|
I. Cash flows from operating activities
|
|
|
|
|
|
|
- Cash received from interst income and similar income
|
13,298,328
|
13,624,137
|
14,877,892
|
14,838,328
|
14,318,776
|
|
- Interest expense and similar expenses paid
|
-5,983,020
|
-6,243,076
|
-6,942,216
|
-6,878,687
|
-8,041,523
|
|
- Cash received from services provided
|
964,142
|
728,305
|
919,640
|
673,709
|
758,839
|
|
- Difference between cash received and cash paid from operating activities (foreign currency, gold and securities)
|
302,719
|
253,495
|
136,025
|
302,466
|
363,326
|
|
- Other cash received
|
-179,405
|
-180,944
|
-17,216
|
-36,029
|
-28,213
|
|
- Cash received from absolved debts which were covered by risk provisions
|
37,202
|
30,552
|
44,438
|
56,915
|
1,274,485
|
|
- Cash paid to employees and administration actitivities
|
-3,218,087
|
-4,787,573
|
-2,766,176
|
-2,903,308
|
-2,925,015
|
|
- Income tax paid
|
-553,960
|
-1,228,066
|
-732,658
|
-761,576
|
-50,930
|
|
Cashflow from operating activities before changes in operating assests and working capital
|
4,667,919
|
2,196,830
|
5,519,729
|
5,291,818
|
5,669,745
|
|
1. Changes in operating assets
|
|
|
|
|
|
|
- Increase/(Decrease) in placements with and loans to other credit institutions
|
-7,408,362
|
7,112,120
|
165,327
|
-6,060,565
|
4,891,805
|
|
- Increase/(Decrease) in trading securities and securities investment
|
-2,652,492
|
2,990,676
|
-131,332
|
-6,487,746
|
1,729,393
|
|
- Increase/(Decrease) in derivatives and other financial assets
|
89,674
|
221,508
|
-247,156
|
-83,591
|
-179,766
|
|
- Increase/(Decrease) in loans and advances to customers
|
-13,844,875
|
-25,051,096
|
-23,586,381
|
-18,060,033
|
-20,344,131
|
|
- Increase/(Decrease) in provision to compensate for damages
|
-947,333
|
-1
|
-628,330
|
-770
|
-4,773,343
|
|
- Increase/(Decrease) in other operating assets
|
1,049,815
|
-653,305
|
-1,937,660
|
896,745
|
-1,964,773
|
|
2. Changes in operating liabilities
|
|
|
|
|
|
|
- Increase/(Decrease) in borrowings from the government and State Bank of Vietnam
|
5,620
|
4,281,960
|
910,719
|
-4,921,718
|
21,921,700
|
|
- Increase/(Decrease) in placements and borrowings from other credit institutions
|
38,937,327
|
-14,163,823
|
4,285,699
|
21,789,389
|
73,566,353
|
|
- Increase/(Decrease) in deposits from customers
|
157,699
|
18,687,522
|
38,745,440
|
16,787,280
|
-22,760,384
|
|
- Increase/(Decrease) in valuapapers issued
|
789,680
|
-1,083,485
|
4,774,151
|
1,720,951
|
838,513
|
|
- Increase/Decrease in trusted funds which the bank has to incur credit risk
|
85,946
|
24,514
|
37,908
|
1,102
|
56,125
|
|
- Increase/(Decrease) in derivatives and funds received from other institutions
|
|
|
|
0
|
0
|
|
- Increase/(Decrease) in other operating liabilities
|
157,693
|
1,083,188
|
-203,026
|
1,014,744
|
-1,007,762
|
|
- Cash paid from funds of credit institution
|
-1,714
|
-149,092
|
-209,299
|
-9,678
|
-36,707
|
|
Net cash flows from operating activities
|
21,086,597
|
-4,502,482
|
27,495,789
|
11,877,926
|
57,606,768
|
|
II. Cash flows from investment activities
|
|
|
|
|
|
|
- Money decrease due to selling sub-company
|
|
|
|
0
|
0
|
|
- Purchase of fixed assets
|
-384,666
|
-187,763
|
-199,593
|
-176,289
|
-362,440
|
|
- Proceeds from disposal of fix assets
|
968
|
81,087
|
1,545
|
57,872
|
1,030
|
|
- Payment on disposal of fixed assets
|
|
|
|
0
|
0
|
|
- Purchase of investment properties
|
|
|
|
0
|
0
|
|
- Proceeds from disposal of investment properties
|
|
|
|
0
|
0
|
|
- Payment on disposal of investment properties
|
|
|
|
0
|
0
|
|
- Investment in other entities
|
|
|
|
0
|
0
|
|
- Proceeds from disinvestment in other entities
|
0
|
|
|
0
|
0
|
|
- Dividends and interest received
|
894
|
|
9,415
|
3,824
|
6,975
|
|
Net cash flows from investment activities
|
-382,804
|
-106,676
|
-188,633
|
-114,593
|
-354,435
|
|
III. Cash flows from financing activities
|
|
|
|
|
|
|
- Proceeds from share issuances
|
|
|
|
0
|
0
|
|
- Capital form issuances of long-term bonds which are considered as the tier 2 and long-term debts
|
635,635
|
170,704
|
219,475
|
69,317
|
49,460
|
|
- Repayment of long-term bonds which are considered as the tier 2 and long-term debts
|
621,430
|
-1,808,988
|
-2,466,724
|
430,080
|
-482,272
|
|
- Dividends paid
|
0
|
|
|
0
|
0
|
|
- Purchase treasury shares
|
|
|
|
0
|
0
|
|
- Proceeds from reissue of treasury shares
|
|
|
|
0
|
0
|
|
Net cash flows from financing activities
|
1,257,065
|
-1,638,284
|
-2,247,249
|
499,397
|
-432,812
|
|
IV. Net cash flows of the year
|
21,960,858
|
-6,247,442
|
25,059,907
|
12,262,730
|
56,819,521
|
|
V. Cash and cash equivalents at the beginning of year
|
84,438,705
|
106,493,055
|
100,235,226
|
125,490,458
|
137,734,541
|
|
VI. Effect of foreign exchange differences
|
93,492
|
-10,387
|
195,325
|
-18,647
|
-81,479
|
|
VII. Cash and cash equivalents at the end of year
|
106,493,055
|
100,235,226
|
125,490,458
|
137,734,541
|
194,472,583
|
