Công ty cổ phần chứng khoán BIDV

Unit: 1.000.000đ
  2021 2022 2023 2024 2025
1- Premium from direct insurance 2,978,712 3,819,626 4,934,955 5,428,466 5,713,511
2- Premium from reinsurance inward 116,331 139,745 155,661 131,909 92,702
3- Deductions 1,158,774 1,554,564 1,734,176 1,572,402 1,858,548
- Premium reinsurance outward 1,071,486 1,271,980 1,417,491 1,550,343 1,770,087
- Premium fee deduction -82,933 -59,175 -31,837 -14,535 -138,656
- Premium direct insurance refund 170,222 341,759 348,522 36,594 227,116
- Premium reinsurance inward refund
- Other deductions
4. (Increase)/Decrease in unearned premium reserves and mathematic reserves
5. Commission from reinsurance outward 178,880 206,902 236,133 233,187 272,649
6. Other income from insurance activities 39,882 39,448 43,834 42,492 66,048
- Income from reinsurance inward
- Income from reinsurance outward
- Other income -723
7. Net revenues of insurance activities 2,155,031 2,651,157 3,636,407 4,263,652 4,286,362
8. Claims settlements of direct insurance 1,189,350 975,399 1,084,758 1,320,603 1,563,999
9. Claims settlements of insurance inward
10. Deduction to the claim settlement expenses 627,748 235,781 268,587 433,605 514,980
- Recoveries from reinsurance outward 616,703 216,041 250,204 411,316 500,661
- Subrogation recoveries 11,045 17,399 18,384 22,289 8,930
- Recoveries from compensated and damaged goods 2,341 0 5,389
11. Claim settlement expenses over the retention 561,602 739,618 816,171 886,998 1,049,019
12. Decrease of catastrophes reserve 0
13. Increase/decrease of claim reserve -24,812 39,425 61,811 46,793 100,445
14. Provision for catastrophe reserve charged to the year 20,236 26,874 36,714 41,778 40,382
15. Other operating expenses 948,136 1,276,235 1,832,651 2,100,854 2,102,297
- Other operating expenses for direct insurance 948,136 1,276,235 1,832,651 2,100,854 2,102,297
+ Commission 280,293 369,989 567,560 670,835 602,404
+ Damage survey
+ Claims expenses on third parties
+ Handling compensated goods (100%)
+ Valuation expenses of insurance contracts
+ Expenses to prevent, limit risk and loss
+ Others 667,844 906,245 1,265,091 1,430,019 1,499,893
- Other operating expenses for reinsurance inward
+ Commission expenses for reinsurance inward
+ Others
- Expenses for reinsurance outward
- Other direct expenses
16. Provision for foreign tax
17. Total direct operating expenses 1,505,162 2,082,152 2,747,347 3,076,423 3,292,143
18. Gross profit from insurance activities 649,868 569,005 889,061 1,187,229 994,219
19. Increase/decrease profit from unrealised foreign exchange
20. Selling expenses
21. Administration expenses 469,514 532,995 708,859 909,824 829,574
22. Net profit from insurance activities
23. Income from financial activities 345,591 394,983 431,436 395,696 548,557
24. Expenses from financial activities 24,743 38,149 38,984 23,610 39,596
25. Financial income 320,848 356,833 392,452 372,086 508,961
26. Other operating income 449 519 1,354 2,264 8,369
27. Other operating expenses 85 287 421 1,728 3,736
28. Other operating income 364 232 933 535 4,634
29. Accounting profit 501,566 393,075 573,587 650,026 678,240
30. Adjustment increasing/decreasing taxable profit 0 0 0
31. Profit before tax 501,566 393,075 573,587 650,026 678,240
32. Balance guarantee reserve
33. Taxation profit 501,566 393,075 573,587 650,026 678,240
34. Corporate income tax 109,371 71,859 132,540 150,100 129,974
35. Net profits 392,194 321,216 441,047 499,927 548,265
36. Minority interests 4,736 6,719 6,255 5,241 7,834
37. Profit after tax belonging to shareholders of parent company 387,459 314,497 434,793 494,686 540,432
38. Dividend
39. Shares
40. Basic EPS
41. Diluted EPS