|
I. Cash flows from operating activities
|
|
|
|
|
|
|
- Cash received from interst income and similar income
|
13,943,539
|
12,786,488
|
13,665,421
|
14,499,039
|
20,797,973
|
|
- Interest expense and similar expenses paid
|
-6,560,474
|
-7,333,678
|
-6,426,065
|
-5,847,446
|
-6,480,895
|
|
- Cash received from services provided
|
2,565,954
|
2,101,170
|
2,099,012
|
1,967,038
|
1,476,333
|
|
- Difference between cash received and cash paid from operating activities (foreign currency, gold and securities)
|
605,464
|
1,611,181
|
1,181,165
|
378,272
|
-20,600
|
|
- Other cash received
|
-49,302
|
-1,032,838
|
-285,470
|
37,289
|
-1,078,660
|
|
- Cash received from absolved debts which were covered by risk provisions
|
311,848
|
143,683
|
294,102
|
391,342
|
309,073
|
|
- Cash paid to employees and administration actitivities
|
-1,848,294
|
-3,273,550
|
-2,245,096
|
-1,919,821
|
-2,667,704
|
|
- Income tax paid
|
-109,452
|
-3,659,936
|
-266,835
|
-104,524
|
-58,026
|
|
Cashflow from operating activities before changes in operating assests and working capital
|
8,859,283
|
1,342,520
|
8,016,234
|
9,401,189
|
12,277,494
|
|
1. Changes in operating assets
|
|
|
|
|
|
|
- Increase/(Decrease) in placements with and loans to other credit institutions
|
-18,003,681
|
6,572,421
|
5,005,248
|
2,121,848
|
-977,593
|
|
- Increase/(Decrease) in trading securities and securities investment
|
14,720,602
|
4,866,635
|
3,749,561
|
-6,387,413
|
-33,856,012
|
|
- Increase/(Decrease) in derivatives and other financial assets
|
1,157,659
|
-585,638
|
558,892
|
-98,880
|
269,237
|
|
- Increase/(Decrease) in loans and advances to customers
|
-43,035,979
|
-40,635,317
|
-32,806,386
|
-34,207,506
|
-5,434,187
|
|
- Increase/(Decrease) in provision to compensate for damages
|
-1,533,072
|
-965,227
|
-1,010,242
|
-206,580
|
-488,732
|
|
- Increase/(Decrease) in other operating assets
|
-8,721,092
|
8,343,567
|
2,026,060
|
16,936,573
|
7,395,609
|
|
2. Changes in operating liabilities
|
|
|
|
|
|
|
- Increase/(Decrease) in borrowings from the government and State Bank of Vietnam
|
|
|
|
|
|
|
- Increase/(Decrease) in placements and borrowings from other credit institutions
|
-6,089,492
|
19,719,745
|
-18,280,331
|
-16,150,142
|
-6,223,186
|
|
- Increase/(Decrease) in deposits from customers
|
45,566,767
|
4,318,705
|
23,291,005
|
12,703,939
|
38,429,322
|
|
- Increase/(Decrease) in valuapapers issued
|
22,878,079
|
9,073,498
|
18,208,485
|
14,076,026
|
14,361,012
|
|
- Increase/Decrease in trusted funds which the bank has to incur credit risk
|
|
|
|
|
|
|
- Increase/(Decrease) in derivatives and funds received from other institutions
|
|
|
|
|
931,231
|
|
- Increase/(Decrease) in other operating liabilities
|
-1,536,200
|
991,875
|
-2,771,133
|
126,015
|
-1,650,307
|
|
- Cash paid from funds of credit institution
|
-2,181
|
-209
|
-1,759
|
-390
|
-221
|
|
Net cash flows from operating activities
|
14,260,693
|
13,042,575
|
5,985,634
|
-1,685,321
|
25,033,667
|
|
II. Cash flows from investment activities
|
|
|
|
|
|
|
- Money decrease due to selling sub-company
|
|
|
|
|
|
|
- Purchase of fixed assets
|
-635,604
|
-79,305
|
-200,950
|
-286,413
|
-1,052,218
|
|
- Proceeds from disposal of fix assets
|
2,677
|
236
|
1,436
|
229,812
|
1,510,044
|
|
- Payment on disposal of fixed assets
|
-3
|
-2
|
0
|
-38
|
-1,249,703
|
|
- Purchase of investment properties
|
|
|
|
0
|
|
|
- Proceeds from disposal of investment properties
|
590,367
|
736,219
|
0
|
|
0
|
|
- Payment on disposal of investment properties
|
|
|
|
|
-56,278
|
|
- Investment in other entities
|
|
|
-1,278
|
0
|
1,278
|
|
- Proceeds from disinvestment in other entities
|
|
|
|
|
|
|
- Dividends and interest received
|
23,633
|
37
|
58,051
|
6,406
|
67
|
|
Net cash flows from investment activities
|
-18,930
|
657,185
|
-142,741
|
-50,233
|
-846,810
|
|
III. Cash flows from financing activities
|
|
|
|
|
|
|
- Proceeds from share issuances
|
51,810
|
|
2,253
|
0
|
195,989
|
|
- Capital form issuances of long-term bonds which are considered as the tier 2 and long-term debts
|
854
|
|
|
|
2,253
|
|
- Repayment of long-term bonds which are considered as the tier 2 and long-term debts
|
|
|
|
|
|
|
- Dividends paid
|
|
|
-5,140,017
|
-70,238
|
0
|
|
- Purchase treasury shares
|
|
|
|
|
|
|
- Proceeds from reissue of treasury shares
|
|
|
|
|
|
|
Net cash flows from financing activities
|
52,664
|
|
-5,137,764
|
-70,238
|
198,242
|
|
IV. Net cash flows of the year
|
14,294,427
|
13,699,760
|
705,129
|
-1,805,792
|
24,385,099
|
|
V. Cash and cash equivalents at the beginning of year
|
96,203,611
|
110,500,219
|
124,179,846
|
124,891,909
|
123,109,810
|
|
VI. Effect of foreign exchange differences
|
2,181
|
-20,133
|
6,934
|
23,693
|
-10,494
|
|
VII. Cash and cash equivalents at the end of year
|
110,500,219
|
124,179,846
|
124,891,909
|
123,109,810
|
147,484,415
|
