|
I. Cash flows from operating activities
|
|
|
|
|
|
|
- Cash received from interst income and similar income
|
20,916,556
|
26,933,832
|
34,336,678
|
33,533,947
|
34,994,008
|
|
- Interest expense and similar expenses paid
|
-9,431,875
|
-11,361,778
|
-17,726,445
|
-16,528,054
|
-19,315,843
|
|
- Cash received from services provided
|
2,741,952
|
3,188,381
|
3,326,781
|
1,765,459
|
2,105,341
|
|
- Difference between cash received and cash paid from operating activities (foreign currency, gold and securities)
|
43,264
|
-456,545
|
665,975
|
782,521
|
-76,018
|
|
- Other cash received
|
5,632
|
-23,991
|
96,475
|
53,056
|
36,941
|
|
- Cash received from absolved debts which were covered by risk provisions
|
215,358
|
376,831
|
692,749
|
1,247,253
|
1,841,868
|
|
- Cash paid to employees and administration actitivities
|
-5,342,256
|
-6,198,153
|
-6,265,054
|
-7,236,019
|
-7,325,497
|
|
- Income tax paid
|
-1,409,480
|
-989,730
|
-2,328,881
|
-1,959,227
|
-1,943,702
|
|
Cashflow from operating activities before changes in operating assests and working capital
|
7,739,151
|
11,468,847
|
12,798,278
|
11,658,936
|
10,317,098
|
|
1. Changes in operating assets
|
|
|
|
|
|
|
- Increase/(Decrease) in placements with and loans to other credit institutions
|
-14,701,814
|
-8,500,953
|
12,923,370
|
-43,925,557
|
10,799,392
|
|
- Increase/(Decrease) in trading securities and securities investment
|
-3,291,040
|
5,464,131
|
-21,705,895
|
10,610,466
|
-761,339
|
|
- Increase/(Decrease) in derivatives and other financial assets
|
23,753
|
-20,958
|
-135,763
|
-665,151
|
821,872
|
|
- Increase/(Decrease) in loans and advances to customers
|
-31,905,883
|
-30,371,148
|
-34,314,112
|
-57,656,519
|
-57,957,823
|
|
- Increase/(Decrease) in provision to compensate for damages
|
-946,088
|
-633,712
|
-3,662,477
|
-2,941,305
|
-4,344,489
|
|
- Increase/(Decrease) in other operating assets
|
-5,974,624
|
1,590,047
|
2,706,420
|
975,498
|
-2,948,977
|
|
2. Changes in operating liabilities
|
|
|
|
|
|
|
- Increase/(Decrease) in borrowings from the government and State Bank of Vietnam
|
0
|
|
|
18,586,891
|
-7,606,078
|
|
- Increase/(Decrease) in placements and borrowings from other credit institutions
|
21,968,948
|
6,709,971
|
27,473,280
|
24,560,864
|
34,308,376
|
|
- Increase/(Decrease) in deposits from customers
|
23,215,795
|
26,559,050
|
36,453,326
|
39,731,056
|
18,269,339
|
|
- Increase/(Decrease) in valuapapers issued
|
13,739,319
|
-10,523,364
|
-7,877,882
|
-634,357
|
11,808,121
|
|
- Increase/Decrease in trusted funds which the bank has to incur credit risk
|
-1,440
|
-556
|
-1,162
|
-1,562
|
-2,062
|
|
- Increase/(Decrease) in derivatives and funds received from other institutions
|
63,933
|
-63,933
|
|
0
|
105,602
|
|
- Increase/(Decrease) in other operating liabilities
|
-295,592
|
240,313
|
5,160,845
|
-1,791,751
|
126,359
|
|
- Cash paid from funds of credit institution
|
0
|
|
|
|
|
|
Net cash flows from operating activities
|
9,634,418
|
1,917,735
|
29,818,228
|
-1,492,491
|
12,935,391
|
|
II. Cash flows from investment activities
|
|
|
|
|
|
|
- Money decrease due to selling sub-company
|
0
|
|
|
|
|
|
- Purchase of fixed assets
|
-326,118
|
-240,720
|
-223,134
|
-225,580
|
-230,834
|
|
- Proceeds from disposal of fix assets
|
0
|
2,042
|
2,388
|
190
|
2,104
|
|
- Payment on disposal of fixed assets
|
0
|
|
|
|
|
|
- Purchase of investment properties
|
0
|
|
|
|
|
|
- Proceeds from disposal of investment properties
|
0
|
|
|
|
|
|
- Payment on disposal of investment properties
|
0
|
|
|
|
|
|
- Investment in other entities
|
0
|
|
|
|
|
|
- Proceeds from disinvestment in other entities
|
2,890
|
|
|
|
|
|
- Dividends and interest received
|
1,766
|
2,895
|
3,345
|
3,745
|
2,745
|
|
Net cash flows from investment activities
|
-321,462
|
-235,783
|
-217,401
|
-221,645
|
-225,985
|
|
III. Cash flows from financing activities
|
|
|
|
|
|
|
- Proceeds from share issuances
|
130
|
|
|
|
|
|
- Capital form issuances of long-term bonds which are considered as the tier 2 and long-term debts
|
0
|
|
|
|
|
|
- Repayment of long-term bonds which are considered as the tier 2 and long-term debts
|
0
|
|
|
|
|
|
- Dividends paid
|
0
|
|
-3,161,510
|
-3,171,009
|
-2,085,389
|
|
- Purchase treasury shares
|
0
|
|
|
|
|
|
- Proceeds from reissue of treasury shares
|
0
|
60
|
93
|
134
|
179
|
|
Net cash flows from financing activities
|
130
|
60
|
-3,161,417
|
-3,170,875
|
-2,085,210
|
|
IV. Net cash flows of the year
|
9,313,086
|
1,682,012
|
26,439,410
|
-4,885,011
|
10,624,196
|
|
V. Cash and cash equivalents at the beginning of year
|
28,846,489
|
38,159,575
|
39,841,587
|
66,280,997
|
61,395,986
|
|
VI. Effect of foreign exchange differences
|
0
|
|
|
|
|
|
VII. Cash and cash equivalents at the end of year
|
38,159,575
|
39,841,587
|
66,280,997
|
61,395,986
|
72,020,182
|
