Unit: 1.000.000đ
  2020 2021 2022 2023 2024
Interest and similar income 932,693 1,534,667 1,685,962 1,339,131 1,069,649
Interest and similar expenses -236,583 -332,859 -370,927 -420,111 -312,827
Net interest income 696,110 1,201,808 1,315,035 919,020 756,822
Fee and commission income 160,701 38,183 44,041 80,658 47,140
Fee and commision expenses -64,457 -63,229 -59,408 -32,700 -59,290
Net fee and commission income 96,244 -25,046 -15,366 47,958 -12,150
Net gain from dealing in foreign curriencies and gold 1,090 685 -2,134 3 7
Net gain from trading of trading securities 0 -2,518 5,472 155 738
Net gain from disposal of investment securities -2,317 -9,015 -2,452 -8,040 -31,878
Other incomes 8,907 27,222 156,441 536,967 371,545
Other expenses -16,877 -25,982 -37,112 -63,598 -61,912
Net other income -7,970 1,239 119,329 473,369 309,634
Income from investment in other entities 0 0 0 0
General and administration expenses -376,741 -484,057 -631,195 -578,045 -466,826
Operating profit before provision for credit losses 406,416 683,096 788,688 854,420 556,346
Provision for credit losses -373,803 -633,336 -712,364 -828,674 -708,369
Profit before tax 32,613 49,760 76,324 25,745 -152,023
Business income tax - current 0 -12,864 -12,343 -6,484 0
Business income tax - deferred 0
Business income tax 0 -12,864 -12,343 -6,484 0
Net profit after tax 32,613 36,896 63,982 19,261 -152,023
Benefits of minority shareholader 0
Profit after corporate income taxes 32,613 36,896 63,982 19,261 -152,023
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Basic EPS
Diluted EPS