Unit: 1.000.000đ
  Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025
Interest and similar income 12,600,526 13,648,861 13,857,982 15,946,883 14,027,127
Interest and similar expenses -6,501,342 -6,785,688 -7,272,905 -8,072,517 -8,669,125
Net interest income 6,099,184 6,863,173 6,585,077 7,874,366 5,358,002
Fee and commission income 1,725,193 1,433,275 1,717,223 1,521,827 1,659,170
Fee and commision expenses -761,542 -705,460 798,074 -848,609 -900,822
Net fee and commission income 963,651 727,815 919,149 673,218 758,348
Net gain from dealing in foreign curriencies and gold 275,051 307,644 226,741 193,535 294,529
Net gain from trading of trading securities 0
Net gain from disposal of investment securities 10,136 1,359 1,747 -155 -11,643
Other incomes 169,981 137,634 120,973 119,269 1,366,728
Other expenses -108,853 -241,185 -93,722 -67,538 -78,599
Net other income 61,128 -103,551 27,251 51,731 1,288,129
Income from investment in other entities 893 9,415 3,824 6,975
General and administration expenses -3,150,938 -3,927,147 -3,199,817 -4,095,582 -1,822,333
Operating profit before provision for credit losses 4,259,105 3,869,293 4,569,563 4,700,937 5,872,007
Provision for credit losses 367,259 -195,263 -912,321 -1,044,039 -9,232,152
Profit before tax 4,626,364 3,674,030 3,657,242 3,656,898 -3,360,145
Business income tax - current -1,183,139 -777,338 -763,644 -755,615 595,471
Business income tax - deferred 154,853 0 0 12,212
Business income tax -1,028,286 -777,338 -763,644 -755,615 607,683
Net profit after tax 3,598,078 2,896,692 2,893,598 2,901,283 -2,752,462
Benefits of minority shareholader 0
Profit after corporate income taxes 3,598,078 2,896,692 2,893,598 2,901,283 -2,752,462
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Diluted EPS