|
ASSETS
|
|
|
|
|
|
|
I. Cash and precious metals
|
2,553,309
|
2,426,932
|
2,338,561
|
1,292,735
|
1,704,704
|
|
II. Balances with the State Bank of Vietnam
|
18,039,848
|
11,988,501
|
9,211,968
|
22,708,369
|
20,459,657
|
|
III. TreasuryBill
|
|
|
|
|
|
|
IV. Placements with and loans to other credit institutions
|
48,752,914
|
53,364,944
|
52,351,827
|
70,520,700
|
103,388,411
|
|
1. Cash and gold deposits at other credit institutions
|
35,868,051
|
36,886,065
|
33,887,940
|
62,182,536
|
94,871,352
|
|
2. Loans to other credit istitutions
|
12,884,863
|
16,478,879
|
18,463,887
|
8,338,164
|
8,517,059
|
|
3. Provision for losses on loans to other credit institutions
|
|
|
|
|
|
|
V. Trading securities
|
|
|
|
1
|
2,098,259
|
|
1. Trading securities
|
|
|
|
|
2,111,845
|
|
2. Provision for diminution in value of trading securities
|
|
|
|
|
-13,586
|
|
VI. Derivatives and other financial assets
|
|
203,247
|
|
|
333,702
|
|
VII. Loans and advances to customers
|
139,462,565
|
159,160,375
|
202,586,102
|
247,238,856
|
302,175,438
|
|
1. Loans and advances to customers
|
141,227,857
|
160,992,963
|
205,262,092
|
250,331,368
|
305,816,635
|
|
2. Provision for losses on loans and advances to customers
|
-1,765,292
|
-1,832,588
|
-2,675,990
|
-3,092,512
|
-3,641,197
|
|
VIII. Investment securities
|
62,404,684
|
74,376,644
|
65,335,805
|
59,472,044
|
51,613,170
|
|
1. Available - for - sales securities
|
62,735,195
|
74,520,673
|
65,391,552
|
59,549,367
|
52,051,025
|
|
2. Held - to - maturity securities
|
44,700
|
44,700
|
44,700
|
44,700
|
|
|
3. Provision for diminution in value of investment securities
|
-375,211
|
-188,729
|
-100,447
|
-122,023
|
-437,855
|
|
IX. Investment in other entities and long-term investments
|
|
180,610
|
92,062
|
766,739
|
0
|
|
1. Investment in subsidiaries
|
|
|
|
|
|
|
2. Investment in joint-ventures
|
|
|
|
|
|
|
3. Investment in associate cmpanies
|
|
|
|
|
|
|
4. Other long-term investment
|
|
180,610
|
92,062
|
766,739
|
0
|
|
5. Provision for diminution in value of long-term investment
|
|
|
|
|
|
|
X. Fixed assets
|
788,613
|
1,205,386
|
1,058,906
|
1,221,874
|
1,212,704
|
|
1. Tangible fixed assets
|
512,870
|
903,413
|
729,429
|
856,699
|
748,875
|
|
- Cost
|
1,133,034
|
1,725,795
|
1,785,660
|
2,134,077
|
2,257,192
|
|
- Accumulated depreciation
|
-620,164
|
-822,382
|
-1,056,231
|
-1,277,378
|
-1,508,317
|
|
2. Leased assets
|
|
|
|
|
|
|
- Cost
|
|
|
|
|
|
|
- Accumulated depreciation
|
|
|
|
|
|
|
3. Intangible fixed assets
|
275,743
|
301,973
|
329,477
|
365,175
|
463,829
|
|
- Cost
|
620,296
|
750,811
|
886,455
|
1,027,747
|
1,203,852
|
|
- Accumulated depreciation
|
-344,553
|
-448,838
|
-556,978
|
-662,572
|
-740,023
|
|
4. Construction in progress expense
|
|
|
|
|
|
|
XI. Investment properties
|
|
|
|
|
|
|
- Cost
|
|
|
|
|
|
|
- Accumulated amortization
|
|
|
|
|
|
|
XII. Other assets
|
20,825,145
|
25,727,368
|
23,661,609
|
14,807,073
|
22,885,523
|
|
1. Receivables
|
16,282,628
|
17,545,725
|
15,202,088
|
7,033,567
|
12,096,341
|
|
2. Interests and fee receivables
|
1,935,129
|
3,140,637
|
3,867,721
|
3,285,020
|
4,017,538
|
|
3. Deferred income tax assets
|
|
|
|
|
5,588
|
|
4. Other assets
|
2,611,004
|
5,046,097
|
4,681,800
|
4,518,359
|
6,784,140
|
|
- In which: Good will
|
|
|
|
|
101,826
|
|
5. Provision for losses on other assets
|
-3,616
|
-5,091
|
-90,000
|
-29,873
|
-18,084
|
|
TOTAL ASSETS
|
292,827,078
|
328,634,007
|
356,636,840
|
418,028,391
|
505,871,568
|
|
LIABILITIES AND SHAREHOLDERS' EQUITY
|
|
|
|
|
|
|
I. Due to Government and borrowings from the State Bank of Vietnam
|
564,074
|
433,439
|
338,420
|
238,268
|
1,641,641
|
|
II. Deposits and borrowings from other credit institutions
|
87,015,960
|
73,496,158
|
83,965,697
|
94,513,809
|
112,055,311
|
|
1. Deposits form other credit institutions
|
53,315,464
|
47,265,806
|
62,399,297
|
76,597,834
|
74,215,800
|
|
2. Borrowings form other credit institutions
|
33,700,496
|
26,230,352
|
21,566,400
|
17,915,975
|
37,839,511
|
|
III. Depostis from customers
|
139,562,262
|
194,959,921
|
208,261,560
|
242,805,789
|
279,050,251
|
|
IV. Derivatives and other debts
|
77,705
|
|
66,150
|
131,330
|
|
|
V. Funds received from Government, international and other institutions
|
401,664
|
164,923
|
74,311
|
93,606
|
140,504
|
|
VI. Certificate of deposits
|
35,405,147
|
20,429,954
|
24,216,267
|
36,632,717
|
58,825,000
|
|
VII. Other liabilities
|
3,812,285
|
6,910,560
|
6,971,723
|
6,016,461
|
8,140,102
|
|
1. Intersest and fee payables
|
2,583,032
|
4,125,419
|
4,978,734
|
3,519,767
|
5,113,299
|
|
2. Deferred income tax payables
|
|
|
|
|
3,965
|
|
3. Other payables
|
1,229,253
|
2,785,141
|
1,992,989
|
2,496,694
|
3,022,838
|
|
4. Other Provisions
|
|
|
|
|
|
|
VIII. Shareholders' equity
|
25,987,981
|
32,239,052
|
32,742,712
|
37,596,312
|
42,283,707
|
|
1. Capital
|
18,378,520
|
18,378,520
|
22,016,350
|
26,419,562
|
27,740,469
|
|
- Paid-up capital
|
15,817,555
|
15,817,555
|
22,016,350
|
26,419,562
|
27,740,469
|
|
- Construction capital
|
|
|
|
|
|
|
- Share capital surplus
|
2,560,965
|
2,560,965
|
|
|
|
|
- Treasury stocks
|
|
|
|
|
|
|
- Prefered Stocks
|
|
|
|
|
|
|
- Other equity resources
|
|
|
|
|
|
|
2. Reserves
|
1,388,879
|
2,113,255
|
3,052,367
|
3,721,866
|
4,936,046
|
|
3. Foreign exchange differences
|
|
|
|
|
|
|
4. Asset revaluation differences
|
|
|
|
|
|
|
5. Retained earning
|
6,220,582
|
11,747,277
|
7,673,995
|
7,454,884
|
9,607,192
|
|
6. Other funds and expenses
|
|
|
|
|
|
|
IX. Benefits of minority shareholader
|
|
|
|
99
|
3,735,052
|
|
TOTAL RESOURCES
|
292,827,078
|
328,634,007
|
356,636,840
|
418,028,391
|
505,871,568
|
