Công ty cổ phần chứng khoán BIDV

Unit: 1.000.000đ
  Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025
1- Premium from direct insurance 717,150 654,523 856,639 751,203 866,734
2- Premium from reinsurance inward 16,598 16,548 23,141 18,391 16,609
3- Deductions 301,923 353,071 302,493 291,514 374,714
- Premium reinsurance outward 188,554 296,629 322,816 292,930 343,587
- Premium fee deduction 50,024 16,696 -16,134 -53,063 -80,653
- Premium direct insurance refund 63,344 39,746 -4,188 51,646 111,779
- Premium reinsurance inward refund
- Other deductions
4. (Increase)/Decrease in unearned premium reserves and mathematic reserves
5. Commission from reinsurance outward 64,162 56,293 64,621 45,656 46,595
6. Other income from insurance activities 63,305 123,096 157,915 90,379 60,263
- Income from reinsurance inward
- Income from reinsurance outward
- Other income
7. Net revenues of insurance activities 559,293 497,389 799,823 614,116 615,488
8. Claims settlements of direct insurance 268,967 227,747 316,696 352,230 288,089
9. Claims settlements of insurance inward 12,894
10. Deduction to the claim settlement expenses 99,836 85,886 103,234 154,772 136,484
- Recoveries from reinsurance outward 99,836 85,886 103,234 154,772 136,484
- Subrogation recoveries
- Recoveries from compensated and damaged goods
11. Claim settlement expenses over the retention 169,131 141,861 226,356 197,459 151,605
12. Decrease of catastrophes reserve 0
13. Increase/decrease of claim reserve -6,274 69,011 48,227 -15,102 -7,268
14. Provision for catastrophe reserve charged to the year 5,417 -20,256 5,570 4,766 5,398
15. Other operating expenses 344,716 302,874 423,748 381,144 381,281
- Other operating expenses for direct insurance 344,716 302,874 423,748 381,144 381,281
+ Commission 34,375 33,432 56,383 39,947 48,306
+ Damage survey
+ Claims expenses on third parties
+ Handling compensated goods (100%)
+ Valuation expenses of insurance contracts
+ Expenses to prevent, limit risk and loss
+ Others 310,341 269,441 367,365 341,197 332,975
- Other operating expenses for reinsurance inward
+ Commission expenses for reinsurance inward
+ Others
- Expenses for reinsurance outward
- Other direct expenses
16. Provision for foreign tax
17. Total direct operating expenses 512,990 493,490 703,901 568,267 531,017
18. Gross profit from insurance activities 46,303 3,899 95,921 45,848 84,471
19. Increase/decrease profit from unrealised foreign exchange
20. Selling expenses
21. Administration expenses 71,274 84,149 98,529 73,932 91,478
22. Net profit from insurance activities
23. Income from financial activities 37,795 38,285 40,038 42,226 38,475
24. Expenses from financial activities -283 1,529 1,469 3,058 11,310
25. Financial income 38,077 36,756 38,569 39,168 27,164
26. Other operating income 219 136 423 196 470
27. Other operating expenses 221 798 279 77 654
28. Other operating income -2 -662 143 119 -184
29. Accounting profit 13,104 -44,155 36,104 11,204 19,973
30. Adjustment increasing/decreasing taxable profit 0
31. Profit before tax 13,104 -44,155 36,104 11,204 19,973
32. Balance guarantee reserve
33. Taxation profit 13,104 -44,155 36,104 11,204 19,973
34. Corporate income tax 2,939 -5,028 4,125 2,367 3,828
35. Net profits 10,166 -39,128 31,979 8,837 16,145
36. Minority interests
37. Profit after tax belonging to shareholders of parent company 10,166 -39,128 31,979 8,837 16,145
38. Dividend
39. Shares
40. Basic EPS
41. Diluted EPS