Công ty cổ phần chứng khoán BIDV

Unit: 1.000.000đ
  Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025
1- Premium from direct insurance 1,325,263 1,324,251 1,252,267 1,428,274 1,385,615
2- Premium from reinsurance inward 22,251 39,310 20,216 46,772 26,651
3- Deductions 424,719 254,519 327,052 417,192 460,452
- Premium reinsurance outward 510,469 329,950 328,382 480,472 394,016
- Premium fee deduction -43,666 47,995 9,669 -148,404 18,116
- Premium direct insurance refund -42,084 -123,426 -10,998 85,124 48,320
- Premium reinsurance inward refund
- Other deductions
4. (Increase)/Decrease in unearned premium reserves and mathematic reserves
5. Commission from reinsurance outward 58,933 60,573 52,548 59,299 75,911
6. Other income from insurance activities 2,037 1,248 35,220 3,827 7,886
- Income from reinsurance inward
- Income from reinsurance outward
- Other income
7. Net revenues of insurance activities 983,764 1,170,862 1,033,199 1,120,980 1,035,612
8. Claims settlements of direct insurance 256,838 417,918 323,720 354,477 374,905
9. Claims settlements of insurance inward
10. Deduction to the claim settlement expenses 56,089 114,801 111,521 82,035 163,359
- Recoveries from reinsurance outward 48,907 107,880 107,779 80,389 158,374
- Subrogation recoveries 7,182 6,921 1,646 4,985
- Recoveries from compensated and damaged goods 3,743 0
11. Claim settlement expenses over the retention 200,749 303,116 212,199 272,442 211,546
12. Decrease of catastrophes reserve
13. Increase/decrease of claim reserve 101,036 -94,805 45,760 22,814 12,411
14. Provision for catastrophe reserve charged to the year 9,227 11,157 9,441 9,946 10,183
15. Other operating expenses 505,061 491,616 490,713 566,293 523,190
- Other operating expenses for direct insurance 505,061 491,616 490,713 566,293 523,190
+ Commission 170,278 169,964 149,796 150,499 145,855
+ Damage survey
+ Claims expenses on third parties
+ Handling compensated goods (100%)
+ Valuation expenses of insurance contracts
+ Expenses to prevent, limit risk and loss
+ Others 334,783 321,652 340,917 415,794 377,335
- Other operating expenses for reinsurance inward
+ Commission expenses for reinsurance inward
+ Others
- Expenses for reinsurance outward
- Other direct expenses
16. Provision for foreign tax
17. Total direct operating expenses 816,073 711,084 758,113 871,495 757,330
18. Gross profit from insurance activities 167,691 459,778 275,086 249,484 278,283
19. Increase/decrease profit from unrealised foreign exchange
20. Selling expenses
21. Administration expenses 166,042 308,583 239,202 156,252 223,086
22. Net profit from insurance activities
23. Income from financial activities 84,257 75,379 170,823 136,791 77,292
24. Expenses from financial activities 3,701 12,536 11,328 10,384 9,312
25. Financial income 80,556 62,843 159,495 126,407 67,979
26. Other operating income 631 758 348 168 6,670
27. Other operating expenses 485 560 1,600 153 471
28. Other operating income 145 198 -1,252 15 6,199
29. Accounting profit 82,351 214,236 194,127 219,653 129,375
30. Adjustment increasing/decreasing taxable profit
31. Profit before tax 82,351 214,236 194,127 219,653 129,375
32. Balance guarantee reserve
33. Taxation profit 82,351 214,236 194,127 219,653 129,375
34. Corporate income tax 9,354 62,399 38,546 45,436 35,584
35. Net profits 72,997 151,836 155,581 174,217 93,791
36. Minority interests 2,072 418 1,452 1,875 2,757
37. Profit after tax belonging to shareholders of parent company 70,925 151,418 154,129 172,342 91,034
38. Dividend
39. Shares
40. Basic EPS
41. Diluted EPS