|
I. Cash flows from operating activities
|
|
|
|
|
|
|
- Cash received from interst income and similar income
|
34,063,168
|
38,069,961
|
37,522,455
|
40,307,742
|
42,357,055
|
|
- Interest expense and similar expenses paid
|
-20,560,696
|
-21,477,230
|
-21,492,034
|
-23,035,043
|
-25,098,684
|
|
- Cash received from services provided
|
1,538,888
|
1,887,419
|
1,733,523
|
1,785,677
|
1,624,939
|
|
- Difference between cash received and cash paid from operating activities (foreign currency, gold and securities)
|
1,083,654
|
2,093,591
|
1,562,317
|
886,591
|
1,092,880
|
|
- Other cash received
|
-299,244
|
-312,649
|
8,071
|
-1,020,429
|
-108,417
|
|
- Cash received from absolved debts which were covered by risk provisions
|
1,515,698
|
3,211,073
|
2,544,933
|
7,487,641
|
2,175,067
|
|
- Cash paid to employees and administration actitivities
|
-8,431,273
|
-6,257,985
|
-5,499,240
|
-8,050,776
|
-9,924,639
|
|
- Income tax paid
|
-2,962,310
|
-1,451,073
|
-1,793,778
|
-561,179
|
-3,569,837
|
|
Cashflow from operating activities before changes in operating assests and working capital
|
5,947,885
|
15,763,107
|
14,586,247
|
17,800,224
|
8,548,364
|
|
1. Changes in operating assets
|
|
|
|
|
|
|
- Increase/(Decrease) in placements with and loans to other credit institutions
|
3,071,707
|
-3,688,289
|
-3,768,863
|
-998,579
|
2,919,774
|
|
- Increase/(Decrease) in trading securities and securities investment
|
-4,096,329
|
4,504,882
|
3,939,146
|
-28,231,227
|
6,025,149
|
|
- Increase/(Decrease) in derivatives and other financial assets
|
663,256
|
0
|
|
0
|
-172,523
|
|
- Increase/(Decrease) in loans and advances to customers
|
-51,247,549
|
-72,549,639
|
-57,239,671
|
-135,835,832
|
-56,655,081
|
|
- Increase/(Decrease) in provision to compensate for damages
|
-4,000,428
|
-6,316,176
|
-4,905,198
|
-10,895,777
|
-3,382,150
|
|
- Increase/(Decrease) in other operating assets
|
-3,393,632
|
-192,020
|
-1,226,878
|
-3,553,804
|
3,406,524
|
|
2. Changes in operating liabilities
|
|
|
|
|
|
|
- Increase/(Decrease) in borrowings from the government and State Bank of Vietnam
|
-20,783,391
|
15,003,829
|
53,214,215
|
3,001,914
|
31,008,929
|
|
- Increase/(Decrease) in placements and borrowings from other credit institutions
|
71,743,640
|
-7,988,255
|
32,930,002
|
88,101,384
|
19,187,012
|
|
- Increase/(Decrease) in deposits from customers
|
23,780,468
|
97,841,563
|
12,393,904
|
136,043,116
|
-82,030,830
|
|
- Increase/(Decrease) in valuapapers issued
|
12,810,144
|
11,312,073
|
-27,861,797
|
17,500,708
|
74,641,643
|
|
- Increase/Decrease in trusted funds which the bank has to incur credit risk
|
-66,811
|
-236,258
|
656,688
|
-292,019
|
-165,904
|
|
- Increase/(Decrease) in derivatives and funds received from other institutions
|
375,751
|
513,679
|
-267,250
|
-391,621
|
-230,559
|
|
- Increase/(Decrease) in other operating liabilities
|
1,140,661
|
557,966
|
-1,079,885
|
-1,132,565
|
-1,921,268
|
|
- Cash paid from funds of credit institution
|
|
|
|
|
|
|
Net cash flows from operating activities
|
35,945,372
|
54,526,462
|
21,370,660
|
81,115,922
|
1,179,080
|
|
II. Cash flows from investment activities
|
|
|
|
|
|
|
- Money decrease due to selling sub-company
|
|
|
|
|
|
|
- Purchase of fixed assets
|
-507,275
|
-481,373
|
-426,003
|
-408,329
|
-255,896
|
|
- Proceeds from disposal of fix assets
|
|
44
|
3,121
|
6,177
|
461
|
|
- Payment on disposal of fixed assets
|
-178
|
-328
|
-911
|
-1,577
|
-70
|
|
- Purchase of investment properties
|
|
|
|
|
|
|
- Proceeds from disposal of investment properties
|
|
|
|
|
|
|
- Payment on disposal of investment properties
|
|
|
|
|
|
|
- Investment in other entities
|
|
|
|
|
|
|
- Proceeds from disinvestment in other entities
|
|
|
|
|
|
|
- Dividends and interest received
|
1,302
|
118,259
|
4,974
|
51,371
|
5,739
|
|
Net cash flows from investment activities
|
-506,151
|
-363,398
|
-418,819
|
-352,358
|
-249,766
|
|
III. Cash flows from financing activities
|
|
|
|
|
|
|
- Proceeds from share issuances
|
4,753,174
|
|
1
|
-1
|
10,020,912
|
|
- Capital form issuances of long-term bonds which are considered as the tier 2 and long-term debts
|
|
17,835,000
|
4,205,000
|
4,003,000
|
3,301,176
|
|
- Repayment of long-term bonds which are considered as the tier 2 and long-term debts
|
-1,079,520
|
-8,312,000
|
-3,095,000
|
-810,000
|
-100
|
|
- Dividends paid
|
|
|
|
-3,245,811
|
|
|
- Purchase treasury shares
|
|
|
|
|
|
|
- Proceeds from reissue of treasury shares
|
|
|
|
|
|
|
Net cash flows from financing activities
|
3,673,654
|
9,523,000
|
1,110,001
|
-52,812
|
13,321,988
|
|
IV. Net cash flows of the year
|
39,112,875
|
63,686,064
|
22,061,842
|
80,710,752
|
14,251,302
|
|
V. Cash and cash equivalents at the beginning of year
|
324,724,464
|
363,837,339
|
427,523,404
|
449,585,246
|
530,277,690
|
|
VI. Effect of foreign exchange differences
|
|
|
|
|
|
|
VII. Cash and cash equivalents at the end of year
|
363,837,339
|
427,523,403
|
449,585,246
|
530,295,998
|
544,528,992
|
