Công ty cổ phần chứng khoán BIDV

Unit: 1.000.000đ
  Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025
1- Premium from direct insurance
2- Premium from reinsurance inward 691,414 1,391,519 854,217 853,269 561,180
3- Deductions 331,683 669,223 358,030 492,931 203,877
- Premium reinsurance outward 267,299 385,027 296,931 568,442 283,890
- Premium fee deduction 27,559 -15,370 28,132 -107,467 34,357
- Premium direct insurance refund 36,825 299,566 32,967 31,956 -114,370
- Premium reinsurance inward refund
- Other deductions
4. (Increase)/Decrease in unearned premium reserves and mathematic reserves
5. Commission from reinsurance outward 88,635 97,744 83,157 176,682 77,064
6. Other income from insurance activities 4,301 33,317 53,547 3,386 2,955
- Income from reinsurance inward
- Income from reinsurance outward
- Other income
7. Net revenues of insurance activities 452,667 853,357 632,890 540,405 437,322
8. Claims settlements of direct insurance 387,640 0
9. Claims settlements of insurance inward 254,500 351,081 315,513 248,228
10. Deduction to the claim settlement expenses 133,865 198,023 131,772 146,648 147,128
- Recoveries from reinsurance outward 133,865 198,023 131,772 146,648 147,128
- Subrogation recoveries
- Recoveries from compensated and damaged goods
11. Claim settlement expenses over the retention 120,635 189,617 219,310 168,865 101,100
12. Decrease of catastrophes reserve
13. Increase/decrease of claim reserve -24,776 29,608 21,109 29,339 71,627
14. Provision for catastrophe reserve charged to the year -6,771 10,069 5,588 2,860 2,776
15. Other operating expenses 233,194 593,562 347,702 296,179 198,966
- Other operating expenses for direct insurance 233,194 593,562 347,702 296,179 198,966
+ Commission 225,952 539,264 281,189 275,948 194,653
+ Damage survey
+ Claims expenses on third parties
+ Handling compensated goods (100%)
+ Valuation expenses of insurance contracts
+ Expenses to prevent, limit risk and loss
+ Others 7,242 54,299 66,513 20,231 4,314
- Other operating expenses for reinsurance inward
+ Commission expenses for reinsurance inward
+ Others
- Expenses for reinsurance outward
- Other direct expenses
16. Provision for foreign tax 4,097 10,338 8,504 7,149 263
17. Total direct operating expenses 322,283 822,856 593,709 497,243 374,469
18. Gross profit from insurance activities 130,384 30,501 39,182 43,162 62,852
19. Increase/decrease profit from unrealised foreign exchange 1,090 932 6,757 2,226 2,105
20. Selling expenses
21. Administration expenses 35,209 28,388 28,558 34,231 32,529
22. Net profit from insurance activities
23. Income from financial activities 91,453 85,029 149,004 121,580 116,526
24. Expenses from financial activities 10,910 12,399 13,320 6,765 2,359
25. Financial income 80,544 72,630 135,684 114,816 114,167
26. Other operating income 1,479 390 450 263 272
27. Other operating expenses 206 206 260 273 341
28. Other operating income 1,273 184 190 -10 -69
29. Accounting profit 182,178 86,197 161,758 133,113 146,790
30. Adjustment increasing/decreasing taxable profit
31. Profit before tax 182,178 86,197 161,758 133,113 146,790
32. Balance guarantee reserve
33. Taxation profit 182,178 86,197 161,758 133,113 146,790
34. Corporate income tax 30,910 15,802 18,684 24,586 27,648
35. Net profits 151,268 70,395 143,075 108,527 119,143
36. Minority interests 486 -2,129 2,002 319 1,822
37. Profit after tax belonging to shareholders of parent company 150,782 72,524 141,073 108,208 117,321
38. Dividend
39. Shares
40. Basic EPS
41. Diluted EPS