Công ty cổ phần chứng khoán BIDV

Unit: 1.000.000đ
  Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025
1- Premium from direct insurance 590,420 533,514 674,385 582,063 705,417
2- Premium from reinsurance inward 27,169 28,594 58,446 36,802 55,262
3- Deductions 62,533 49,462 198,894 94,668 154,807
- Premium reinsurance outward 98,979 81,394 122,781 102,969 127,813
- Premium fee deduction -28,248 4,383 -3,885 -6,862 -30,223
- Premium direct insurance refund -8,199 -36,314 79,997 -1,438 57,216
- Premium reinsurance inward refund
- Other deductions
4. (Increase)/Decrease in unearned premium reserves and mathematic reserves
5. Commission from reinsurance outward 21,703 26,283 28,446 28,665 31,765
6. Other income from insurance activities 8 17 23 16 21
- Income from reinsurance inward
- Income from reinsurance outward
- Other income
7. Net revenues of insurance activities 576,768 538,946 562,406 552,879 637,659
8. Claims settlements of direct insurance 205,775 175,678 244,459 168,001 259,084
9. Claims settlements of insurance inward
10. Deduction to the claim settlement expenses 13,829 19,099 44,389 18,450 40,801
- Recoveries from reinsurance outward 12,806 18,646 41,229 18,362 29,058
- Subrogation recoveries 1,023 453 3,160 88
- Recoveries from compensated and damaged goods 0 11,744
11. Claim settlement expenses over the retention 191,946 156,579 200,070 149,551 218,283
12. Decrease of catastrophes reserve
13. Increase/decrease of claim reserve -15,936 137,397 -94,495 13,994 -25,302
14. Provision for catastrophe reserve charged to the year 5,165 4,807 6,100 5,157 6,331
15. Other operating expenses 168,715 167,083 240,438 178,780 227,194
- Other operating expenses for direct insurance 168,715 167,083 240,438 178,780 227,194
+ Commission 91,697 90,064 105,565 104,900 122,958
+ Damage survey
+ Claims expenses on third parties
+ Handling compensated goods (100%)
+ Valuation expenses of insurance contracts
+ Expenses to prevent, limit risk and loss
+ Others 77,018 77,019 134,873 73,880 104,236
- Other operating expenses for reinsurance inward
+ Commission expenses for reinsurance inward
+ Others
- Expenses for reinsurance outward
- Other direct expenses
16. Provision for foreign tax
17. Total direct operating expenses 349,891 465,866 352,114 347,482 426,505
18. Gross profit from insurance activities 226,877 73,080 210,291 205,397 211,155
19. Increase/decrease profit from unrealised foreign exchange
20. Selling expenses
21. Administration expenses 168,450 129,407 152,034 139,017 166,363
22. Net profit from insurance activities
23. Income from financial activities 38,181 35,473 35,064 34,843 36,611
24. Expenses from financial activities 9 12 37 119 7
25. Financial income 38,172 35,461 35,028 34,725 36,604
26. Other operating income 111 795 249 30 285
27. Other operating expenses 408 1 152 5
28. Other operating income -298 794 97 30 280
29. Accounting profit 96,300 -20,072 93,382 101,136 81,676
30. Adjustment increasing/decreasing taxable profit
31. Profit before tax 96,300 -20,072 93,382 101,136 81,676
32. Balance guarantee reserve
33. Taxation profit 96,300 -20,072 93,382 101,136 81,676
34. Corporate income tax 19,361 -3,996 18,707 20,245 16,354
35. Net profits 76,940 -16,076 74,676 80,890 65,323
36. Minority interests 0
37. Profit after tax belonging to shareholders of parent company 76,940 -16,076 74,676 80,890 65,323
38. Dividend
39. Shares
40. Basic EPS
41. Diluted EPS