Công ty cổ phần chứng khoán BIDV

Unit: 1.000.000đ
  Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
1- Premium from direct insurance 1,498,844 1,799,349 1,335,363 1,500,093 1,325,874
2- Premium from reinsurance inward 143,916 183,346 178,506 188,854 130,842
3- Deductions 443,334 764,967 257,815 472,892 240,495
- Premium reinsurance outward 368,592 519,032 382,790 569,638 194,080
- Premium fee deduction 60,166 55,750 17,534 -132,778 142,787
- Premium direct insurance refund 14,576 190,184 -142,509 36,031 -96,373
- Premium reinsurance inward refund
- Other deductions
4. (Increase)/Decrease in unearned premium reserves and mathematic reserves
5. Commission from reinsurance outward 48,656 56,351 48,357 68,216 69,102
6. Other income from insurance activities -1,099 240 121 161 312
- Income from reinsurance inward
- Income from reinsurance outward
- Other income
7. Net revenues of insurance activities 1,246,984 1,274,319 1,304,532 1,284,432 1,285,635
8. Claims settlements of direct insurance 534,607 421,865 479,490 503,110 602,863
9. Claims settlements of insurance inward
10. Deduction to the claim settlement expenses 103,937 41,156 43,699 89,759 190,347
- Recoveries from reinsurance outward 101,504 40,676 40,289 86,878 186,267
- Subrogation recoveries 2,433 480 3,410 2,881 4,080
- Recoveries from compensated and damaged goods 0 0
11. Claim settlement expenses over the retention 430,670 380,709 435,791 413,352 412,516
12. Decrease of catastrophes reserve
13. Increase/decrease of claim reserve -99,272 10,942 10,096 176,294 -108,673
14. Provision for catastrophe reserve charged to the year 12,742 14,637 11,311 -111,807 12,626
15. Other operating expenses 806,175 782,710 722,316 825,678 896,836
- Other operating expenses for direct insurance 806,175 782,710 722,316 825,678 896,836
+ Commission 213,706 230,483 226,981 223,458 234,092
+ Damage survey
+ Claims expenses on third parties
+ Handling compensated goods (100%)
+ Valuation expenses of insurance contracts
+ Expenses to prevent, limit risk and loss
+ Others 592,469 552,227 495,336 602,220 662,743
- Other operating expenses for reinsurance inward
+ Commission expenses for reinsurance inward
+ Others
- Expenses for reinsurance outward
- Other direct expenses
16. Provision for foreign tax
17. Total direct operating expenses 1,150,314 1,188,998 1,179,514 1,303,516 1,213,304
18. Gross profit from insurance activities 96,670 85,321 125,018 -19,085 72,330
19. Increase/decrease profit from unrealised foreign exchange 1,690 1,618 1,881 1,208 2,144
20. Selling expenses
21. Administration expenses 48,752 44,202 60,283 45,191 51,825
22. Net profit from insurance activities
23. Income from financial activities 67,804 77,341 51,353 148,358 45,838
24. Expenses from financial activities 27,019 28,283 21,647 46,436 16,847
25. Financial income 40,784 49,058 29,706 101,921 28,991
26. Other operating income 3,795 269 282 1,284 2,136
27. Other operating expenses 635 1,205 161 73 -46
28. Other operating income 3,160 -936 121 1,211 2,182
29. Accounting profit 93,552 90,859 96,443 40,064 53,822
30. Adjustment increasing/decreasing taxable profit -11,645 -7,866 2,690 -95,583
31. Profit before tax 81,907 82,994 99,133 -55,519 53,822
32. Balance guarantee reserve
33. Taxation profit 81,907 82,994 99,133 -55,519 53,822
34. Corporate income tax 18,703 18,136 18,985 -11,104 10,734
35. Net profits 74,849 72,724 77,459 51,168 43,088
36. Minority interests
37. Profit after tax belonging to shareholders of parent company 74,849 72,724 77,459 51,168 43,088
38. Dividend
39. Shares
40. Basic EPS
41. Diluted EPS