|
ASSETS
|
|
|
|
|
|
|
I. Cash and precious metals
|
2,148,289
|
2,671,682
|
2,403,496
|
2,943,026
|
2,774,182
|
|
II. Balances with the State Bank of Vietnam
|
14,327,215
|
7,191,513
|
17,320,822
|
14,240,529
|
13,570,476
|
|
III. TreasuryBill
|
|
|
|
|
|
|
IV. Placements with and loans to other credit institutions
|
134,643,662
|
142,751,033
|
154,342,401
|
166,685,535
|
186,228,938
|
|
1. Cash and gold deposits at other credit institutions
|
126,527,280
|
139,634,915
|
138,433,340
|
148,466,961
|
178,800,339
|
|
2. Loans to other credit istitutions
|
8,116,382
|
3,116,118
|
15,909,061
|
18,218,574
|
7,428,599
|
|
3. Provision for losses on loans to other credit institutions
|
|
|
|
|
|
|
V. Trading securities
|
13,110,971
|
16,623,311
|
14,361,441
|
19,289,943
|
23,960,121
|
|
1. Trading securities
|
13,180,721
|
16,760,703
|
14,501,280
|
19,433,137
|
24,132,387
|
|
2. Provision for diminution in value of trading securities
|
-69,750
|
-137,392
|
-139,839
|
-143,194
|
-172,266
|
|
VI. Derivatives and other financial assets
|
|
61,338
|
|
|
|
|
VII. Loans and advances to customers
|
676,545,598
|
713,554,849
|
811,930,923
|
879,072,205
|
926,472,659
|
|
1. Loans and advances to customers
|
692,875,738
|
729,968,910
|
829,126,712
|
896,411,840
|
943,901,630
|
|
2. Provision for losses on loans and advances to customers
|
-16,330,140
|
-16,414,061
|
-17,195,789
|
-17,339,635
|
-17,428,971
|
|
VIII. Investment securities
|
52,783,054
|
57,972,590
|
73,755,887
|
57,363,954
|
64,434,066
|
|
1. Available - for - sales securities
|
51,857,428
|
57,124,816
|
73,839,378
|
57,544,750
|
64,462,930
|
|
2. Held - to - maturity securities
|
992,927
|
1,092,927
|
100,000
|
|
|
|
3. Provision for diminution in value of investment securities
|
-67,301
|
-245,153
|
-183,491
|
-180,796
|
-28,864
|
|
IX. Investment in other entities and long-term investments
|
989,035
|
935,419
|
189,210
|
189,210
|
191,960
|
|
1. Investment in subsidiaries
|
|
|
|
|
|
|
2. Investment in joint-ventures
|
|
|
|
|
|
|
3. Investment in associate cmpanies
|
0
|
|
|
|
|
|
4. Other long-term investment
|
989,035
|
935,419
|
189,210
|
189,210
|
191,960
|
|
5. Provision for diminution in value of long-term investment
|
|
|
|
|
|
|
X. Fixed assets
|
2,023,899
|
1,941,077
|
1,873,802
|
1,849,256
|
2,028,824
|
|
1. Tangible fixed assets
|
1,437,082
|
1,395,996
|
1,354,010
|
1,357,480
|
1,479,269
|
|
- Cost
|
3,406,801
|
3,439,564
|
3,460,683
|
3,551,114
|
3,777,887
|
|
- Accumulated depreciation
|
-1,969,719
|
-2,043,568
|
-2,106,673
|
-2,193,634
|
-2,298,618
|
|
2. Leased assets
|
|
|
|
|
|
|
- Cost
|
|
|
|
|
|
|
- Accumulated depreciation
|
|
|
|
|
|
|
3. Intangible fixed assets
|
586,817
|
545,081
|
519,792
|
491,776
|
549,555
|
|
- Cost
|
2,086,191
|
2,096,060
|
2,119,722
|
2,133,041
|
2,205,181
|
|
- Accumulated depreciation
|
-1,499,374
|
-1,550,979
|
-1,599,930
|
-1,641,265
|
-1,655,626
|
|
4. Construction in progress expense
|
|
|
|
|
|
|
XI. Investment properties
|
|
|
|
|
|
|
- Cost
|
|
|
|
|
|
|
- Accumulated amortization
|
|
|
|
|
|
|
XII. Other assets
|
27,275,914
|
50,333,839
|
28,540,528
|
36,664,910
|
40,488,370
|
|
1. Receivables
|
11,411,320
|
33,497,053
|
9,458,296
|
14,985,874
|
17,522,681
|
|
2. Interests and fee receivables
|
8,384,069
|
9,210,461
|
10,431,602
|
13,522,723
|
14,279,226
|
|
3. Deferred income tax assets
|
1,195,836
|
1,198,673
|
1,161,362
|
1,139,518
|
1,143,728
|
|
4. Other assets
|
6,547,735
|
6,686,974
|
7,742,151
|
7,237,304
|
7,733,136
|
|
- In which: Good will
|
41,310
|
28,363
|
16,302
|
4,109
|
|
|
5. Provision for losses on other assets
|
-263,046
|
-259,322
|
-252,883
|
-220,509
|
-190,401
|
|
TOTAL ASSETS
|
923,847,637
|
994,036,651
|
1,104,718,510
|
1,178,298,568
|
1,260,149,596
|
|
LIABILITIES AND SHAREHOLDERS' EQUITY
|
|
|
|
|
|
|
I. Due to Government and borrowings from the State Bank of Vietnam
|
5,713
|
939,577
|
4,346,133
|
38,045
|
15,305
|
|
II. Deposits and borrowings from other credit institutions
|
201,756,421
|
186,491,192
|
229,364,716
|
283,240,346
|
295,199,519
|
|
1. Deposits form other credit institutions
|
111,863,209
|
89,678,391
|
118,204,794
|
134,763,005
|
140,778,777
|
|
2. Borrowings form other credit institutions
|
89,893,212
|
96,812,801
|
111,159,922
|
148,477,341
|
154,420,742
|
|
III. Depostis from customers
|
485,666,548
|
552,373,981
|
600,774,163
|
585,833,049
|
628,044,616
|
|
IV. Derivatives and other debts
|
28,057
|
|
572,805
|
1,089,730
|
843,382
|
|
V. Funds received from Government, international and other institutions
|
10,894
|
9,192
|
7,497
|
10,814
|
16,394
|
|
VI. Certificate of deposits
|
66,975,704
|
78,788,990
|
83,140,558
|
106,091,086
|
107,120,653
|
|
VII. Other liabilities
|
22,129,038
|
24,220,357
|
34,329,953
|
42,450,211
|
48,634,098
|
|
1. Intersest and fee payables
|
10,415,008
|
11,502,665
|
12,821,955
|
12,762,962
|
15,150,513
|
|
2. Deferred income tax payables
|
26,517
|
31,110
|
21,740
|
22,119
|
28,985
|
|
3. Other payables
|
11,687,513
|
12,686,582
|
21,486,258
|
29,665,130
|
33,454,600
|
|
4. Other Provisions
|
|
|
|
|
|
|
VIII. Shareholders' equity
|
141,904,975
|
145,802,587
|
146,696,815
|
153,971,159
|
167,903,343
|
|
1. Capital
|
103,331,782
|
103,331,782
|
103,331,782
|
103,330,647
|
103,331,782
|
|
- Paid-up capital
|
79,339,236
|
79,339,236
|
79,339,236
|
79,339,236
|
79,339,236
|
|
- Construction capital
|
|
|
|
|
|
|
- Share capital surplus
|
23,992,546
|
23,992,546
|
23,992,546
|
23,991,411
|
23,992,546
|
|
- Treasury stocks
|
|
|
|
|
|
|
- Prefered Stocks
|
|
|
|
|
|
|
- Other equity resources
|
|
|
|
|
|
|
2. Reserves
|
14,565,614
|
14,569,414
|
14,574,824
|
14,583,784
|
18,601,914
|
|
3. Foreign exchange differences
|
|
|
|
|
|
|
4. Asset revaluation differences
|
|
|
|
|
|
|
5. Retained earning
|
24,007,579
|
27,901,391
|
28,790,209
|
36,056,728
|
45,969,647
|
|
6. Other funds and expenses
|
|
|
|
|
|
|
IX. Benefits of minority shareholader
|
5,370,287
|
5,410,775
|
5,485,870
|
5,574,128
|
12,372,286
|
|
TOTAL RESOURCES
|
923,847,637
|
994,036,651
|
1,104,718,510
|
1,178,298,568
|
1,260,149,596
|
