|
ASSETS
|
|
|
|
|
|
|
I. Cash and precious metals
|
2,432,599
|
2,597,276
|
2,681,822
|
2,148,289
|
2,671,682
|
|
II. Balances with the State Bank of Vietnam
|
7,759,148
|
14,975,550
|
13,546,544
|
14,327,215
|
7,191,513
|
|
III. TreasuryBill
|
|
|
|
|
|
|
IV. Placements with and loans to other credit institutions
|
98,545,790
|
115,858,610
|
119,231,088
|
134,643,662
|
142,751,033
|
|
1. Cash and gold deposits at other credit institutions
|
77,117,010
|
84,694,542
|
102,987,545
|
126,527,280
|
139,634,915
|
|
2. Loans to other credit istitutions
|
21,428,780
|
31,164,068
|
16,243,543
|
8,116,382
|
3,116,118
|
|
3. Provision for losses on loans to other credit institutions
|
|
|
|
|
|
|
V. Trading securities
|
11,331,236
|
11,494,634
|
10,549,064
|
13,110,971
|
16,623,311
|
|
1. Trading securities
|
11,406,079
|
11,576,885
|
10,611,890
|
13,180,721
|
16,760,703
|
|
2. Provision for diminution in value of trading securities
|
-74,843
|
-82,251
|
-62,826
|
-69,750
|
-137,392
|
|
VI. Derivatives and other financial assets
|
582,774
|
|
|
|
61,338
|
|
VII. Loans and advances to customers
|
567,636,430
|
609,030,873
|
619,865,901
|
676,545,598
|
713,554,849
|
|
1. Loans and advances to customers
|
582,691,308
|
624,277,460
|
635,344,648
|
692,875,738
|
729,968,910
|
|
2. Provision for losses on loans and advances to customers
|
-15,054,878
|
-15,246,587
|
-15,478,747
|
-16,330,140
|
-16,414,061
|
|
VIII. Investment securities
|
82,798,265
|
59,429,591
|
58,056,373
|
52,783,054
|
57,972,590
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|
1. Available - for - sales securities
|
76,541,718
|
59,348,479
|
58,136,983
|
51,857,428
|
57,124,816
|
|
2. Held - to - maturity securities
|
6,733,753
|
184,273
|
|
992,927
|
1,092,927
|
|
3. Provision for diminution in value of investment securities
|
-477,206
|
-103,161
|
-80,610
|
-67,301
|
-245,153
|
|
IX. Investment in other entities and long-term investments
|
983,048
|
1,010,971
|
986,340
|
989,035
|
935,419
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1. Investment in subsidiaries
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|
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|
|
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2. Investment in joint-ventures
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|
|
|
|
|
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3. Investment in associate cmpanies
|
|
|
|
0
|
|
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4. Other long-term investment
|
983,048
|
1,010,971
|
986,340
|
989,035
|
935,419
|
|
5. Provision for diminution in value of long-term investment
|
|
|
|
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X. Fixed assets
|
1,916,305
|
1,926,393
|
1,906,115
|
2,023,899
|
1,941,077
|
|
1. Tangible fixed assets
|
1,285,300
|
1,335,641
|
1,363,684
|
1,437,082
|
1,395,996
|
|
- Cost
|
3,033,887
|
3,151,269
|
3,250,952
|
3,406,801
|
3,439,564
|
|
- Accumulated depreciation
|
-1,748,587
|
-1,815,628
|
-1,887,268
|
-1,969,719
|
-2,043,568
|
|
2. Leased assets
|
|
|
|
|
|
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- Cost
|
|
|
|
|
|
|
- Accumulated depreciation
|
|
|
|
|
|
|
3. Intangible fixed assets
|
631,005
|
590,752
|
542,431
|
586,817
|
545,081
|
|
- Cost
|
1,967,013
|
1,980,649
|
1,986,030
|
2,086,191
|
2,096,060
|
|
- Accumulated depreciation
|
-1,336,008
|
-1,389,897
|
-1,443,599
|
-1,499,374
|
-1,550,979
|
|
4. Construction in progress expense
|
|
|
|
|
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XI. Investment properties
|
|
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|
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- Cost
|
|
|
|
|
|
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- Accumulated amortization
|
|
|
|
|
|
|
XII. Other assets
|
48,381,386
|
48,068,083
|
32,061,347
|
27,275,914
|
50,333,839
|
|
1. Receivables
|
31,229,241
|
31,411,138
|
15,969,552
|
11,411,320
|
33,497,053
|
|
2. Interests and fee receivables
|
8,952,845
|
8,522,172
|
8,299,605
|
8,384,069
|
9,210,461
|
|
3. Deferred income tax assets
|
1,301,299
|
1,304,013
|
1,304,989
|
1,195,836
|
1,198,673
|
|
4. Other assets
|
7,076,746
|
7,027,450
|
6,795,005
|
6,547,735
|
6,686,974
|
|
- In which: Good will
|
99,313
|
80,119
|
60,715
|
41,310
|
28,363
|
|
5. Provision for losses on other assets
|
-178,745
|
-196,690
|
-307,804
|
-263,046
|
-259,322
|
|
TOTAL ASSETS
|
822,366,981
|
864,391,981
|
858,884,594
|
923,847,637
|
994,036,651
|
|
LIABILITIES AND SHAREHOLDERS' EQUITY
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|
|
|
|
|
|
I. Due to Government and borrowings from the State Bank of Vietnam
|
111,865
|
387,940
|
26,027
|
5,713
|
939,577
|
|
II. Deposits and borrowings from other credit institutions
|
153,846,616
|
178,580,696
|
167,416,136
|
201,756,421
|
186,491,192
|
|
1. Deposits form other credit institutions
|
77,529,895
|
81,845,870
|
80,189,046
|
111,863,209
|
89,678,391
|
|
2. Borrowings form other credit institutions
|
76,316,721
|
96,734,826
|
87,227,090
|
89,893,212
|
96,812,801
|
|
III. Depostis from customers
|
455,817,478
|
471,348,616
|
475,782,339
|
485,666,548
|
552,373,981
|
|
IV. Derivatives and other debts
|
|
1,023,282
|
1,266,044
|
28,057
|
|
|
V. Funds received from Government, international and other institutions
|
18,390
|
15,529
|
13,025
|
10,894
|
9,192
|
|
VI. Certificate of deposits
|
46,344,356
|
54,199,709
|
50,941,501
|
66,975,704
|
78,788,990
|
|
VII. Other liabilities
|
23,290,866
|
20,769,071
|
21,199,648
|
22,129,038
|
24,220,357
|
|
1. Intersest and fee payables
|
11,785,420
|
9,303,587
|
8,167,189
|
10,415,008
|
11,502,665
|
|
2. Deferred income tax payables
|
66,084
|
139,030
|
137,031
|
26,517
|
31,110
|
|
3. Other payables
|
11,439,362
|
11,326,454
|
12,895,428
|
11,687,513
|
12,686,582
|
|
4. Other Provisions
|
|
|
|
|
|
|
VIII. Shareholders' equity
|
138,197,730
|
133,255,397
|
137,291,689
|
141,904,975
|
145,802,587
|
|
1. Capital
|
103,331,782
|
103,331,782
|
103,331,782
|
103,331,782
|
103,331,782
|
|
- Paid-up capital
|
79,339,236
|
79,339,236
|
79,339,236
|
79,339,236
|
79,339,236
|
|
- Construction capital
|
|
|
|
|
|
|
- Share capital surplus
|
23,992,546
|
23,992,546
|
23,992,546
|
23,992,546
|
23,992,546
|
|
- Treasury stocks
|
|
|
|
|
|
|
- Prefered Stocks
|
|
|
|
|
|
|
- Other equity resources
|
|
|
|
|
|
|
2. Reserves
|
12,233,282
|
11,675,090
|
11,675,185
|
14,565,614
|
14,569,414
|
|
3. Foreign exchange differences
|
|
|
|
|
|
|
4. Asset revaluation differences
|
|
|
|
|
|
|
5. Retained earning
|
22,632,666
|
18,248,525
|
22,284,722
|
24,007,579
|
27,901,391
|
|
6. Other funds and expenses
|
|
|
|
|
|
|
IX. Benefits of minority shareholader
|
4,739,680
|
4,811,741
|
4,948,185
|
5,370,287
|
5,410,775
|
|
TOTAL RESOURCES
|
822,366,981
|
864,391,981
|
858,884,594
|
923,847,637
|
994,036,651
|
