|
ASSETS
|
|
|
|
|
|
|
I. Cash and precious metals
|
1,076,028
|
1,037,807
|
851,299
|
963,723
|
1,040,608
|
|
II. Balances with the State Bank of Vietnam
|
4,799,360
|
9,826,851
|
2,799,895
|
11,299,668
|
24,472,475
|
|
III. TreasuryBill
|
|
|
|
|
|
|
IV. Placements with and loans to other credit institutions
|
42,590,477
|
45,068,410
|
48,698,574
|
70,243,963
|
91,446,961
|
|
1. Cash and gold deposits at other credit institutions
|
35,233,492
|
41,462,465
|
45,808,024
|
67,919,703
|
91,266,961
|
|
2. Loans to other credit istitutions
|
7,356,985
|
3,605,945
|
2,890,550
|
2,324,260
|
180,000
|
|
3. Provision for losses on loans to other credit institutions
|
|
|
|
|
|
|
V. Trading securities
|
13,082,630
|
3,987,085
|
8,353,236
|
8,866,716
|
11,444,995
|
|
1. Trading securities
|
13,094,009
|
3,987,085
|
8,353,236
|
8,868,966
|
11,457,635
|
|
2. Provision for diminution in value of trading securities
|
-11,379
|
|
|
-2,250
|
-12,640
|
|
VI. Derivatives and other financial assets
|
|
|
|
|
|
|
VII. Loans and advances to customers
|
125,806,542
|
151,522,983
|
176,773,874
|
206,073,210
|
233,780,410
|
|
1. Loans and advances to customers
|
127,588,159
|
153,955,992
|
179,751,893
|
209,354,643
|
237,047,100
|
|
2. Provision for losses on loans and advances to customers
|
-1,781,617
|
-2,433,009
|
-2,978,019
|
-3,281,433
|
-3,266,690
|
|
VIII. Investment securities
|
16,819,782
|
8,646,945
|
14,350,639
|
19,632,455
|
25,442,298
|
|
1. Available - for - sales securities
|
16,199,886
|
7,951,304
|
14,035,545
|
17,555,894
|
25,505,427
|
|
2. Held - to - maturity securities
|
663,222
|
715,458
|
350,458
|
2,427,019
|
50,458
|
|
3. Provision for diminution in value of investment securities
|
-43,326
|
-19,817
|
-35,364
|
-350,458
|
-113,587
|
|
IX. Investment in other entities and long-term investments
|
85,091
|
61,313
|
61,892
|
62,069
|
59,070
|
|
1. Investment in subsidiaries
|
|
|
|
|
|
|
2. Investment in joint-ventures
|
|
|
|
|
|
|
3. Investment in associate cmpanies
|
|
|
|
|
|
|
4. Other long-term investment
|
86,534
|
62,432
|
62,432
|
62,432
|
59,070
|
|
5. Provision for diminution in value of long-term investment
|
-1,443
|
-1,119
|
-540
|
-363
|
|
|
X. Fixed assets
|
882,503
|
1,085,692
|
1,269,298
|
1,367,030
|
1,489,344
|
|
1. Tangible fixed assets
|
286,268
|
427,189
|
551,265
|
488,465
|
512,464
|
|
- Cost
|
678,972
|
877,679
|
1,082,873
|
1,091,952
|
1,193,919
|
|
- Accumulated depreciation
|
-392,704
|
-450,490
|
-531,608
|
-603,487
|
-681,455
|
|
2. Leased assets
|
|
|
|
|
|
|
- Cost
|
|
|
|
|
|
|
- Accumulated depreciation
|
|
|
|
|
|
|
3. Intangible fixed assets
|
596,235
|
658,503
|
718,033
|
878,565
|
976,880
|
|
- Cost
|
760,635
|
854,399
|
955,941
|
1,163,201
|
1,337,853
|
|
- Accumulated depreciation
|
-164,400
|
-195,896
|
-237,908
|
-284,636
|
-360,973
|
|
4. Construction in progress expense
|
|
|
|
|
|
|
XI. Investment properties
|
65,564
|
58,047
|
56,584
|
54,010
|
76,960
|
|
- Cost
|
70,809
|
64,466
|
64,177
|
62,778
|
86,904
|
|
- Accumulated amortization
|
-5,245
|
-6,419
|
-7,593
|
-8,768
|
-9,944
|
|
XII. Other assets
|
6,455,538
|
10,127,923
|
12,891,742
|
7,136,004
|
7,190,010
|
|
1. Receivables
|
1,991,841
|
5,490,462
|
6,927,976
|
2,202,813
|
1,642,097
|
|
2. Interests and fee receivables
|
1,679,591
|
2,594,093
|
3,404,984
|
2,581,613
|
3,091,938
|
|
3. Deferred income tax assets
|
|
|
|
0
|
|
|
4. Other assets
|
2,825,200
|
2,083,798
|
2,588,785
|
2,380,855
|
2,485,228
|
|
- In which: Good will
|
480,637
|
409,431
|
338,226
|
267,020
|
|
|
5. Provision for losses on other assets
|
-41,094
|
-40,430
|
-30,003
|
-29,277
|
-29,253
|
|
TOTAL ASSETS
|
211,663,515
|
231,423,056
|
266,107,033
|
325,698,848
|
396,443,131
|
|
LIABILITIES AND SHAREHOLDERS' EQUITY
|
|
|
|
|
|
|
I. Due to Government and borrowings from the State Bank of Vietnam
|
2,172,763
|
3,838,696
|
2,538,637
|
2,064,483
|
20,819,380
|
|
II. Deposits and borrowings from other credit institutions
|
58,365,998
|
59,719,627
|
66,698,038
|
85,303,651
|
107,281,006
|
|
1. Deposits form other credit institutions
|
35,552,732
|
44,265,765
|
47,046,799
|
55,895,146
|
85,299,617
|
|
2. Borrowings form other credit institutions
|
22,813,266
|
15,453,862
|
19,651,239
|
29,408,505
|
21,981,389
|
|
III. Depostis from customers
|
109,784,637
|
115,547,271
|
144,840,006
|
168,320,164
|
191,807,215
|
|
IV. Derivatives and other debts
|
47,804
|
14,963
|
107,131
|
303,574
|
260,398
|
|
V. Funds received from Government, international and other institutions
|
1,020
|
1,020
|
1,020
|
1,020
|
|
|
VI. Certificate of deposits
|
19,053,200
|
21,504,600
|
16,846,100
|
30,450,200
|
29,984,050
|
|
VII. Other liabilities
|
3,574,829
|
4,564,659
|
4,779,422
|
4,252,901
|
5,918,488
|
|
1. Intersest and fee payables
|
2,947,979
|
3,699,830
|
3,743,466
|
2,922,277
|
3,997,234
|
|
2. Deferred income tax payables
|
0
|
|
|
|
|
|
3. Other payables
|
626,850
|
864,829
|
1,035,956
|
1,330,624
|
1,921,254
|
|
4. Other Provisions
|
|
|
|
|
|
|
VIII. Shareholders' equity
|
18,663,264
|
26,232,220
|
30,296,679
|
35,002,855
|
40,372,594
|
|
1. Capital
|
15,595,507
|
21,607,167
|
25,063,167
|
28,353,167
|
28,453,167
|
|
- Paid-up capital
|
14,784,884
|
20,402,983
|
24,957,000
|
28,350,000
|
28,450,000
|
|
- Construction capital
|
|
|
|
|
|
|
- Share capital surplus
|
810,623
|
1,204,184
|
106,167
|
3,167
|
3,167
|
|
- Treasury stocks
|
|
|
|
|
|
|
- Prefered Stocks
|
|
|
|
|
|
|
- Other equity resources
|
|
|
|
|
|
|
2. Reserves
|
855,641
|
1,155,967
|
1,715,315
|
2,666,271
|
3,701,252
|
|
3. Foreign exchange differences
|
|
|
|
|
|
|
4. Asset revaluation differences
|
|
|
|
|
|
|
5. Retained earning
|
2,212,116
|
3,469,086
|
3,518,197
|
3,983,417
|
8,218,175
|
|
6. Other funds and expenses
|
|
|
|
|
|
|
IX. Benefits of minority shareholader
|
|
|
|
|
|
|
TOTAL RESOURCES
|
211,663,515
|
231,423,056
|
266,107,033
|
325,698,848
|
396,443,131
|
