I. Cash flows from operating activities
|
|
|
|
|
|
- Cash received from interst income and similar income
|
20,058,223
|
19,303,709
|
21,312,276
|
21,247,343
|
22,183,018
|
- Interest expense and similar expenses paid
|
-9,861,228
|
-8,228,511
|
-6,262,100
|
-7,614,303
|
-8,470,184
|
- Cash received from services provided
|
2,023,101
|
1,446,113
|
1,847,853
|
1,241,676
|
1,289,497
|
- Difference between cash received and cash paid from operating activities (foreign currency, gold and securities)
|
493,267
|
63,097
|
466,637
|
284,718
|
357,439
|
- Other cash received
|
-102,379
|
-50,907
|
104,026
|
8,940
|
362,934
|
- Cash received from absolved debts which were covered by risk provisions
|
1,302,221
|
1,576,529
|
2,323,108
|
855,635
|
882,000
|
- Cash paid to employees and administration actitivities
|
-3,269,652
|
-3,214,291
|
-3,953,259
|
-3,345,536
|
-4,612,564
|
- Income tax paid
|
-1,065,780
|
-598,723
|
-290,829
|
-2,530,896
|
-574,385
|
Cashflow from operating activities before changes in operating assests and working capital
|
9,577,773
|
10,297,016
|
15,547,712
|
10,147,577
|
11,417,755
|
1. Changes in operating assets
|
|
|
|
|
|
- Increase/(Decrease) in placements with and loans to other credit institutions
|
-9,735,288
|
14,920,525
|
8,127,161
|
5,000,264
|
-12,792,943
|
- Increase/(Decrease) in trading securities and securities investment
|
22,571,913
|
2,360,764
|
2,717,798
|
-6,947,737
|
-11,260,668
|
- Increase/(Decrease) in derivatives and other financial assets
|
582,774
|
|
|
-61,338
|
61,338
|
- Increase/(Decrease) in loans and advances to customers
|
-42,328,906
|
-11,406,240
|
-59,212,724
|
-38,378,674
|
-94,891,390
|
- Increase/(Decrease) in provision to compensate for damages
|
-7,595,953
|
-5,434,478
|
-5,215,412
|
-5,219,010
|
-4,756,587
|
- Increase/(Decrease) in other operating assets
|
-289,829
|
15,538,960
|
4,692,706
|
-22,223,980
|
18,959,747
|
2. Changes in operating liabilities
|
|
|
|
|
|
- Increase/(Decrease) in borrowings from the government and State Bank of Vietnam
|
276,075
|
-361,913
|
-20,314
|
933,864
|
3,406,556
|
- Increase/(Decrease) in placements and borrowings from other credit institutions
|
24,734,080
|
-11,164,560
|
34,340,285
|
-15,265,229
|
42,873,523
|
- Increase/(Decrease) in deposits from customers
|
15,531,138
|
4,433,723
|
9,884,209
|
66,707,433
|
48,400,183
|
- Increase/(Decrease) in valuapapers issued
|
7,855,353
|
-3,258,208
|
16,034,203
|
11,813,286
|
4,351,568
|
- Increase/Decrease in trusted funds which the bank has to incur credit risk
|
-2,861
|
-2,504
|
-2,131
|
-1,702
|
-1,695
|
- Increase/(Decrease) in derivatives and funds received from other institutions
|
1,023,282
|
242,762
|
-1,237,987
|
-28,057
|
572,805
|
- Increase/(Decrease) in other operating liabilities
|
-305,305
|
780,473
|
-1,821,243
|
2,074,109
|
8,462,878
|
- Cash paid from funds of credit institution
|
|
|
|
|
|
Net cash flows from operating activities
|
21,894,246
|
16,946,320
|
23,834,263
|
8,550,806
|
14,803,070
|
II. Cash flows from investment activities
|
|
|
|
|
|
- Money decrease due to selling sub-company
|
|
|
|
|
|
- Purchase of fixed assets
|
-497
|
-1,534
|
-56,271
|
-64,029
|
18,218
|
- Proceeds from disposal of fix assets
|
1
|
869
|
-80
|
8,182
|
659
|
- Payment on disposal of fixed assets
|
|
-259
|
0
|
|
|
- Purchase of investment properties
|
|
|
|
|
|
- Proceeds from disposal of investment properties
|
|
|
|
|
|
- Payment on disposal of investment properties
|
|
|
|
|
|
- Investment in other entities
|
|
|
|
|
|
- Proceeds from disinvestment in other entities
|
|
|
|
|
|
- Dividends and interest received
|
|
3,147
|
9,654
|
|
7,317
|
Net cash flows from investment activities
|
-496
|
2,223
|
-46,697
|
-55,847
|
26,194
|
III. Cash flows from financing activities
|
|
|
|
|
|
- Proceeds from share issuances
|
|
|
|
|
|
- Capital form issuances of long-term bonds which are considered as the tier 2 and long-term debts
|
|
|
|
|
|
- Repayment of long-term bonds which are considered as the tier 2 and long-term debts
|
|
|
|
|
|
- Dividends paid
|
-7,935,139
|
0
|
-693
|
|
-3,968,172
|
- Purchase treasury shares
|
|
|
|
|
|
- Proceeds from reissue of treasury shares
|
|
|
|
|
|
Net cash flows from financing activities
|
-7,935,139
|
0
|
-693
|
|
-3,968,172
|
IV. Net cash flows of the year
|
13,958,611
|
16,948,543
|
23,786,873
|
8,494,959
|
10,861,092
|
V. Cash and cash equivalents at the beginning of year
|
88,308,757
|
102,267,368
|
119,215,911
|
143,002,784
|
151,497,743
|
VI. Effect of foreign exchange differences
|
|
|
|
|
|
VII. Cash and cash equivalents at the end of year
|
102,267,368
|
119,215,911
|
143,002,784
|
151,497,743
|
162,358,835
|