Công ty cổ phần chứng khoán BIDV

Unit: 1.000.000đ
  Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
1- Premium from direct insurance 877,508 666,582 717,150 654,523 856,639
2- Premium from reinsurance inward 26,806 6,910 16,598 16,548 23,141
3- Deductions 405,756 291,810 301,923 353,071 302,493
- Premium reinsurance outward 359,688 202,456 188,554 296,629 322,816
- Premium fee deduction -67,328 24,356 50,024 16,696 -16,134
- Premium direct insurance refund 113,396 64,998 63,344 39,746 -4,188
- Premium reinsurance inward refund
- Other deductions
4. (Increase)/Decrease in unearned premium reserves and mathematic reserves
5. Commission from reinsurance outward 66,966 51,111 64,162 56,293 64,621
6. Other income from insurance activities 82,831 66,843 63,305 123,096 157,915
- Income from reinsurance inward
- Income from reinsurance outward
- Other income
7. Net revenues of insurance activities 648,355 499,636 559,293 497,389 799,823
8. Claims settlements of direct insurance 311,190 222,259 268,967 227,747 316,696
9. Claims settlements of insurance inward 12,894
10. Deduction to the claim settlement expenses 123,555 94,971 99,836 85,886 103,234
- Recoveries from reinsurance outward 123,555 94,971 99,836 85,886 103,234
- Subrogation recoveries
- Recoveries from compensated and damaged goods
11. Claim settlement expenses over the retention 187,636 127,287 169,131 141,861 226,356
12. Decrease of catastrophes reserve
13. Increase/decrease of claim reserve -38,160 18,277 -6,274 69,011 48,227
14. Provision for catastrophe reserve charged to the year 5,446 4,745 5,417 -20,256 5,570
15. Other operating expenses 468,878 314,793 344,716 302,874 423,748
- Other operating expenses for direct insurance 468,878 314,793 344,716 302,874 423,748
+ Commission 37,173 28,734 34,375 33,432 56,383
+ Damage survey
+ Claims expenses on third parties
+ Handling compensated goods (100%)
+ Valuation expenses of insurance contracts
+ Expenses to prevent, limit risk and loss
+ Others 431,706 286,058 310,341 269,441 367,365
- Other operating expenses for reinsurance inward
+ Commission expenses for reinsurance inward
+ Others
- Expenses for reinsurance outward
- Other direct expenses
16. Provision for foreign tax
17. Total direct operating expenses 623,800 465,102 512,990 493,490 703,901
18. Gross profit from insurance activities 24,555 34,534 46,303 3,899 95,921
19. Increase/decrease profit from unrealised foreign exchange
20. Selling expenses
21. Administration expenses 69,224 56,893 71,274 84,149 98,529
22. Net profit from insurance activities
23. Income from financial activities 63,560 32,554 37,795 38,285 40,038
24. Expenses from financial activities 155 -80 -283 1,529 1,469
25. Financial income 63,405 32,634 38,077 36,756 38,569
26. Other operating income 517 605 219 136 423
27. Other operating expenses 1,914 434 221 798 279
28. Other operating income -1,398 171 -2 -662 143
29. Accounting profit 17,338 10,445 13,104 -44,155 36,104
30. Adjustment increasing/decreasing taxable profit 0 0
31. Profit before tax 17,338 10,445 13,104 -44,155 36,104
32. Balance guarantee reserve
33. Taxation profit 17,338 10,445 13,104 -44,155 36,104
34. Corporate income tax 110 2,089 2,939 -5,028 4,125
35. Net profits 17,229 8,356 10,166 -39,128 31,979
36. Minority interests
37. Profit after tax belonging to shareholders of parent company 17,229 8,356 10,166 -39,128 31,979
38. Dividend
39. Shares
40. Basic EPS
41. Diluted EPS