Công ty cổ phần chứng khoán BIDV

Unit: 1.000.000đ
  Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025
1- Premium from direct insurance 674,385 582,063 705,417 613,735 725,807
2- Premium from reinsurance inward 58,446 36,802 55,262 30,170 42,035
3- Deductions 198,894 94,668 154,807 67,478 149,290
- Premium reinsurance outward 122,781 102,969 127,813 95,027 118,892
- Premium fee deduction -3,885 -6,862 -30,223 17,913 -3,298
- Premium direct insurance refund 79,997 -1,438 57,216 -45,462 33,696
- Premium reinsurance inward refund
- Other deductions
4. (Increase)/Decrease in unearned premium reserves and mathematic reserves
5. Commission from reinsurance outward 28,446 28,665 31,765 32,843 34,776
6. Other income from insurance activities 23 16 21 21 -492
- Income from reinsurance inward
- Income from reinsurance outward
- Other income
7. Net revenues of insurance activities 562,406 552,879 637,659 609,290 652,835
8. Claims settlements of direct insurance 244,459 168,001 259,084 187,292 245,180
9. Claims settlements of insurance inward
10. Deduction to the claim settlement expenses 44,389 18,450 40,801 27,951 38,245
- Recoveries from reinsurance outward 41,229 18,362 29,058 27,757 37,236
- Subrogation recoveries 3,160 88 195 1,010
- Recoveries from compensated and damaged goods 11,744
11. Claim settlement expenses over the retention 200,070 149,551 218,283 159,341 206,935
12. Decrease of catastrophes reserve 5,489
13. Increase/decrease of claim reserve -94,495 13,994 -25,302 77,447 -4,406
14. Provision for catastrophe reserve charged to the year 6,100 5,157 6,331 6,489
15. Other operating expenses 240,438 178,780 227,194 188,301 270,767
- Other operating expenses for direct insurance 240,438 178,780 227,194 188,301 270,767
+ Commission 105,565 104,900 122,958 104,384 112,667
+ Damage survey
+ Claims expenses on third parties
+ Handling compensated goods (100%)
+ Valuation expenses of insurance contracts
+ Expenses to prevent, limit risk and loss
+ Others 134,873 73,880 104,236 83,918 158,100
- Other operating expenses for reinsurance inward
+ Commission expenses for reinsurance inward
+ Others
- Expenses for reinsurance outward
- Other direct expenses
16. Provision for foreign tax
17. Total direct operating expenses 352,114 347,482 426,505 419,600 479,786
18. Gross profit from insurance activities 210,291 205,397 211,155 189,690 173,050
19. Increase/decrease profit from unrealised foreign exchange
20. Selling expenses
21. Administration expenses 152,034 139,017 166,363 161,444 149,383
22. Net profit from insurance activities
23. Income from financial activities 35,064 34,843 36,611 39,406 42,552
24. Expenses from financial activities 37 119 7 4 13
25. Financial income 35,028 34,725 36,604 39,403 42,539
26. Other operating income 249 30 285 219 2,261
27. Other operating expenses 152 5 136 170
28. Other operating income 97 30 280 83 2,091
29. Accounting profit 93,382 101,136 81,676 67,731 68,296
30. Adjustment increasing/decreasing taxable profit
31. Profit before tax 93,382 101,136 81,676 67,731 68,296
32. Balance guarantee reserve
33. Taxation profit 93,382 101,136 81,676 67,731 68,296
34. Corporate income tax 18,707 20,245 16,354 13,723 12,683
35. Net profits 74,676 80,890 65,323 54,008 55,614
36. Minority interests
37. Profit after tax belonging to shareholders of parent company 74,676 80,890 65,323 54,008 55,614
38. Dividend
39. Shares
40. Basic EPS
41. Diluted EPS