|
ASSETS
|
|
|
|
|
|
|
I. Cash and precious metals
|
2,345,733
|
2,658,493
|
2,284,990
|
2,148,289
|
2,774,182
|
|
II. Balances with the State Bank of Vietnam
|
10,860,730
|
9,935,379
|
8,422,511
|
14,327,215
|
13,570,476
|
|
III. TreasuryBill
|
|
|
|
|
|
|
IV. Placements with and loans to other credit institutions
|
57,104,628
|
47,965,493
|
94,093,778
|
134,643,662
|
186,228,938
|
|
1. Cash and gold deposits at other credit institutions
|
40,329,730
|
40,771,879
|
81,299,073
|
126,527,280
|
178,800,339
|
|
2. Loans to other credit istitutions
|
16,858,044
|
7,193,614
|
12,794,705
|
8,116,382
|
7,428,599
|
|
3. Provision for losses on loans to other credit institutions
|
-83,146
|
|
|
|
|
|
V. Trading securities
|
6,970,941
|
7,793,447
|
12,325,809
|
13,110,971
|
23,960,121
|
|
1. Trading securities
|
7,005,061
|
7,850,639
|
12,406,274
|
13,180,721
|
24,132,387
|
|
2. Provision for diminution in value of trading securities
|
-34,120
|
-57,192
|
-80,465
|
-69,750
|
-172,266
|
|
VI. Derivatives and other financial assets
|
103,299
|
|
|
|
|
|
VII. Loans and advances to customers
|
345,606,972
|
424,662,382
|
551,622,004
|
676,545,598
|
926,472,659
|
|
1. Loans and advances to customers
|
355,281,219
|
438,338,047
|
566,271,290
|
692,875,738
|
943,901,630
|
|
2. Provision for losses on loans and advances to customers
|
-9,674,247
|
-13,675,665
|
-14,649,286
|
-16,330,140
|
-17,428,971
|
|
VIII. Investment securities
|
75,798,431
|
83,075,897
|
94,587,476
|
52,783,054
|
64,434,066
|
|
1. Available - for - sales securities
|
75,313,521
|
82,718,218
|
88,050,457
|
51,857,428
|
64,462,930
|
|
2. Held - to - maturity securities
|
722,934
|
610,279
|
6,755,260
|
992,927
|
|
|
3. Provision for diminution in value of investment securities
|
-238,024
|
-252,600
|
-218,241
|
-67,301
|
-28,864
|
|
IX. Investment in other entities and long-term investments
|
249,710
|
1,082,396
|
1,010,971
|
989,035
|
191,960
|
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1. Investment in subsidiaries
|
|
|
|
|
|
|
2. Investment in joint-ventures
|
|
|
|
|
|
|
3. Investment in associate cmpanies
|
|
0
|
|
0
|
|
|
4. Other long-term investment
|
249,731
|
1,082,396
|
1,010,971
|
989,035
|
191,960
|
|
5. Provision for diminution in value of long-term investment
|
-21
|
|
|
|
|
|
X. Fixed assets
|
1,872,973
|
1,858,126
|
1,923,801
|
2,023,899
|
2,028,824
|
|
1. Tangible fixed assets
|
1,216,957
|
1,219,108
|
1,298,099
|
1,437,082
|
1,479,269
|
|
- Cost
|
2,559,025
|
2,733,537
|
2,994,200
|
3,406,801
|
3,777,887
|
|
- Accumulated depreciation
|
-1,342,068
|
-1,514,429
|
-1,696,101
|
-1,969,719
|
-2,298,618
|
|
2. Leased assets
|
|
|
|
|
|
|
- Cost
|
|
|
|
|
|
|
- Accumulated depreciation
|
|
|
|
|
|
|
3. Intangible fixed assets
|
656,016
|
639,018
|
625,702
|
586,817
|
549,555
|
|
- Cost
|
1,552,403
|
1,709,523
|
1,908,548
|
2,086,191
|
2,205,181
|
|
- Accumulated depreciation
|
-896,387
|
-1,070,505
|
-1,282,846
|
-1,499,374
|
-1,655,626
|
|
4. Construction in progress expense
|
|
|
|
|
|
|
XI. Investment properties
|
|
|
|
|
|
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- Cost
|
|
|
|
|
|
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- Accumulated amortization
|
|
|
|
|
|
|
XII. Other assets
|
46,712,712
|
52,042,049
|
51,428,198
|
27,275,914
|
40,488,370
|
|
1. Receivables
|
39,015,325
|
39,409,274
|
33,238,490
|
11,411,320
|
17,522,681
|
|
2. Interests and fee receivables
|
4,897,204
|
7,878,994
|
8,976,228
|
8,384,069
|
14,279,226
|
|
3. Deferred income tax assets
|
|
628,072
|
1,263,743
|
1,195,836
|
1,143,728
|
|
4. Other assets
|
2,852,510
|
4,205,385
|
8,097,320
|
6,547,735
|
7,733,136
|
|
- In which: Good will
|
|
195,492
|
118,507
|
41,310
|
|
|
5. Provision for losses on other assets
|
-52,327
|
-79,676
|
-147,583
|
-263,046
|
-190,401
|
|
TOTAL ASSETS
|
547,626,129
|
631,073,662
|
817,699,538
|
923,847,637
|
1,260,149,596
|
|
LIABILITIES AND SHAREHOLDERS' EQUITY
|
|
|
|
|
|
|
I. Due to Government and borrowings from the State Bank of Vietnam
|
8,454,375
|
1,929,233
|
4,118,311
|
5,713
|
15,305
|
|
II. Deposits and borrowings from other credit institutions
|
114,619,106
|
140,249,116
|
156,356,651
|
201,756,421
|
295,199,519
|
|
1. Deposits form other credit institutions
|
47,106,801
|
51,325,927
|
83,234,756
|
111,863,209
|
140,778,777
|
|
2. Borrowings form other credit institutions
|
67,512,305
|
88,923,189
|
73,121,895
|
89,893,212
|
154,420,742
|
|
III. Depostis from customers
|
241,837,028
|
303,151,417
|
442,368,381
|
485,666,548
|
628,044,616
|
|
IV. Derivatives and other debts
|
|
15,369
|
392
|
28,057
|
843,382
|
|
V. Funds received from Government, international and other institutions
|
103,930
|
47,050
|
22,045
|
10,894
|
16,394
|
|
VI. Certificate of deposits
|
81,295,633
|
63,699,974
|
47,787,312
|
66,975,704
|
107,120,653
|
|
VII. Other liabilities
|
14,864,558
|
18,464,614
|
27,099,873
|
22,129,038
|
48,634,098
|
|
1. Intersest and fee payables
|
5,557,507
|
8,596,581
|
13,812,285
|
10,415,008
|
15,150,513
|
|
2. Deferred income tax payables
|
|
8,844
|
67,836
|
26,517
|
28,985
|
|
3. Other payables
|
9,307,051
|
9,859,189
|
13,219,752
|
11,687,513
|
33,454,600
|
|
4. Other Provisions
|
|
|
|
|
|
|
VIII. Shareholders' equity
|
78,458,342
|
96,844,924
|
134,714,096
|
141,904,975
|
167,903,343
|
|
1. Capital
|
43,373,620
|
66,550,770
|
103,331,782
|
103,331,782
|
103,331,782
|
|
- Paid-up capital
|
45,056,930
|
67,434,236
|
79,339,236
|
79,339,236
|
79,339,236
|
|
- Construction capital
|
|
|
|
|
|
|
- Share capital surplus
|
77,202
|
|
23,992,546
|
23,992,546
|
23,992,546
|
|
- Treasury stocks
|
-1,760,512
|
-883,466
|
|
|
|
|
- Prefered Stocks
|
|
|
|
|
|
|
- Other equity resources
|
|
|
|
|
|
|
2. Reserves
|
12,584,835
|
13,535,062
|
12,233,277
|
14,565,614
|
18,601,914
|
|
3. Foreign exchange differences
|
|
|
|
|
|
|
4. Asset revaluation differences
|
|
|
|
|
|
|
5. Retained earning
|
22,499,887
|
16,759,092
|
19,149,037
|
24,007,579
|
45,969,647
|
|
6. Other funds and expenses
|
|
|
|
|
|
|
IX. Benefits of minority shareholader
|
7,993,157
|
6,671,965
|
5,232,477
|
5,370,287
|
12,372,286
|
|
TOTAL RESOURCES
|
547,626,129
|
631,073,662
|
817,699,538
|
923,847,637
|
1,260,149,596
|
