Công ty cổ phần chứng khoán BIDV

Unit: 1.000.000đ
  Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025
1- Premium from direct insurance 856,639 751,203 866,734 929,132 1,634,567
2- Premium from reinsurance inward 23,141 18,391 16,609 15,676 29,122
3- Deductions 302,493 291,514 374,714 430,830 865,877
- Premium reinsurance outward 322,816 292,930 343,587 297,649 367,832
- Premium fee deduction -16,134 -53,063 -80,653 -1,486 93,484
- Premium direct insurance refund -4,188 51,646 111,779 134,668 404,561
- Premium reinsurance inward refund
- Other deductions
4. (Increase)/Decrease in unearned premium reserves and mathematic reserves
5. Commission from reinsurance outward 64,621 45,656 46,595 56,751 82,968
6. Other income from insurance activities 157,915 90,379 60,263 98,027 304,522
- Income from reinsurance inward
- Income from reinsurance outward
- Other income
7. Net revenues of insurance activities 799,823 614,116 615,488 668,755 1,185,301
8. Claims settlements of direct insurance 316,696 352,230 288,089 347,523 467,351
9. Claims settlements of insurance inward 12,894
10. Deduction to the claim settlement expenses 103,234 154,772 136,484 127,321 129,761
- Recoveries from reinsurance outward 103,234 154,772 136,484 125,709 122,729
- Subrogation recoveries 1,612 7,032
- Recoveries from compensated and damaged goods
11. Claim settlement expenses over the retention 226,356 197,459 151,605 220,202 337,590
12. Decrease of catastrophes reserve 0
13. Increase/decrease of claim reserve 48,227 -15,102 -7,268 -4,419 124,075
14. Provision for catastrophe reserve charged to the year 5,570 4,766 5,398 6,472 -14,129
15. Other operating expenses 423,748 381,144 381,281 361,304 619,100
- Other operating expenses for direct insurance 423,748 381,144 381,281 361,304 619,100
+ Commission 56,383 39,947 48,306 49,551 76,587
+ Damage survey 0
+ Claims expenses on third parties
+ Handling compensated goods (100%)
+ Valuation expenses of insurance contracts
+ Expenses to prevent, limit risk and loss
+ Others 367,365 341,197 332,975 311,753 542,513
- Other operating expenses for reinsurance inward
+ Commission expenses for reinsurance inward
+ Others
- Expenses for reinsurance outward
- Other direct expenses
16. Provision for foreign tax
17. Total direct operating expenses 703,901 568,267 531,017 583,559 1,066,636
18. Gross profit from insurance activities 95,921 45,848 84,471 85,197 118,665
19. Increase/decrease profit from unrealised foreign exchange
20. Selling expenses
21. Administration expenses 98,529 73,932 91,478 140,912 138,616
22. Net profit from insurance activities
23. Income from financial activities 40,038 42,226 38,475 43,052 42,570
24. Expenses from financial activities 1,469 3,058 11,310 2,341 -3,655
25. Financial income 38,569 39,168 27,164 40,711 46,226
26. Other operating income 423 196 470 124 325
27. Other operating expenses 279 77 654 856 3,606
28. Other operating income 143 119 -184 -732 -3,281
29. Accounting profit 36,104 11,204 19,973 -15,736 22,994
30. Adjustment increasing/decreasing taxable profit 0
31. Profit before tax 36,104 11,204 19,973 -15,736 22,994
32. Balance guarantee reserve
33. Taxation profit 36,104 11,204 19,973 -15,736 22,994
34. Corporate income tax 4,125 2,367 3,828 -3,184 4,851
35. Net profits 31,979 8,837 16,145 -12,552 18,143
36. Minority interests
37. Profit after tax belonging to shareholders of parent company 31,979 8,837 16,145 -12,552 18,143
38. Dividend
39. Shares
40. Basic EPS
41. Diluted EPS