|
1- Premium from direct insurance
|
613,735
|
725,807
|
630,005
|
763,470
|
679,774
|
|
2- Premium from reinsurance inward
|
30,170
|
42,035
|
58,923
|
98,500
|
38,755
|
|
3- Deductions
|
67,478
|
149,290
|
95,210
|
221,556
|
95,081
|
|
- Premium reinsurance outward
|
95,027
|
118,892
|
111,954
|
158,497
|
112,346
|
|
- Premium fee deduction
|
17,913
|
-3,298
|
-8,300
|
-35,143
|
4,205
|
|
- Premium direct insurance refund
|
-45,462
|
33,696
|
-8,444
|
98,202
|
-21,470
|
|
- Premium reinsurance inward refund
|
|
|
|
|
|
|
- Other deductions
|
|
|
|
|
|
|
4. (Increase)/Decrease in unearned premium reserves and mathematic reserves
|
|
|
|
|
|
|
5. Commission from reinsurance outward
|
32,843
|
34,776
|
30,679
|
32,591
|
26,672
|
|
6. Other income from insurance activities
|
21
|
-492
|
30
|
27
|
627
|
|
- Income from reinsurance inward
|
|
|
|
|
|
|
- Income from reinsurance outward
|
|
|
|
|
|
|
- Other income
|
|
|
|
|
|
|
7. Net revenues of insurance activities
|
609,290
|
652,835
|
624,427
|
673,032
|
650,747
|
|
8. Claims settlements of direct insurance
|
187,292
|
245,180
|
184,593
|
244,187
|
236,981
|
|
9. Claims settlements of insurance inward
|
|
|
|
|
|
|
10. Deduction to the claim settlement expenses
|
27,951
|
38,245
|
28,563
|
39,892
|
50,669
|
|
- Recoveries from reinsurance outward
|
27,757
|
37,236
|
28,411
|
38,749
|
50,490
|
|
- Subrogation recoveries
|
195
|
1,010
|
153
|
1,143
|
179
|
|
- Recoveries from compensated and damaged goods
|
|
|
|
|
|
|
11. Claim settlement expenses over the retention
|
159,341
|
206,935
|
156,030
|
204,295
|
186,313
|
|
12. Decrease of catastrophes reserve
|
5,489
|
|
|
|
|
|
13. Increase/decrease of claim reserve
|
77,447
|
-4,406
|
36,505
|
-36,554
|
-5,608
|
|
14. Provision for catastrophe reserve charged to the year
|
|
6,489
|
5,770
|
7,035
|
6,062
|
|
15. Other operating expenses
|
188,301
|
270,767
|
194,396
|
273,637
|
216,903
|
|
- Other operating expenses for direct insurance
|
188,301
|
270,767
|
194,396
|
273,637
|
216,903
|
|
+ Commission
|
104,384
|
112,667
|
100,045
|
111,031
|
103,830
|
|
+ Damage survey
|
|
|
|
|
|
|
+ Claims expenses on third parties
|
|
|
|
|
|
|
+ Handling compensated goods (100%)
|
|
|
|
|
|
|
+ Valuation expenses of insurance contracts
|
|
|
|
|
|
|
+ Expenses to prevent, limit risk and loss
|
|
|
|
|
|
|
+ Others
|
83,918
|
158,100
|
94,351
|
162,606
|
113,073
|
|
- Other operating expenses for reinsurance inward
|
|
|
|
|
|
|
+ Commission expenses for reinsurance inward
|
|
|
|
|
|
|
+ Others
|
|
|
|
|
|
|
- Expenses for reinsurance outward
|
|
|
|
|
|
|
- Other direct expenses
|
|
|
|
|
|
|
16. Provision for foreign tax
|
|
|
|
|
|
|
17. Total direct operating expenses
|
419,600
|
479,786
|
392,701
|
448,414
|
403,670
|
|
18. Gross profit from insurance activities
|
189,690
|
173,050
|
231,726
|
224,618
|
247,077
|
|
19. Increase/decrease profit from unrealised foreign exchange
|
|
|
|
|
|
|
20. Selling expenses
|
|
|
|
|
|
|
21. Administration expenses
|
161,444
|
149,383
|
156,969
|
164,409
|
199,585
|
|
22. Net profit from insurance activities
|
|
|
|
|
|
|
23. Income from financial activities
|
39,406
|
42,552
|
43,775
|
48,754
|
57,919
|
|
24. Expenses from financial activities
|
4
|
13
|
81
|
15
|
165
|
|
25. Financial income
|
39,403
|
42,539
|
43,695
|
48,739
|
57,754
|
|
26. Other operating income
|
219
|
2,261
|
294
|
94
|
246
|
|
27. Other operating expenses
|
136
|
170
|
|
|
5
|
|
28. Other operating income
|
83
|
2,091
|
294
|
94
|
241
|
|
29. Accounting profit
|
67,731
|
68,296
|
118,746
|
109,043
|
105,488
|
|
30. Adjustment increasing/decreasing taxable profit
|
|
|
|
|
|
|
31. Profit before tax
|
67,731
|
68,296
|
118,746
|
109,043
|
105,488
|
|
32. Balance guarantee reserve
|
|
|
|
|
|
|
33. Taxation profit
|
67,731
|
68,296
|
118,746
|
109,043
|
105,488
|
|
34. Corporate income tax
|
13,723
|
12,683
|
23,882
|
22,027
|
21,135
|
|
35. Net profits
|
54,008
|
55,614
|
94,864
|
87,016
|
84,353
|
|
36. Minority interests
|
|
|
|
|
|
|
37. Profit after tax belonging to shareholders of parent company
|
54,008
|
55,614
|
94,864
|
87,016
|
84,353
|
|
38. Dividend
|
|
|
|
|
|
|
39. Shares
|
|
|
|
|
|
|
40. Basic EPS
|
|
|
|
|
|
|
41. Diluted EPS
|
|
|
|
|
|