Unit: 1.000.000đ
  2020 2021 2022 2023 2024
Interest and similar income 31,633,614 35,600,492 41,154,314 58,002,523 50,501,004
Interest and similar expenses -21,668,534 -19,968,715 -23,625,306 -38,273,396 -29,373,275
Net interest income 9,965,080 15,631,777 17,529,008 19,729,127 21,127,729
Fee and commission income 740,478 908,741 1,232,500 888,560 1,557,675
Fee and commision expenses -226,451 -323,112 -350,974 -364,801 -286,112
Net fee and commission income 514,027 585,629 881,526 523,759 1,271,563
Net gain from dealing in foreign curriencies and gold 191,933 143,539 116,285 282,213 86,282
Net gain from trading of trading securities 0 0 794 3,329
Net gain from disposal of investment securities 1,306,405 944,363 144,377 74,113 -133,582
Other incomes 309,026 1,107,070 815,653 513,305 1,278,874
Other expenses -54,866 -248,640 -120,137 -72,366 -176,648
Net other income 254,160 858,430 695,516 440,939 1,102,226
Income from investment in other entities 3,070 19,342 4,226 640,230 20,908
General and administration expenses -4,288,003 -4,403,982 -4,382,812 -5,035,013 -5,749,311
Operating profit before provision for credit losses 7,946,672 13,779,098 14,988,126 16,656,162 17,729,144
Provision for credit losses -4,534,245 -7,554,865 -5,329,477 -7,411,647 -6,186,137
Profit before tax 3,412,427 6,224,233 9,658,649 9,244,515 11,543,007
Business income tax - current -655,365 -1,242,600 -1,953,004 -1,774,105 -2,326,961
Business income tax - deferred -29,907 0 0 0 0
Business income tax -685,272 -1,242,600 -1,953,004 -1,774,105 -2,326,961
Net profit after tax 2,727,155 4,981,633 7,705,645 7,470,410 9,216,046
Benefits of minority shareholader 0 0
Profit after corporate income taxes 2,727,155 4,981,633 7,705,645 7,470,410 9,216,046
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Basic EPS
Diluted EPS