|
I. Cash flows from operating activities
|
|
|
|
|
|
|
- Cash received from interst income and similar income
|
12,446,621
|
12,437,421
|
13,298,328
|
13,624,137
|
14,877,892
|
|
- Interest expense and similar expenses paid
|
-7,855,192
|
-6,297,946
|
-5,983,020
|
-6,243,076
|
-6,942,216
|
|
- Cash received from services provided
|
681,011
|
756,458
|
964,142
|
728,305
|
919,640
|
|
- Difference between cash received and cash paid from operating activities (foreign currency, gold and securities)
|
262,053
|
184,291
|
302,719
|
253,495
|
136,025
|
|
- Other cash received
|
10,893
|
-31,873
|
-179,405
|
-180,944
|
-17,216
|
|
- Cash received from absolved debts which were covered by risk provisions
|
23,429
|
20,157
|
37,202
|
30,552
|
44,438
|
|
- Cash paid to employees and administration actitivities
|
-2,450,335
|
-2,633,197
|
-3,218,087
|
-4,787,573
|
-2,766,176
|
|
- Income tax paid
|
-532,974
|
-507,352
|
-553,960
|
-1,228,066
|
-732,658
|
|
Cashflow from operating activities before changes in operating assests and working capital
|
2,585,506
|
3,927,959
|
4,667,919
|
2,196,830
|
5,519,729
|
|
1. Changes in operating assets
|
|
|
|
|
|
|
- Increase/(Decrease) in placements with and loans to other credit institutions
|
36,031
|
-15,145
|
-7,408,362
|
7,112,120
|
165,327
|
|
- Increase/(Decrease) in trading securities and securities investment
|
-9,577,540
|
3,456,927
|
-2,652,492
|
2,990,676
|
-131,332
|
|
- Increase/(Decrease) in derivatives and other financial assets
|
-229,640
|
102,512
|
89,674
|
221,508
|
-247,156
|
|
- Increase/(Decrease) in loans and advances to customers
|
-16,233,189
|
-8,856,988
|
-13,844,875
|
-25,051,096
|
-23,586,381
|
|
- Increase/(Decrease) in provision to compensate for damages
|
0
|
-1,096,163
|
-947,333
|
-1
|
-628,330
|
|
- Increase/(Decrease) in other operating assets
|
14,411,913
|
-21,707,229
|
1,049,815
|
-653,305
|
-1,937,660
|
|
2. Changes in operating liabilities
|
|
|
|
|
|
|
- Increase/(Decrease) in borrowings from the government and State Bank of Vietnam
|
2,816,277
|
-2,786,327
|
5,620
|
4,281,960
|
910,719
|
|
- Increase/(Decrease) in placements and borrowings from other credit institutions
|
11,190,013
|
-18,880,644
|
38,937,327
|
-14,163,823
|
4,285,699
|
|
- Increase/(Decrease) in deposits from customers
|
15,825,936
|
17,539,719
|
157,699
|
18,687,522
|
38,745,440
|
|
- Increase/(Decrease) in valuapapers issued
|
5,989,996
|
8,430,624
|
789,680
|
-1,083,485
|
4,774,151
|
|
- Increase/Decrease in trusted funds which the bank has to incur credit risk
|
-37,331
|
31,475
|
85,946
|
24,514
|
37,908
|
|
- Increase/(Decrease) in derivatives and funds received from other institutions
|
-91,989
|
-11,130,167
|
|
|
|
|
- Increase/(Decrease) in other operating liabilities
|
-12,399,266
|
21,555,657
|
157,693
|
1,083,188
|
-203,026
|
|
- Cash paid from funds of credit institution
|
-164,924
|
-407,023
|
-1,714
|
-149,092
|
-209,299
|
|
Net cash flows from operating activities
|
14,121,793
|
-9,834,813
|
21,086,597
|
-4,502,482
|
27,495,789
|
|
II. Cash flows from investment activities
|
|
|
|
|
|
|
- Money decrease due to selling sub-company
|
|
|
|
|
|
|
- Purchase of fixed assets
|
-210,202
|
-211,730
|
-384,666
|
-187,763
|
-199,593
|
|
- Proceeds from disposal of fix assets
|
633
|
1,265
|
968
|
81,087
|
1,545
|
|
- Payment on disposal of fixed assets
|
|
|
|
|
|
|
- Purchase of investment properties
|
|
|
|
|
|
|
- Proceeds from disposal of investment properties
|
|
|
|
|
|
|
- Payment on disposal of investment properties
|
|
|
|
|
|
|
- Investment in other entities
|
|
|
|
|
|
|
- Proceeds from disinvestment in other entities
|
372
|
0
|
0
|
|
|
|
- Dividends and interest received
|
|
3,747
|
894
|
|
9,415
|
|
Net cash flows from investment activities
|
-209,197
|
-206,718
|
-382,804
|
-106,676
|
-188,633
|
|
III. Cash flows from financing activities
|
|
|
|
|
|
|
- Proceeds from share issuances
|
|
|
|
|
|
|
- Capital form issuances of long-term bonds which are considered as the tier 2 and long-term debts
|
|
1,173,990
|
635,635
|
170,704
|
219,475
|
|
- Repayment of long-term bonds which are considered as the tier 2 and long-term debts
|
36,215
|
-1,622,639
|
621,430
|
-1,808,988
|
-2,466,724
|
|
- Dividends paid
|
-1
|
1
|
0
|
|
|
|
- Purchase treasury shares
|
|
|
|
|
|
|
- Proceeds from reissue of treasury shares
|
|
|
|
|
|
|
Net cash flows from financing activities
|
36,214
|
-448,648
|
1,257,065
|
-1,638,284
|
-2,247,249
|
|
IV. Net cash flows of the year
|
13,948,810
|
-10,490,179
|
21,960,858
|
-6,247,442
|
25,059,907
|
|
V. Cash and cash equivalents at the beginning of year
|
81,052,016
|
94,927,505
|
84,438,705
|
106,493,055
|
100,235,226
|
|
VI. Effect of foreign exchange differences
|
-73,321
|
1,379
|
93,492
|
-10,387
|
195,325
|
|
VII. Cash and cash equivalents at the end of year
|
94,927,505
|
84,438,705
|
106,493,055
|
100,235,226
|
125,490,458
|
