|
ASSETS
|
|
|
|
|
|
|
I. Cash and precious metals
|
6,666,091
|
6,785,568
|
8,624,548
|
8,157,465
|
6,151,699
|
|
II. Balances with the State Bank of Vietnam
|
5,439,937
|
15,197,467
|
16,574,958
|
17,077,655
|
5,827,087
|
|
III. TreasuryBill
|
|
|
|
|
|
|
IV. Placements with and loans to other credit institutions
|
125,447,269
|
104,925,948
|
149,990,681
|
131,619,452
|
123,441,277
|
|
1. Cash and gold deposits at other credit institutions
|
125,447,269
|
104,925,948
|
149,990,681
|
129,619,452
|
117,048,437
|
|
2. Loans to other credit istitutions
|
|
|
|
2,000,000
|
6,392,840
|
|
3. Provision for losses on loans to other credit institutions
|
|
|
|
|
|
|
V. Trading securities
|
4,958,406
|
5,918,486
|
6,544,882
|
6,161,120
|
5,762,110
|
|
1. Trading securities
|
5,160,049
|
6,072,639
|
6,708,358
|
6,331,052
|
5,933,956
|
|
2. Provision for diminution in value of trading securities
|
-201,643
|
-154,153
|
-163,476
|
-169,932
|
-171,846
|
|
VI. Derivatives and other financial assets
|
|
|
324,298
|
|
114,911
|
|
VII. Loans and advances to customers
|
627,669,396
|
663,032,417
|
679,152,623
|
701,211,785
|
737,693,959
|
|
1. Loans and advances to customers
|
633,748,683
|
669,188,125
|
686,777,352
|
709,026,068
|
745,759,303
|
|
2. Provision for losses on loans and advances to customers
|
-6,079,287
|
-6,155,708
|
-7,624,729
|
-7,814,283
|
-8,065,344
|
|
VIII. Investment securities
|
145,778,688
|
133,759,576
|
144,164,116
|
147,029,433
|
166,277,169
|
|
1. Available - for - sales securities
|
133,862,829
|
121,853,383
|
132,778,839
|
135,653,822
|
154,911,224
|
|
2. Held - to - maturity securities
|
11,915,859
|
11,906,193
|
11,396,527
|
11,386,861
|
11,377,195
|
|
3. Provision for diminution in value of investment securities
|
|
|
-11,250
|
-11,250
|
-11,250
|
|
IX. Investment in other entities and long-term investments
|
124,885
|
126,774
|
74,699
|
74,311
|
74,311
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|
1. Investment in subsidiaries
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|
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|
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2. Investment in joint-ventures
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|
|
|
|
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3. Investment in associate cmpanies
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|
|
|
|
|
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4. Other long-term investment
|
292,867
|
292,867
|
233,739
|
233,739
|
233,739
|
|
5. Provision for diminution in value of long-term investment
|
-167,982
|
-166,093
|
-159,040
|
-159,428
|
-159,428
|
|
X. Fixed assets
|
5,396,553
|
5,400,704
|
5,438,550
|
5,750,831
|
5,698,923
|
|
1. Tangible fixed assets
|
3,223,395
|
3,209,383
|
3,200,487
|
3,442,963
|
3,410,641
|
|
- Cost
|
6,683,909
|
6,719,862
|
6,806,108
|
7,151,649
|
7,212,349
|
|
- Accumulated depreciation
|
-3,460,514
|
-3,510,479
|
-3,605,621
|
-3,708,686
|
-3,801,708
|
|
2. Leased assets
|
|
|
|
|
|
|
- Cost
|
|
|
|
|
|
|
- Accumulated depreciation
|
|
|
|
|
|
|
3. Intangible fixed assets
|
2,173,158
|
2,191,321
|
2,238,063
|
2,307,868
|
2,288,282
|
|
- Cost
|
2,991,718
|
3,040,154
|
3,117,527
|
3,219,387
|
3,234,167
|
|
- Accumulated depreciation
|
-818,560
|
-848,833
|
-879,464
|
-911,519
|
-945,885
|
|
4. Construction in progress expense
|
|
|
|
|
|
|
XI. Investment properties
|
62,310
|
103,544
|
149,673
|
157,678
|
171,692
|
|
- Cost
|
62,310
|
103,544
|
149,692
|
157,718
|
171,755
|
|
- Accumulated amortization
|
|
|
-19
|
-40
|
-63
|
|
XII. Other assets
|
11,997,885
|
13,298,692
|
14,811,099
|
13,661,011
|
16,631,937
|
|
1. Receivables
|
4,914,184
|
5,907,466
|
6,743,073
|
5,040,810
|
5,225,286
|
|
2. Interests and fee receivables
|
5,944,745
|
6,169,586
|
6,819,629
|
7,358,031
|
7,769,205
|
|
3. Deferred income tax assets
|
56,041
|
36,336
|
17,263
|
43,469
|
45,661
|
|
4. Other assets
|
1,269,621
|
1,374,696
|
1,414,349
|
1,403,333
|
3,721,084
|
|
- In which: Good will
|
|
|
|
|
|
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5. Provision for losses on other assets
|
-186,706
|
-189,392
|
-183,215
|
-184,632
|
-129,299
|
|
TOTAL ASSETS
|
933,541,420
|
948,549,176
|
1,025,850,127
|
1,030,900,741
|
1,067,845,075
|
|
LIABILITIES AND SHAREHOLDERS' EQUITY
|
|
|
|
1,030,900,741
|
|
|
I. Due to Government and borrowings from the State Bank of Vietnam
|
21,026,778
|
20,691,569
|
32,976,139
|
32,326,635
|
21,018,876
|
|
II. Deposits and borrowings from other credit institutions
|
96,259,274
|
129,176,089
|
154,999,539
|
151,587,099
|
148,360,218
|
|
1. Deposits form other credit institutions
|
66,175,267
|
94,309,452
|
121,314,141
|
118,723,843
|
105,070,999
|
|
2. Borrowings form other credit institutions
|
30,084,007
|
34,866,637
|
33,685,398
|
32,863,256
|
43,289,219
|
|
III. Depostis from customers
|
567,406,860
|
571,028,953
|
585,180,175
|
569,109,608
|
576,603,602
|
|
IV. Derivatives and other debts
|
318,849
|
123,668
|
|
12,990
|
|
|
V. Funds received from Government, international and other institutions
|
24,547
|
22,456
|
19,079
|
17,237
|
14,546
|
|
VI. Certificate of deposits
|
139,552,843
|
113,387,071
|
133,294,422
|
155,942,640
|
199,012,993
|
|
VII. Other liabilities
|
21,741,640
|
22,703,870
|
24,861,054
|
23,153,480
|
23,520,322
|
|
1. Intersest and fee payables
|
8,620,225
|
8,732,073
|
8,969,078
|
10,794,082
|
12,291,466
|
|
2. Deferred income tax payables
|
|
13,971,797
|
15,891,976
|
|
|
|
3. Other payables
|
13,121,415
|
|
|
12,359,398
|
11,228,856
|
|
4. Other Provisions
|
|
|
|
|
|
|
VIII. Shareholders' equity
|
87,210,629
|
91,415,500
|
94,519,719
|
98,751,052
|
99,314,518
|
|
1. Capital
|
51,638,345
|
51,638,345
|
51,638,345
|
51,638,345
|
58,315,999
|
|
- Paid-up capital
|
51,366,566
|
51,366,566
|
51,366,566
|
51,366,566
|
51,366,566
|
|
- Construction capital
|
|
|
|
|
|
|
- Share capital surplus
|
271,779
|
271,779
|
271,779
|
271,779
|
271,779
|
|
- Treasury stocks
|
|
|
|
|
|
|
- Prefered Stocks
|
|
|
|
|
|
|
- Other equity resources
|
|
|
|
|
6,677,654
|
|
2. Reserves
|
14,789,568
|
14,789,568
|
17,583,061
|
17,583,061
|
17,583,061
|
|
3. Foreign exchange differences
|
-243,816
|
-319,534
|
|
-89,055
|
-122,407
|
|
4. Asset revaluation differences
|
|
|
|
|
|
|
5. Retained earning
|
21,026,532
|
25,307,121
|
25,298,313
|
29,618,701
|
23,537,865
|
|
6. Other funds and expenses
|
|
|
|
|
|
|
IX. Benefits of minority shareholader
|
|
|
|
|
|
|
TOTAL RESOURCES
|
933,541,420
|
948,549,176
|
1,025,850,127
|
1,030,900,741
|
1,067,845,075
|
