Công ty cổ phần chứng khoán BIDV

Unit: 1.000.000đ
  Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025
1- Premium from direct insurance 502,995 590,420 533,514 674,385 582,063
2- Premium from reinsurance inward 15,976 27,169 28,594 58,446 36,802
3- Deductions 67,334 62,533 49,462 198,894 94,668
- Premium reinsurance outward 71,697 98,979 81,394 122,781 102,969
- Premium fee deduction -8,164 -28,248 4,383 -3,885 -6,862
- Premium direct insurance refund 3,801 -8,199 -36,314 79,997 -1,438
- Premium reinsurance inward refund
- Other deductions
4. (Increase)/Decrease in unearned premium reserves and mathematic reserves
5. Commission from reinsurance outward 23,492 21,703 26,283 28,446 28,665
6. Other income from insurance activities 36 8 17 23 16
- Income from reinsurance inward
- Income from reinsurance outward
- Other income
7. Net revenues of insurance activities 475,165 576,768 538,946 562,406 552,879
8. Claims settlements of direct insurance 159,783 205,775 175,678 244,459 168,001
9. Claims settlements of insurance inward
10. Deduction to the claim settlement expenses 21,119 13,829 19,099 44,389 18,450
- Recoveries from reinsurance outward 20,532 12,806 18,646 41,229 18,362
- Subrogation recoveries 586 1,023 453 3,160 88
- Recoveries from compensated and damaged goods 0
11. Claim settlement expenses over the retention 138,664 191,946 156,579 200,070 149,551
12. Decrease of catastrophes reserve
13. Increase/decrease of claim reserve 7,704 -15,936 137,397 -94,495 13,994
14. Provision for catastrophe reserve charged to the year 4,493 5,165 4,807 6,100 5,157
15. Other operating expenses 140,122 168,715 167,083 240,438 178,780
- Other operating expenses for direct insurance 140,122 168,715 167,083 240,438 178,780
+ Commission 88,749 91,697 90,064 105,565 104,900
+ Damage survey
+ Claims expenses on third parties
+ Handling compensated goods (100%)
+ Valuation expenses of insurance contracts
+ Expenses to prevent, limit risk and loss
+ Others 51,373 77,018 77,019 134,873 73,880
- Other operating expenses for reinsurance inward
+ Commission expenses for reinsurance inward
+ Others
- Expenses for reinsurance outward
- Other direct expenses
16. Provision for foreign tax
17. Total direct operating expenses 290,983 349,891 465,866 352,114 347,482
18. Gross profit from insurance activities 184,182 226,877 73,080 210,291 205,397
19. Increase/decrease profit from unrealised foreign exchange
20. Selling expenses
21. Administration expenses 138,831 168,450 129,407 152,034 139,017
22. Net profit from insurance activities
23. Income from financial activities 41,217 38,181 35,473 35,064 34,843
24. Expenses from financial activities 53 9 12 37 119
25. Financial income 41,164 38,172 35,461 35,028 34,725
26. Other operating income 162 111 795 249 30
27. Other operating expenses 143 408 1 152
28. Other operating income 19 -298 794 97 30
29. Accounting profit 86,533 96,300 -20,072 93,382 101,136
30. Adjustment increasing/decreasing taxable profit 0
31. Profit before tax 86,533 96,300 -20,072 93,382 101,136
32. Balance guarantee reserve
33. Taxation profit 86,533 96,300 -20,072 93,382 101,136
34. Corporate income tax 17,356 19,361 -3,996 18,707 20,245
35. Net profits 69,178 76,940 -16,076 74,676 80,890
36. Minority interests 0
37. Profit after tax belonging to shareholders of parent company 69,178 76,940 -16,076 74,676 80,890
38. Dividend
39. Shares
40. Basic EPS
41. Diluted EPS