|
I. Cash flows from operating activities
|
|
|
|
|
|
|
- Cash received from interst income and similar income
|
24,089,700
|
23,145,237
|
23,427,737
|
23,692,971
|
26,348,338
|
|
- Interest expense and similar expenses paid
|
-11,112,493
|
-9,346,726
|
-9,657,464
|
-11,670,037
|
-10,627,270
|
|
- Cash received from services provided
|
1,079,178
|
852,485
|
504,008
|
805,964
|
809,330
|
|
- Difference between cash received and cash paid from operating activities (foreign currency, gold and securities)
|
2,371,282
|
967,211
|
1,297,257
|
-316,258
|
1,204,998
|
|
- Other cash received
|
-644,025
|
-200,194
|
-343,763
|
-98,301
|
-57,261
|
|
- Cash received from absolved debts which were covered by risk provisions
|
666,274
|
752,069
|
1,623,783
|
759,633
|
1,206,589
|
|
- Cash paid to employees and administration actitivities
|
-4,007,147
|
-5,069,588
|
-6,050,496
|
-5,686,026
|
-6,799,719
|
|
- Income tax paid
|
-2,140,349
|
-1,986,038
|
-81,798
|
-4,372,647
|
-2,151,817
|
|
Cashflow from operating activities before changes in operating assests and working capital
|
10,302,420
|
9,114,456
|
10,719,264
|
3,115,299
|
9,933,188
|
|
1. Changes in operating assets
|
|
|
|
|
|
|
- Increase/(Decrease) in placements with and loans to other credit institutions
|
3,010,485
|
6,140,804
|
4,613,812
|
-11,116,836
|
4,313,987
|
|
- Increase/(Decrease) in trading securities and securities investment
|
-12,870,888
|
-5,383,780
|
2,600,329
|
-13,134,901
|
15,695,784
|
|
- Increase/(Decrease) in derivatives and other financial assets
|
-510,955
|
510,955
|
-1,314,434
|
1,314,434
|
|
|
- Increase/(Decrease) in loans and advances to customers
|
-103,167,385
|
-31,506,365
|
-48,068,105
|
-17,191,637
|
-89,378,940
|
|
- Increase/(Decrease) in provision to compensate for damages
|
-1,481,230
|
1,071
|
-3,877,864
|
-443,446
|
1
|
|
- Increase/(Decrease) in other operating assets
|
-137,158
|
-12,099,473
|
7,710,935
|
3,905,881
|
-3,588,743
|
|
2. Changes in operating liabilities
|
|
|
|
|
|
|
- Increase/(Decrease) in borrowings from the government and State Bank of Vietnam
|
62,847,156
|
-30,694,446
|
41,944,064
|
47,061,130
|
-25,561,315
|
|
- Increase/(Decrease) in placements and borrowings from other credit institutions
|
47,149,361
|
-1,377,375
|
17,393,039
|
-11,769,687
|
36,321,783
|
|
- Increase/(Decrease) in deposits from customers
|
27,357,823
|
55,387,588
|
84,593,830
|
-5,551,461
|
77,569,286
|
|
- Increase/(Decrease) in valuapapers issued
|
-3,003,556
|
-197
|
-2,776,436
|
-9,960,000
|
10,000,019
|
|
- Increase/Decrease in trusted funds which the bank has to incur credit risk
|
5
|
-4
|
527
|
-527
|
|
|
- Increase/(Decrease) in derivatives and funds received from other institutions
|
-91,370
|
116,988
|
-116,988
|
306,420
|
-259,159
|
|
- Increase/(Decrease) in other operating liabilities
|
-9,461,818
|
-4,779,981
|
1,746,357
|
1,461,343
|
3,454,348
|
|
- Cash paid from funds of credit institution
|
-338,607
|
-646,859
|
-605,887
|
-1,176,607
|
-582,937
|
|
Net cash flows from operating activities
|
19,604,283
|
-15,216,618
|
114,562,443
|
-13,180,595
|
37,917,302
|
|
II. Cash flows from investment activities
|
|
|
|
|
|
|
- Money decrease due to selling sub-company
|
|
|
|
|
|
|
- Purchase of fixed assets
|
-358,138
|
-457,907
|
-527,041
|
-186,147
|
-194,907
|
|
- Proceeds from disposal of fix assets
|
2,282
|
3,030
|
5,435
|
1,678
|
3,754
|
|
- Payment on disposal of fixed assets
|
-144
|
-288
|
-801
|
-132
|
-154
|
|
- Purchase of investment properties
|
|
|
|
|
|
|
- Proceeds from disposal of investment properties
|
|
|
|
|
|
|
- Payment on disposal of investment properties
|
|
|
|
|
|
|
- Investment in other entities
|
|
|
|
|
|
|
- Proceeds from disinvestment in other entities
|
69
|
0
|
0
|
|
|
|
- Dividends and interest received
|
125,700
|
10,299
|
24,710
|
9,703
|
12,103
|
|
Net cash flows from investment activities
|
-230,231
|
-444,866
|
-497,697
|
-174,898
|
-179,204
|
|
III. Cash flows from financing activities
|
|
|
|
|
|
|
- Proceeds from share issuances
|
|
|
|
|
|
|
- Capital form issuances of long-term bonds which are considered as the tier 2 and long-term debts
|
|
|
|
|
|
|
- Repayment of long-term bonds which are considered as the tier 2 and long-term debts
|
|
|
|
|
|
|
- Dividends paid
|
|
|
-19,963
|
|
|
|
- Purchase treasury shares
|
|
|
|
|
|
|
- Proceeds from reissue of treasury shares
|
|
|
|
|
|
|
Net cash flows from financing activities
|
|
|
-19,963
|
|
|
|
IV. Net cash flows of the year
|
19,374,052
|
-15,661,484
|
114,044,783
|
-13,355,493
|
37,738,098
|
|
V. Cash and cash equivalents at the beginning of year
|
309,513,710
|
329,684,609
|
314,023,125
|
430,614,185
|
417,258,692
|
|
VI. Effect of foreign exchange differences
|
|
|
|
|
|
|
VII. Cash and cash equivalents at the end of year
|
328,887,762
|
314,023,125
|
428,067,908
|
417,258,692
|
454,996,790
|
