|
1- Premium from direct insurance
|
9,846,705
|
5,398,971
|
5,559,730
|
5,960,679
|
10,505,605
|
|
2- Premium from reinsurance inward
|
1,181,858
|
582,396
|
637,842
|
681,548
|
1,392,144
|
|
3- Deductions
|
3,143,797
|
1,704,565
|
1,671,847
|
1,762,338
|
2,967,262
|
|
- Premium reinsurance outward
|
2,941,711
|
1,455,084
|
1,638,762
|
1,665,541
|
2,925,867
|
|
- Premium fee deduction
|
-257,637
|
-78,136
|
-48,448
|
109,463
|
-163,517
|
|
- Premium direct insurance refund
|
459,723
|
327,617
|
81,532
|
-12,666
|
204,912
|
|
- Premium reinsurance inward refund
|
0
|
|
|
|
|
|
- Other deductions
|
0
|
|
|
|
|
|
4. (Increase)/Decrease in unearned premium reserves and mathematic reserves
|
|
|
|
|
|
|
5. Commission from reinsurance outward
|
422,873
|
216,986
|
192,771
|
242,025
|
438,759
|
|
6. Other income from insurance activities
|
20,754
|
1,398
|
2,190
|
834
|
12,985
|
|
- Income from reinsurance inward
|
|
|
0
|
|
|
|
- Income from reinsurance outward
|
|
|
|
|
|
|
- Other income
|
|
|
|
|
|
|
7. Net revenues of insurance activities
|
8,328,393
|
4,495,186
|
4,720,687
|
5,122,748
|
9,382,230
|
|
8. Claims settlements of direct insurance
|
3,442,156
|
2,137,475
|
2,162,444
|
2,007,041
|
3,578,885
|
|
9. Claims settlements of insurance inward
|
0
|
|
|
|
|
|
10. Deduction to the claim settlement expenses
|
976,089
|
729,008
|
580,732
|
368,660
|
932,057
|
|
- Recoveries from reinsurance outward
|
956,166
|
713,002
|
574,168
|
357,809
|
911,346
|
|
- Subrogation recoveries
|
12,839
|
13,159
|
6,565
|
10,851
|
17,822
|
|
- Recoveries from compensated and damaged goods
|
7,084
|
2,847
|
0
|
0
|
2,889
|
|
11. Claim settlement expenses over the retention
|
2,466,067
|
1,408,466
|
1,581,711
|
1,638,381
|
2,646,828
|
|
12. Decrease of catastrophes reserve
|
0
|
0
|
|
|
0
|
|
13. Increase/decrease of claim reserve
|
222,733
|
-203,929
|
-1,984
|
88,658
|
71,820
|
|
14. Provision for catastrophe reserve charged to the year
|
80,869
|
45,263
|
45,588
|
-73,233
|
89,572
|
|
15. Other operating expenses
|
5,079,234
|
2,952,419
|
2,838,241
|
3,216,266
|
5,959,692
|
|
- Other operating expenses for direct insurance
|
5,079,234
|
2,952,419
|
2,838,241
|
3,216,266
|
5,959,692
|
|
+ Commission
|
1,466,912
|
797,261
|
815,366
|
915,015
|
1,655,655
|
|
+ Damage survey
|
0
|
|
|
|
|
|
+ Claims expenses on third parties
|
0
|
|
|
|
|
|
+ Handling compensated goods (100%)
|
0
|
|
|
|
|
|
+ Valuation expenses of insurance contracts
|
0
|
|
|
|
|
|
+ Expenses to prevent, limit risk and loss
|
0
|
|
|
|
|
|
+ Others
|
3,612,321
|
2,155,158
|
2,022,875
|
2,301,251
|
4,304,036
|
|
- Other operating expenses for reinsurance inward
|
0
|
|
|
|
|
|
+ Commission expenses for reinsurance inward
|
0
|
|
|
|
|
|
+ Others
|
0
|
|
|
|
|
|
- Expenses for reinsurance outward
|
0
|
|
|
|
|
|
- Other direct expenses
|
0
|
|
|
|
|
|
16. Provision for foreign tax
|
0
|
|
|
|
|
|
17. Total direct operating expenses
|
7,848,903
|
4,202,219
|
4,463,556
|
4,870,071
|
8,767,911
|
|
18. Gross profit from insurance activities
|
479,490
|
292,967
|
257,131
|
252,677
|
614,319
|
|
19. Increase/decrease profit from unrealised foreign exchange
|
13,579
|
7,124
|
8,063
|
6,852
|
15,090
|
|
20. Selling expenses
|
|
0
|
|
|
|
|
21. Administration expenses
|
294,400
|
136,778
|
175,213
|
199,049
|
377,807
|
|
22. Net profit from insurance activities
|
|
0
|
|
|
|
|
23. Income from financial activities
|
662,681
|
309,196
|
412,690
|
322,890
|
557,604
|
|
24. Expenses from financial activities
|
160,576
|
125,570
|
131,734
|
113,213
|
208,777
|
|
25. Financial income
|
502,106
|
183,626
|
280,956
|
209,677
|
348,827
|
|
26. Other operating income
|
3,122
|
818
|
7,029
|
3,971
|
9,775
|
|
27. Other operating expenses
|
1,475
|
4,353
|
1,446
|
1,393
|
2,784
|
|
28. Other operating income
|
1,648
|
-3,535
|
5,582
|
2,578
|
6,991
|
|
29. Accounting profit
|
702,423
|
343,405
|
376,519
|
272,734
|
607,419
|
|
30. Adjustment increasing/decreasing taxable profit
|
-38,666
|
-93,394
|
-181,661
|
-95,583
|
0
|
|
31. Profit before tax
|
663,757
|
250,011
|
194,858
|
177,150
|
607,419
|
|
32. Balance guarantee reserve
|
|
|
0
|
|
|
|
33. Taxation profit
|
663,757
|
250,011
|
194,858
|
177,150
|
607,419
|
|
34. Corporate income tax
|
127,132
|
51,082
|
47,348
|
35,060
|
91,429
|
|
35. Net profits
|
575,291
|
292,322
|
329,170
|
237,674
|
515,990
|
|
36. Minority interests
|
|
|
|
|
|
|
37. Profit after tax belonging to shareholders of parent company
|
575,291
|
292,322
|
329,170
|
237,674
|
515,990
|
|
38. Dividend
|
|
|
|
|
|
|
39. Shares
|
|
|
|
|
|
|
40. Basic EPS
|
|
|
|
|
|
|
41. Diluted EPS
|
|
|
|
|
|