Unit: 1.000.000đ
  2021 2022 2023 2024 2025
1- Premium from direct insurance 9,846,705 5,398,971 5,559,730 5,960,679 10,505,605
2- Premium from reinsurance inward 1,181,858 582,396 637,842 681,548 1,392,144
3- Deductions 3,143,797 1,704,565 1,671,847 1,762,338 2,967,262
- Premium reinsurance outward 2,941,711 1,455,084 1,638,762 1,665,541 2,925,867
- Premium fee deduction -257,637 -78,136 -48,448 109,463 -163,517
- Premium direct insurance refund 459,723 327,617 81,532 -12,666 204,912
- Premium reinsurance inward refund 0
- Other deductions 0
4. (Increase)/Decrease in unearned premium reserves and mathematic reserves
5. Commission from reinsurance outward 422,873 216,986 192,771 242,025 438,759
6. Other income from insurance activities 20,754 1,398 2,190 834 12,985
- Income from reinsurance inward 0
- Income from reinsurance outward
- Other income
7. Net revenues of insurance activities 8,328,393 4,495,186 4,720,687 5,122,748 9,382,230
8. Claims settlements of direct insurance 3,442,156 2,137,475 2,162,444 2,007,041 3,578,885
9. Claims settlements of insurance inward 0
10. Deduction to the claim settlement expenses 976,089 729,008 580,732 368,660 932,057
- Recoveries from reinsurance outward 956,166 713,002 574,168 357,809 911,346
- Subrogation recoveries 12,839 13,159 6,565 10,851 17,822
- Recoveries from compensated and damaged goods 7,084 2,847 0 0 2,889
11. Claim settlement expenses over the retention 2,466,067 1,408,466 1,581,711 1,638,381 2,646,828
12. Decrease of catastrophes reserve 0 0 0
13. Increase/decrease of claim reserve 222,733 -203,929 -1,984 88,658 71,820
14. Provision for catastrophe reserve charged to the year 80,869 45,263 45,588 -73,233 89,572
15. Other operating expenses 5,079,234 2,952,419 2,838,241 3,216,266 5,959,692
- Other operating expenses for direct insurance 5,079,234 2,952,419 2,838,241 3,216,266 5,959,692
+ Commission 1,466,912 797,261 815,366 915,015 1,655,655
+ Damage survey 0
+ Claims expenses on third parties 0
+ Handling compensated goods (100%) 0
+ Valuation expenses of insurance contracts 0
+ Expenses to prevent, limit risk and loss 0
+ Others 3,612,321 2,155,158 2,022,875 2,301,251 4,304,036
- Other operating expenses for reinsurance inward 0
+ Commission expenses for reinsurance inward 0
+ Others 0
- Expenses for reinsurance outward 0
- Other direct expenses 0
16. Provision for foreign tax 0
17. Total direct operating expenses 7,848,903 4,202,219 4,463,556 4,870,071 8,767,911
18. Gross profit from insurance activities 479,490 292,967 257,131 252,677 614,319
19. Increase/decrease profit from unrealised foreign exchange 13,579 7,124 8,063 6,852 15,090
20. Selling expenses 0
21. Administration expenses 294,400 136,778 175,213 199,049 377,807
22. Net profit from insurance activities 0
23. Income from financial activities 662,681 309,196 412,690 322,890 557,604
24. Expenses from financial activities 160,576 125,570 131,734 113,213 208,777
25. Financial income 502,106 183,626 280,956 209,677 348,827
26. Other operating income 3,122 818 7,029 3,971 9,775
27. Other operating expenses 1,475 4,353 1,446 1,393 2,784
28. Other operating income 1,648 -3,535 5,582 2,578 6,991
29. Accounting profit 702,423 343,405 376,519 272,734 607,419
30. Adjustment increasing/decreasing taxable profit -38,666 -93,394 -181,661 -95,583 0
31. Profit before tax 663,757 250,011 194,858 177,150 607,419
32. Balance guarantee reserve 0
33. Taxation profit 663,757 250,011 194,858 177,150 607,419
34. Corporate income tax 127,132 51,082 47,348 35,060 91,429
35. Net profits 575,291 292,322 329,170 237,674 515,990
36. Minority interests
37. Profit after tax belonging to shareholders of parent company 575,291 292,322 329,170 237,674 515,990
38. Dividend
39. Shares
40. Basic EPS
41. Diluted EPS