Unit: 1.000.000đ
  2021 2022 2023 2024 2025
Interest and similar income 17,426,817 21,811,015 28,559,284 25,948,638 30,747,083
Interest and similar expenses -7,480,768 -10,424,418 -16,134,589 -13,042,499 -17,379,406
Net interest income 9,946,049 11,386,597 12,424,695 12,906,139 13,367,677
Fee and commission income 2,259,689 3,596,301 3,178,465 4,386,294 5,518,950
Fee and commision expenses -717,223 -904,321 -899,165 -774,688 -1,361,193
Net fee and commission income 1,542,466 2,691,980 2,279,300 3,363,606 4,157,757
Net gain from dealing in foreign curriencies and gold 373,374 410,216 779,153 318,932 693,951
Net gain from trading of trading securities 0 180 -10,279
Net gain from disposal of investment securities 1,409,742 426,255 855,841 1,094,915 178,554
Other incomes 495,761 1,324,949 872,279 1,229,245 1,139,014
Other expenses -249,984 -622,808 -977,603 -875,309 -676,883
Net other income 245,777 702,141 -105,324 353,936 462,131
Income from investment in other entities 0 40 127,979
General and administration expenses -4,570,696 -5,945,257 -6,698,697 -6,278,853 -6,573,410
Operating profit before provision for credit losses 8,946,712 9,671,932 9,534,968 11,758,895 12,404,360
Provision for credit losses -2,908,490 -1,843,644 -3,946,265 -4,159,212 -3,201,223
Profit before tax 6,038,222 7,828,288 5,588,703 7,599,683 9,203,137
Business income tax - current -1,208,132 -1,567,473 -1,125,583 -1,526,108 -1,829,027
Business income tax - deferred 0 0 5,588
Business income tax -1,208,132 -1,567,473 -1,125,583 -1,526,108 -1,823,439
Net profit after tax 4,830,090 6,260,815 4,463,120 6,073,575 7,379,698
Benefits of minority shareholader 0 1 -1
Profit after corporate income taxes 4,830,090 6,260,815 4,463,120 6,073,574 7,379,699
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Diluted EPS