|
I. Cash flows from operating activities
|
|
|
|
|
|
|
- Cash received from interst income and similar income
|
14,824,563
|
15,430,381
|
16,681,975
|
19,668,949
|
20,608,588
|
|
- Interest expense and similar expenses paid
|
-8,166,367
|
-8,748,757
|
-8,404,855
|
-13,106,701
|
-12,932,822
|
|
- Cash received from services provided
|
653,760
|
752,603
|
851,243
|
683,767
|
649,519
|
|
- Difference between cash received and cash paid from operating activities (foreign currency, gold and securities)
|
768,996
|
163,543
|
674,347
|
314,958
|
437,134
|
|
- Other cash received
|
-487,112
|
-137,157
|
166,204
|
-16,341
|
201,647
|
|
- Cash received from absolved debts which were covered by risk provisions
|
231,386
|
163,100
|
66,237
|
191,896
|
356,432
|
|
- Cash paid to employees and administration actitivities
|
-2,293,404
|
-2,737,362
|
-3,047,926
|
-2,577,934
|
-2,641,731
|
|
- Income tax paid
|
-896,510
|
-19,614
|
-2,033,121
|
-1,069,581
|
-1,093,765
|
|
Cashflow from operating activities before changes in operating assests and working capital
|
4,635,312
|
4,866,737
|
4,954,104
|
4,089,013
|
5,585,002
|
|
1. Changes in operating assets
|
|
|
|
|
|
|
- Increase/(Decrease) in placements with and loans to other credit institutions
|
766,279
|
1,175,627
|
-3,528,746
|
-3,381,879
|
1,271,184
|
|
- Increase/(Decrease) in trading securities and securities investment
|
9,651,148
|
-11,051,508
|
-2,488,011
|
-18,850,640
|
-16,139,719
|
|
- Increase/(Decrease) in derivatives and other financial assets
|
|
-324,298
|
324,298
|
-114,911
|
86,589
|
|
- Increase/(Decrease) in loans and advances to customers
|
-35,439,442
|
-17,589,227
|
-22,248,716
|
-36,733,235
|
-19,855,112
|
|
- Increase/(Decrease) in provision to compensate for damages
|
-210,976
|
-495,968
|
-496,369
|
-809,061
|
-728,800
|
|
- Increase/(Decrease) in other operating assets
|
-1,162,227
|
-781,279
|
1,609,607
|
-6,545
|
-2,036,063
|
|
2. Changes in operating liabilities
|
|
|
|
|
|
|
- Increase/(Decrease) in borrowings from the government and State Bank of Vietnam
|
-335,209
|
12,284,570
|
-649,504
|
-11,307,759
|
-18,821,643
|
|
- Increase/(Decrease) in placements and borrowings from other credit institutions
|
32,916,815
|
25,823,450
|
-3,412,440
|
-3,226,881
|
16,408,671
|
|
- Increase/(Decrease) in deposits from customers
|
3,622,092
|
14,151,223
|
-16,070,567
|
7,493,994
|
19,698,722
|
|
- Increase/(Decrease) in valuapapers issued
|
-26,167,250
|
19,905,960
|
22,646,862
|
43,068,908
|
11,367,120
|
|
- Increase/Decrease in trusted funds which the bank has to incur credit risk
|
-2,091
|
-3,377
|
-1,842
|
-2,691
|
-974
|
|
- Increase/(Decrease) in derivatives and funds received from other institutions
|
-195,181
|
-123,668
|
12,990
|
-12,990
|
0
|
|
- Increase/(Decrease) in other operating liabilities
|
543,558
|
1,606,734
|
-2,080,421
|
-1,134,541
|
-142,947
|
|
- Cash paid from funds of credit institution
|
-13,448
|
-93,992
|
-10,059
|
-6,802
|
-9,262
|
|
Net cash flows from operating activities
|
-11,390,620
|
49,350,984
|
-21,438,814
|
-20,936,020
|
-3,317,232
|
|
II. Cash flows from investment activities
|
|
|
|
|
|
|
- Money decrease due to selling sub-company
|
|
|
|
|
0
|
|
- Purchase of fixed assets
|
-96,628
|
-323,105
|
-351,773
|
-95,081
|
-383,175
|
|
- Proceeds from disposal of fix assets
|
94
|
145
|
35
|
1,212
|
29,036
|
|
- Payment on disposal of fixed assets
|
|
|
|
|
0
|
|
- Purchase of investment properties
|
-29,594
|
-264
|
-11,246
|
-190,942
|
-92,404
|
|
- Proceeds from disposal of investment properties
|
242,634
|
17,366
|
|
|
0
|
|
- Payment on disposal of investment properties
|
|
|
|
|
0
|
|
- Investment in other entities
|
|
|
|
|
0
|
|
- Proceeds from disinvestment in other entities
|
|
52,078
|
|
|
0
|
|
- Dividends and interest received
|
16,424
|
40,090
|
26,492
|
33,455
|
53,079
|
|
Net cash flows from investment activities
|
132,930
|
-213,690
|
-336,492
|
-251,356
|
-393,464
|
|
III. Cash flows from financing activities
|
|
|
|
|
|
|
- Proceeds from share issuances
|
|
|
|
|
0
|
|
- Capital form issuances of long-term bonds which are considered as the tier 2 and long-term debts
|
|
|
|
|
330,000
|
|
- Repayment of long-term bonds which are considered as the tier 2 and long-term debts
|
|
|
|
|
0
|
|
- Dividends paid
|
|
|
|
-3,595,660
|
0
|
|
- Purchase treasury shares
|
|
|
|
|
0
|
|
- Proceeds from reissue of treasury shares
|
|
|
|
|
0
|
|
Net cash flows from financing activities
|
|
|
|
-3,595,660
|
330,000
|
|
IV. Net cash flows of the year
|
-11,257,690
|
49,137,294
|
-21,775,306
|
-24,783,036
|
-3,380,696
|
|
V. Cash and cash equivalents at the beginning of year
|
125,090,372
|
113,756,964
|
163,213,792
|
141,349,431
|
116,533,043
|
|
VI. Effect of foreign exchange differences
|
-75,718
|
319,534
|
-89,055
|
-33,352
|
-223
|
|
VII. Cash and cash equivalents at the end of year
|
113,756,964
|
163,213,792
|
141,349,431
|
116,533,043
|
113,152,124
|
