Unit: 1.000.000đ
  2020 2021 2022 2023 2024
1- Premium from direct insurance 1,905,661 1,957,310 2,118,235 1,998,105 2,301,313
2- Premium from reinsurance inward 277 2,501 9,021 60,527 130,187
3- Deductions 232,930 188,611 243,207 110,987 378,223
- Premium reinsurance outward 112,807 126,477 191,006 267,872 374,852
- Premium fee deduction -6,664 -14,900 -30,626 -40,555 -35,914
- Premium direct insurance refund 126,787 77,033 82,827 -116,330 39,285
- Premium reinsurance inward refund 0
- Other deductions 0
4. (Increase)/Decrease in unearned premium reserves and mathematic reserves 0
5. Commission from reinsurance outward 25,609 25,824 41,744 70,603 99,924
6. Other income from insurance activities 3,034 1,629 567 168 83
- Income from reinsurance inward 0
- Income from reinsurance outward 0
- Other income 33
7. Net revenues of insurance activities 1,701,650 1,798,653 1,926,360 2,018,416 2,153,285
8. Claims settlements of direct insurance 475,694 596,802 769,783 728,170 785,695
9. Claims settlements of insurance inward 0
10. Deduction to the claim settlement expenses 22,862 57,680 84,412 64,776 98,435
- Recoveries from reinsurance outward 21,765 57,267 76,456 63,265 93,213
- Subrogation recoveries 493 114 7,825 1,511 5,222
- Recoveries from compensated and damaged goods 604 298 132 0
11. Claim settlement expenses over the retention 452,832 539,123 685,371 663,394 687,260
12. Decrease of catastrophes reserve 0
13. Increase/decrease of claim reserve 24,908 2,232 23,638 -8,048 34,670
14. Provision for catastrophe reserve charged to the year 17,931 18,333 19,363 17,908 20,566
15. Other operating expenses 495,629 554,143 595,046 628,228 716,358
- Other operating expenses for direct insurance 495,629 554,143 595,046 628,228 716,358
+ Commission 282,143 290,756 309,485 334,129 376,075
+ Damage survey 0 0 0
+ Claims expenses on third parties 0
+ Handling compensated goods (100%) 0
+ Valuation expenses of insurance contracts 0
+ Expenses to prevent, limit risk and loss 0
+ Others 213,485 263,387 285,562 294,100 340,283
- Other operating expenses for reinsurance inward 0
+ Commission expenses for reinsurance inward 0
+ Others 0
- Expenses for reinsurance outward 0
- Other direct expenses 0
16. Provision for foreign tax 0
17. Total direct operating expenses 991,300 1,113,831 1,323,418 1,301,482 1,458,854
18. Gross profit from insurance activities 710,350 684,822 602,942 716,933 694,430
19. Increase/decrease profit from unrealised foreign exchange 0
20. Selling expenses 0
21. Administration expenses 483,123 469,349 458,583 581,251 588,722
22. Net profit from insurance activities 0
23. Income from financial activities 137,695 124,884 132,027 172,571 149,935
24. Expenses from financial activities 105 32 28 33 111
25. Financial income 137,589 124,852 131,999 172,538 149,824
26. Other operating income 1,768 672 367 300 1,316
27. Other operating expenses 31 16 174 453 704
28. Other operating income 1,737 656 193 -153 612
29. Accounting profit 366,554 340,981 276,551 308,067 256,144
30. Adjustment increasing/decreasing taxable profit 0 0 0 0
31. Profit before tax 366,554 340,981 276,551 308,067 256,144
32. Balance guarantee reserve 0
33. Taxation profit 366,554 340,981 276,551 308,067 256,144
34. Corporate income tax 73,534 67,578 54,682 61,754 51,427
35. Net profits 293,020 273,404 221,869 246,312 204,717
36. Minority interests 0 0
37. Profit after tax belonging to shareholders of parent company 293,020 273,404 221,869 246,312 204,717
38. Dividend
39. Shares
40. Basic EPS
41. Diluted EPS