Công ty cổ phần chứng khoán BIDV

Unit: 1.000.000đ
  Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025
1- Premium from direct insurance 1,324,251 1,252,267 1,428,274 1,385,615 1,647,355
2- Premium from reinsurance inward 39,310 20,216 46,772 26,651 -938
3- Deductions 254,519 327,052 417,192 460,452 653,851
- Premium reinsurance outward 329,950 328,382 480,472 394,016 567,218
- Premium fee deduction 47,995 9,669 -148,404 18,116 -18,037
- Premium direct insurance refund -123,426 -10,998 85,124 48,320 104,671
- Premium reinsurance inward refund
- Other deductions
4. (Increase)/Decrease in unearned premium reserves and mathematic reserves
5. Commission from reinsurance outward 60,573 52,548 59,299 75,911 84,892
6. Other income from insurance activities 1,248 35,220 3,827 7,886 19,115
- Income from reinsurance inward
- Income from reinsurance outward
- Other income
7. Net revenues of insurance activities 1,170,862 1,033,199 1,120,980 1,035,612 1,096,571
8. Claims settlements of direct insurance 417,918 323,720 354,477 374,905 510,896
9. Claims settlements of insurance inward
10. Deduction to the claim settlement expenses 114,801 111,521 82,035 163,359 158,065
- Recoveries from reinsurance outward 107,880 107,779 80,389 158,374 154,120
- Subrogation recoveries 6,921 1,646 4,985 3,945
- Recoveries from compensated and damaged goods 3,743 0
11. Claim settlement expenses over the retention 303,116 212,199 272,442 211,546 352,832
12. Decrease of catastrophes reserve
13. Increase/decrease of claim reserve -94,805 45,760 22,814 12,411 19,460
14. Provision for catastrophe reserve charged to the year 11,157 9,441 9,946 10,183 10,812
15. Other operating expenses 491,616 490,713 566,293 523,190 522,102
- Other operating expenses for direct insurance 491,616 490,713 566,293 523,190 522,102
+ Commission 169,964 149,796 150,499 145,855 156,255
+ Damage survey
+ Claims expenses on third parties
+ Handling compensated goods (100%)
+ Valuation expenses of insurance contracts
+ Expenses to prevent, limit risk and loss
+ Others 321,652 340,917 415,794 377,335 365,847
- Other operating expenses for reinsurance inward
+ Commission expenses for reinsurance inward
+ Others
- Expenses for reinsurance outward
- Other direct expenses
16. Provision for foreign tax
17. Total direct operating expenses 711,084 758,113 871,495 757,330 905,205
18. Gross profit from insurance activities 459,778 275,086 249,484 278,283 191,366
19. Increase/decrease profit from unrealised foreign exchange
20. Selling expenses
21. Administration expenses 308,583 239,202 156,252 223,086 211,034
22. Net profit from insurance activities
23. Income from financial activities 75,379 170,823 136,791 77,292 163,651
24. Expenses from financial activities 12,536 11,328 10,384 9,312 8,570
25. Financial income 62,843 159,495 126,407 67,979 155,081
26. Other operating income 758 348 168 6,670 1,184
27. Other operating expenses 560 1,600 153 471 1,512
28. Other operating income 198 -1,252 15 6,199 -329
29. Accounting profit 214,236 194,127 219,653 129,375 135,085
30. Adjustment increasing/decreasing taxable profit
31. Profit before tax 214,236 194,127 219,653 129,375 135,085
32. Balance guarantee reserve
33. Taxation profit 214,236 194,127 219,653 129,375 135,085
34. Corporate income tax 62,399 38,546 45,436 35,584 10,408
35. Net profits 151,836 155,581 174,217 93,791 124,677
36. Minority interests 418 1,452 1,875 2,757 1,749
37. Profit after tax belonging to shareholders of parent company 151,418 154,129 172,342 91,034 122,928
38. Dividend
39. Shares
40. Basic EPS
41. Diluted EPS