Công ty cổ phần chứng khoán BIDV

Unit: 1.000.000đ
  2021 2022 2023 2024 2025
1- Premium from direct insurance 2,178,946 2,812,266 2,547,251 2,894,894 4,181,636
2- Premium from reinsurance inward 40,658 44,991 57,009 63,197 79,798
3- Deductions 898,325 815,989 1,086,807 1,249,297 1,951,660
- Premium reinsurance outward 714,343 841,234 1,152,877 1,010,454 1,301,999
- Premium fee deduction -112,491 -63,109 -161,796 74,942 -41,718
- Premium direct insurance refund 296,473 37,864 95,726 163,900 691,379
- Premium reinsurance inward refund
- Other deductions
4. (Increase)/Decrease in unearned premium reserves and mathematic reserves
5. Commission from reinsurance outward 180,622 216,614 247,617 236,187 231,969
6. Other income from insurance activities 287 69,998 234,550 411,159 553,191
- Income from reinsurance inward
- Income from reinsurance outward
- Other income
7. Net revenues of insurance activities 1,502,187 2,327,881 1,999,620 2,356,140 3,094,935
8. Claims settlements of direct insurance 715,656 1,045,452 1,108,112 1,035,668 1,455,193
9. Claims settlements of insurance inward 12,894
10. Deduction to the claim settlement expenses 289,230 421,645 426,557 383,927 548,338
- Recoveries from reinsurance outward 289,230 421,645 426,557 383,927 539,694
- Subrogation recoveries 8,644
- Recoveries from compensated and damaged goods
11. Claim settlement expenses over the retention 426,426 623,808 681,555 664,635 906,856
12. Decrease of catastrophes reserve 0 0
13. Increase/decrease of claim reserve 31,019 106,557 -100,336 129,242 107,571
14. Provision for catastrophe reserve charged to the year 16,156 20,138 14,514 -4,524 2,507
15. Other operating expenses 1,000,552 1,529,553 1,291,580 1,386,130 1,743,406
- Other operating expenses for direct insurance 1,000,552 1,529,553 1,291,580 1,386,130 1,743,406
+ Commission 88,178 170,559 109,546 152,924 214,920
+ Damage survey 0 0
+ Claims expenses on third parties
+ Handling compensated goods (100%)
+ Valuation expenses of insurance contracts
+ Expenses to prevent, limit risk and loss
+ Others 912,374 1,358,994 1,182,034 1,233,206 1,528,486
- Other operating expenses for reinsurance inward
+ Commission expenses for reinsurance inward
+ Others
- Expenses for reinsurance outward
- Other direct expenses
16. Provision for foreign tax
17. Total direct operating expenses 1,474,153 2,280,055 1,887,313 2,175,483 2,760,340
18. Gross profit from insurance activities 28,033 47,826 112,307 180,657 334,595
19. Increase/decrease profit from unrealised foreign exchange
20. Selling expenses
21. Administration expenses 257,165 253,557 261,286 310,846 444,932
22. Net profit from insurance activities
23. Income from financial activities 237,096 250,813 184,694 148,671 169,764
24. Expenses from financial activities -10,001 24,457 313 2,635 16,495
25. Financial income 247,097 226,356 184,381 146,036 153,268
26. Other operating income 1,090 1,336 1,266 1,382 1,115
27. Other operating expenses 113 812 2,496 1,732 5,193
28. Other operating income 978 524 -1,230 -349 -4,078
29. Accounting profit 18,943 21,149 34,172 15,498 38,853
30. Adjustment increasing/decreasing taxable profit 0 0 0
31. Profit before tax 18,943 21,149 34,172 15,498 38,853
32. Balance guarantee reserve
33. Taxation profit 18,943 21,149 34,172 15,498 38,853
34. Corporate income tax 2,641 1,061 3,612 4,125 7,976
35. Net profits 16,301 20,088 30,561 11,373 30,878
36. Minority interests
37. Profit after tax belonging to shareholders of parent company 16,301 20,088 30,561 11,373 30,878
38. Dividend
39. Shares
40. Basic EPS
41. Diluted EPS