|
I. Cash flows from operating activities
|
|
|
|
|
|
|
- Cash received from interst income and similar income
|
12,525,872
|
14,109,751
|
14,824,563
|
15,430,381
|
16,681,975
|
|
- Interest expense and similar expenses paid
|
-6,108,286
|
-6,897,341
|
-8,166,367
|
-8,748,757
|
-8,404,855
|
|
- Cash received from services provided
|
730,646
|
443,064
|
653,760
|
752,603
|
851,243
|
|
- Difference between cash received and cash paid from operating activities (foreign currency, gold and securities)
|
522,084
|
1,182,202
|
768,996
|
163,543
|
674,347
|
|
- Other cash received
|
118,371
|
283,063
|
-487,112
|
-137,157
|
166,204
|
|
- Cash received from absolved debts which were covered by risk provisions
|
63,146
|
626,704
|
231,386
|
163,100
|
66,237
|
|
- Cash paid to employees and administration actitivities
|
-3,197,274
|
-2,387,716
|
-2,293,404
|
-2,737,362
|
-3,047,926
|
|
- Income tax paid
|
-2,450,967
|
-968,368
|
-896,510
|
-19,614
|
-2,033,121
|
|
Cashflow from operating activities before changes in operating assests and working capital
|
2,203,592
|
6,391,359
|
4,635,312
|
4,866,737
|
4,954,104
|
|
1. Changes in operating assets
|
|
|
|
|
|
|
- Increase/(Decrease) in placements with and loans to other credit institutions
|
-3,366,186
|
-528,259
|
766,279
|
1,175,627
|
-3,528,746
|
|
- Increase/(Decrease) in trading securities and securities investment
|
-10,338,634
|
-15,025,399
|
9,651,148
|
-11,051,508
|
-2,488,011
|
|
- Increase/(Decrease) in derivatives and other financial assets
|
55,992
|
|
|
-324,298
|
324,298
|
|
- Increase/(Decrease) in loans and advances to customers
|
-18,119,618
|
-34,942,817
|
-35,439,442
|
-17,589,227
|
-22,248,716
|
|
- Increase/(Decrease) in provision to compensate for damages
|
-1,040,908
|
-752,418
|
-210,976
|
-495,968
|
-496,369
|
|
- Increase/(Decrease) in other operating assets
|
821,766
|
-1,243,779
|
-1,162,227
|
-781,279
|
1,609,607
|
|
2. Changes in operating liabilities
|
|
|
|
|
|
|
- Increase/(Decrease) in borrowings from the government and State Bank of Vietnam
|
10,688,434
|
2,383,491
|
-335,209
|
12,284,570
|
-649,504
|
|
- Increase/(Decrease) in placements and borrowings from other credit institutions
|
-10,307,582
|
-5,024,811
|
32,916,815
|
25,823,450
|
-3,412,440
|
|
- Increase/(Decrease) in deposits from customers
|
13,070,442
|
17,031,840
|
3,622,092
|
14,151,223
|
-16,070,567
|
|
- Increase/(Decrease) in valuapapers issued
|
12,400,000
|
25,499,600
|
-26,167,250
|
19,905,960
|
22,646,862
|
|
- Increase/Decrease in trusted funds which the bank has to incur credit risk
|
-1,283
|
-2,178
|
-2,091
|
-3,377
|
-1,842
|
|
- Increase/(Decrease) in derivatives and funds received from other institutions
|
171,338
|
147,511
|
-195,181
|
-123,668
|
12,990
|
|
- Increase/(Decrease) in other operating liabilities
|
-533,200
|
583,850
|
543,558
|
1,606,734
|
-2,080,421
|
|
- Cash paid from funds of credit institution
|
-13,847
|
-8,587
|
-13,448
|
-93,992
|
-10,059
|
|
Net cash flows from operating activities
|
-4,309,694
|
-5,490,597
|
-11,390,620
|
49,350,984
|
-21,438,814
|
|
II. Cash flows from investment activities
|
|
|
|
|
|
|
- Money decrease due to selling sub-company
|
|
|
|
|
|
|
- Purchase of fixed assets
|
-180,662
|
-101,468
|
-96,628
|
-323,105
|
-351,773
|
|
- Proceeds from disposal of fix assets
|
869
|
71,097
|
94
|
145
|
35
|
|
- Payment on disposal of fixed assets
|
|
|
|
|
|
|
- Purchase of investment properties
|
|
-80,950
|
-29,594
|
-264
|
-11,246
|
|
- Proceeds from disposal of investment properties
|
|
5,000
|
242,634
|
17,366
|
|
|
- Payment on disposal of investment properties
|
|
|
|
|
|
|
- Investment in other entities
|
|
|
|
|
|
|
- Proceeds from disinvestment in other entities
|
|
|
|
52,078
|
|
|
- Dividends and interest received
|
2,856
|
59,787
|
16,424
|
40,090
|
26,492
|
|
Net cash flows from investment activities
|
-176,937
|
-46,534
|
132,930
|
-213,690
|
-336,492
|
|
III. Cash flows from financing activities
|
|
|
|
|
|
|
- Proceeds from share issuances
|
|
|
|
|
|
|
- Capital form issuances of long-term bonds which are considered as the tier 2 and long-term debts
|
|
|
|
|
|
|
- Repayment of long-term bonds which are considered as the tier 2 and long-term debts
|
|
|
|
|
|
|
- Dividends paid
|
|
-4,466,658
|
|
|
|
|
- Purchase treasury shares
|
|
|
|
|
|
|
- Proceeds from reissue of treasury shares
|
|
|
|
|
|
|
Net cash flows from financing activities
|
|
-4,466,658
|
|
|
|
|
IV. Net cash flows of the year
|
-4,486,631
|
-10,003,789
|
-11,257,690
|
49,137,294
|
-21,775,306
|
|
V. Cash and cash equivalents at the beginning of year
|
139,824,608
|
135,272,610
|
125,090,372
|
113,756,964
|
163,213,792
|
|
VI. Effect of foreign exchange differences
|
-65,367
|
-178,449
|
-75,718
|
319,534
|
-89,055
|
|
VII. Cash and cash equivalents at the end of year
|
135,272,610
|
125,090,372
|
113,756,964
|
163,213,792
|
141,349,431
|
