|
I. Cash flows from operating activities
|
|
|
|
|
|
|
- Cash received from interst income and similar income
|
34,674,117
|
34,333,282
|
34,063,168
|
38,069,961
|
37,522,455
|
|
- Interest expense and similar expenses paid
|
-21,134,312
|
-20,516,643
|
-20,560,696
|
-21,477,230
|
-21,492,034
|
|
- Cash received from services provided
|
1,474,977
|
1,966,665
|
1,538,888
|
1,887,419
|
1,733,523
|
|
- Difference between cash received and cash paid from operating activities (foreign currency, gold and securities)
|
663,104
|
6,235,127
|
1,083,654
|
2,093,591
|
1,562,317
|
|
- Other cash received
|
-293,231
|
-1,717,999
|
-299,244
|
-312,649
|
8,071
|
|
- Cash received from absolved debts which were covered by risk provisions
|
1,793,650
|
3,643,744
|
1,515,698
|
3,211,073
|
2,544,933
|
|
- Cash paid to employees and administration actitivities
|
-5,239,565
|
-7,839,400
|
-8,431,273
|
-6,257,985
|
-5,499,240
|
|
- Income tax paid
|
-1,642,853
|
-330,735
|
-2,962,310
|
-1,451,073
|
-1,793,778
|
|
Cashflow from operating activities before changes in operating assests and working capital
|
10,295,887
|
15,774,041
|
5,947,885
|
15,763,107
|
14,586,247
|
|
1. Changes in operating assets
|
|
|
|
|
|
|
- Increase/(Decrease) in placements with and loans to other credit institutions
|
-2,575,142
|
-4,606,301
|
3,071,707
|
-3,688,289
|
-3,768,863
|
|
- Increase/(Decrease) in trading securities and securities investment
|
-10,209,612
|
-24,584,948
|
-4,096,329
|
4,504,882
|
3,939,146
|
|
- Increase/(Decrease) in derivatives and other financial assets
|
-55,744
|
-607,512
|
663,256
|
0
|
|
|
- Increase/(Decrease) in loans and advances to customers
|
-70,249,835
|
-103,017,182
|
-51,247,549
|
-72,549,639
|
-57,239,671
|
|
- Increase/(Decrease) in provision to compensate for damages
|
-3,624,721
|
-7,643,672
|
-4,000,428
|
-6,316,176
|
-4,905,198
|
|
- Increase/(Decrease) in other operating assets
|
10,435,924
|
12,858,907
|
-3,393,632
|
-192,020
|
-1,226,878
|
|
2. Changes in operating liabilities
|
|
|
|
|
|
|
- Increase/(Decrease) in borrowings from the government and State Bank of Vietnam
|
-35,712,701
|
72,972,937
|
-20,783,391
|
15,003,829
|
53,214,215
|
|
- Increase/(Decrease) in placements and borrowings from other credit institutions
|
23,045,943
|
16,704,619
|
71,743,640
|
-7,988,255
|
32,930,002
|
|
- Increase/(Decrease) in deposits from customers
|
66,799,999
|
79,445,533
|
23,780,468
|
97,841,563
|
12,393,904
|
|
- Increase/(Decrease) in valuapapers issued
|
-4,331,406
|
5,583,081
|
12,810,144
|
11,312,073
|
-27,861,797
|
|
- Increase/Decrease in trusted funds which the bank has to incur credit risk
|
-355,085
|
373,289
|
-66,811
|
-236,258
|
656,688
|
|
- Increase/(Decrease) in derivatives and funds received from other institutions
|
-398,345
|
0
|
375,751
|
513,679
|
-267,250
|
|
- Increase/(Decrease) in other operating liabilities
|
1,120,973
|
-418,648
|
1,140,661
|
557,966
|
-1,079,885
|
|
- Cash paid from funds of credit institution
|
|
|
|
|
|
|
Net cash flows from operating activities
|
-15,813,865
|
62,834,144
|
35,945,372
|
54,526,462
|
21,370,660
|
|
II. Cash flows from investment activities
|
|
|
|
|
|
|
- Money decrease due to selling sub-company
|
|
|
|
|
|
|
- Purchase of fixed assets
|
-335,404
|
-266,100
|
-507,275
|
-481,373
|
-426,003
|
|
- Proceeds from disposal of fix assets
|
7,058
|
9,545
|
|
44
|
3,121
|
|
- Payment on disposal of fixed assets
|
-2,664
|
-194
|
-178
|
-328
|
-911
|
|
- Purchase of investment properties
|
|
|
|
|
|
|
- Proceeds from disposal of investment properties
|
|
|
|
|
|
|
- Payment on disposal of investment properties
|
|
|
|
|
|
|
- Investment in other entities
|
|
|
|
|
|
|
- Proceeds from disinvestment in other entities
|
|
14,108
|
|
|
|
|
- Dividends and interest received
|
7,901
|
6,036
|
1,302
|
118,259
|
4,974
|
|
Net cash flows from investment activities
|
-323,109
|
-236,605
|
-506,151
|
-363,398
|
-418,819
|
|
III. Cash flows from financing activities
|
|
|
|
|
|
|
- Proceeds from share issuances
|
|
|
4,753,174
|
|
1
|
|
- Capital form issuances of long-term bonds which are considered as the tier 2 and long-term debts
|
|
|
|
17,835,000
|
4,205,000
|
|
- Repayment of long-term bonds which are considered as the tier 2 and long-term debts
|
|
|
-1,079,520
|
-8,312,000
|
-3,095,000
|
|
- Dividends paid
|
0
|
-85,823
|
|
|
|
|
- Purchase treasury shares
|
|
|
|
|
|
|
- Proceeds from reissue of treasury shares
|
|
|
|
|
|
|
Net cash flows from financing activities
|
0
|
-85,823
|
3,673,654
|
9,523,000
|
1,110,001
|
|
IV. Net cash flows of the year
|
-16,136,974
|
62,511,716
|
39,112,875
|
63,686,064
|
22,061,842
|
|
V. Cash and cash equivalents at the beginning of year
|
278,222,471
|
262,085,497
|
324,724,464
|
363,837,339
|
427,523,404
|
|
VI. Effect of foreign exchange differences
|
|
|
|
|
|
|
VII. Cash and cash equivalents at the end of year
|
262,085,497
|
324,597,213
|
363,837,339
|
427,523,403
|
449,585,246
|
