Công ty cổ phần chứng khoán BIDV

Unit: 1.000.000đ
  Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025
1- Premium from direct insurance 533,514 674,385 582,063 705,417 613,735
2- Premium from reinsurance inward 28,594 58,446 36,802 55,262 30,170
3- Deductions 49,462 198,894 94,668 154,807 67,478
- Premium reinsurance outward 81,394 122,781 102,969 127,813 95,027
- Premium fee deduction 4,383 -3,885 -6,862 -30,223 17,913
- Premium direct insurance refund -36,314 79,997 -1,438 57,216 -45,462
- Premium reinsurance inward refund
- Other deductions
4. (Increase)/Decrease in unearned premium reserves and mathematic reserves
5. Commission from reinsurance outward 26,283 28,446 28,665 31,765 32,843
6. Other income from insurance activities 17 23 16 21 21
- Income from reinsurance inward
- Income from reinsurance outward
- Other income
7. Net revenues of insurance activities 538,946 562,406 552,879 637,659 609,290
8. Claims settlements of direct insurance 175,678 244,459 168,001 259,084 187,292
9. Claims settlements of insurance inward
10. Deduction to the claim settlement expenses 19,099 44,389 18,450 40,801 27,951
- Recoveries from reinsurance outward 18,646 41,229 18,362 29,058 27,757
- Subrogation recoveries 453 3,160 88 195
- Recoveries from compensated and damaged goods 11,744
11. Claim settlement expenses over the retention 156,579 200,070 149,551 218,283 159,341
12. Decrease of catastrophes reserve 5,489
13. Increase/decrease of claim reserve 137,397 -94,495 13,994 -25,302 77,447
14. Provision for catastrophe reserve charged to the year 4,807 6,100 5,157 6,331
15. Other operating expenses 167,083 240,438 178,780 227,194 188,301
- Other operating expenses for direct insurance 167,083 240,438 178,780 227,194 188,301
+ Commission 90,064 105,565 104,900 122,958 104,384
+ Damage survey
+ Claims expenses on third parties
+ Handling compensated goods (100%)
+ Valuation expenses of insurance contracts
+ Expenses to prevent, limit risk and loss
+ Others 77,019 134,873 73,880 104,236 83,918
- Other operating expenses for reinsurance inward
+ Commission expenses for reinsurance inward
+ Others
- Expenses for reinsurance outward
- Other direct expenses
16. Provision for foreign tax
17. Total direct operating expenses 465,866 352,114 347,482 426,505 419,600
18. Gross profit from insurance activities 73,080 210,291 205,397 211,155 189,690
19. Increase/decrease profit from unrealised foreign exchange
20. Selling expenses
21. Administration expenses 129,407 152,034 139,017 166,363 161,444
22. Net profit from insurance activities
23. Income from financial activities 35,473 35,064 34,843 36,611 39,406
24. Expenses from financial activities 12 37 119 7 4
25. Financial income 35,461 35,028 34,725 36,604 39,403
26. Other operating income 795 249 30 285 219
27. Other operating expenses 1 152 5 136
28. Other operating income 794 97 30 280 83
29. Accounting profit -20,072 93,382 101,136 81,676 67,731
30. Adjustment increasing/decreasing taxable profit
31. Profit before tax -20,072 93,382 101,136 81,676 67,731
32. Balance guarantee reserve
33. Taxation profit -20,072 93,382 101,136 81,676 67,731
34. Corporate income tax -3,996 18,707 20,245 16,354 13,723
35. Net profits -16,076 74,676 80,890 65,323 54,008
36. Minority interests
37. Profit after tax belonging to shareholders of parent company -16,076 74,676 80,890 65,323 54,008
38. Dividend
39. Shares
40. Basic EPS
41. Diluted EPS