470,410 9,216,046 12,009,909
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Basic EPS
Diluted EPS