Công ty cổ phần chứng khoán BIDV

Unit: 1.000.000đ
  2021 2022 2023 2024 2025
1- Premium from direct insurance 1,957,310 2,118,235 1,998,105 2,301,313 2,627,022
2- Premium from reinsurance inward 2,501 9,021 60,527 130,187 164,269
3- Deductions 188,611 243,207 110,987 378,223 466,243
- Premium reinsurance outward 126,477 191,006 267,872 374,852 444,702
- Premium fee deduction -14,900 -30,626 -40,555 -35,914 -22,471
- Premium direct insurance refund 77,033 82,827 -116,330 39,285 44,013
- Premium reinsurance inward refund
- Other deductions
4. (Increase)/Decrease in unearned premium reserves and mathematic reserves
5. Commission from reinsurance outward 25,824 41,744 70,603 99,924 128,050
6. Other income from insurance activities 1,629 567 168 83 -435
- Income from reinsurance inward
- Income from reinsurance outward
- Other income
7. Net revenues of insurance activities 1,798,653 1,926,360 2,018,416 2,153,285 2,452,663
8. Claims settlements of direct insurance 596,802 769,783 728,170 785,695 859,558
9. Claims settlements of insurance inward
10. Deduction to the claim settlement expenses 57,680 84,412 64,776 98,435 125,448
- Recoveries from reinsurance outward 57,267 76,456 63,265 93,213 112,412
- Subrogation recoveries 114 7,825 1,511 5,222 13,036
- Recoveries from compensated and damaged goods 298 132 0 0
11. Claim settlement expenses over the retention 539,123 685,371 663,394 687,260 734,110
12. Decrease of catastrophes reserve 5,489
13. Increase/decrease of claim reserve 2,232 23,638 -8,048 34,670 61,732
14. Provision for catastrophe reserve charged to the year 18,333 19,363 17,908 20,566 17,977
15. Other operating expenses 554,143 595,046 628,228 716,358 865,042
- Other operating expenses for direct insurance 554,143 595,046 628,228 716,358 865,042
+ Commission 290,756 309,485 334,129 376,075 444,909
+ Damage survey 0 0
+ Claims expenses on third parties
+ Handling compensated goods (100%)
+ Valuation expenses of insurance contracts
+ Expenses to prevent, limit risk and loss
+ Others 263,387 285,562 294,100 340,283 420,133
- Other operating expenses for reinsurance inward
+ Commission expenses for reinsurance inward
+ Others
- Expenses for reinsurance outward
- Other direct expenses
16. Provision for foreign tax
17. Total direct operating expenses 1,113,831 1,323,418 1,301,482 1,458,854 1,673,372
18. Gross profit from insurance activities 684,822 602,942 716,933 694,430 779,292
19. Increase/decrease profit from unrealised foreign exchange
20. Selling expenses
21. Administration expenses 469,349 458,583 581,251 588,722 616,208
22. Net profit from insurance activities
23. Income from financial activities 124,884 132,027 172,571 149,935 153,413
24. Expenses from financial activities 32 28 33 111 142
25. Financial income 124,852 131,999 172,538 149,824 153,271
26. Other operating income 672 367 300 1,316 2,796
27. Other operating expenses 16 174 453 704 311
28. Other operating income 656 193 -153 612 2,485
29. Accounting profit 340,981 276,551 308,067 256,144 318,839
30. Adjustment increasing/decreasing taxable profit 0 0 0
31. Profit before tax 340,981 276,551 308,067 256,144 318,839
32. Balance guarantee reserve
33. Taxation profit 340,981 276,551 308,067 256,144 318,839
34. Corporate income tax 67,578 54,682 61,754 51,427 63,004
35. Net profits 273,404 221,869 246,312 204,717 255,835
36. Minority interests 0
37. Profit after tax belonging to shareholders of parent company 273,404 221,869 246,312 204,717 255,835
38. Dividend
39. Shares
40. Basic EPS
41. Diluted EPS