Công ty cổ phần chứng khoán BIDV

Unit: 1.000.000đ
  Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025
1- Premium from direct insurance 1,325,874 1,809,321 1,245,340 1,482,804 5,968,140
2- Premium from reinsurance inward 130,842 188,931 197,432 200,452 805,329
3- Deductions 240,495 716,397 136,771 400,696 1,713,398
- Premium reinsurance outward 194,080 359,848 415,289 461,021 1,689,708
- Premium fee deduction 142,787 15,853 3,698 -87,206 -95,863
- Premium direct insurance refund -96,373 340,696 -282,216 26,880 119,552
- Premium reinsurance inward refund
- Other deductions
4. (Increase)/Decrease in unearned premium reserves and mathematic reserves
5. Commission from reinsurance outward 69,102 58,342 42,463 47,158 290,795
6. Other income from insurance activities 312 241 1,318 1,126 10,300
- Income from reinsurance inward
- Income from reinsurance outward
- Other income
7. Net revenues of insurance activities 1,285,635 1,340,439 1,349,781 1,330,844 5,361,166
8. Claims settlements of direct insurance 602,863 586,285 466,320 428,538 2,097,741
9. Claims settlements of insurance inward
10. Deduction to the claim settlement expenses 190,347 200,985 91,509 61,611 577,951
- Recoveries from reinsurance outward 186,267 200,204 89,401 56,924 564,816
- Subrogation recoveries 4,080 2,108 4,687 13,135
- Recoveries from compensated and damaged goods 781
11. Claim settlement expenses over the retention 412,516 385,300 374,811 366,927 1,519,790
12. Decrease of catastrophes reserve 0
13. Increase/decrease of claim reserve -108,673 22,576 5,160 12,909 31,176
14. Provision for catastrophe reserve charged to the year 12,626 16,384 10,275 12,075 50,838
15. Other operating expenses 896,836 809,240 858,175 847,846 3,444,502
- Other operating expenses for direct insurance 896,836 809,240 858,175 847,846 3,444,502
+ Commission 234,092 238,690 228,695 223,510 964,760
+ Damage survey
+ Claims expenses on third parties
+ Handling compensated goods (100%)
+ Valuation expenses of insurance contracts
+ Expenses to prevent, limit risk and loss
+ Others 662,743 570,549 629,480 624,335 2,479,742
- Other operating expenses for reinsurance inward
+ Commission expenses for reinsurance inward
+ Others
- Expenses for reinsurance outward
- Other direct expenses
16. Provision for foreign tax
17. Total direct operating expenses 1,213,304 1,233,500 1,248,420 1,239,757 5,046,305
18. Gross profit from insurance activities 72,330 106,939 101,361 91,088 314,861
19. Increase/decrease profit from unrealised foreign exchange 2,144 1,831 2,391 2,268 8,599
20. Selling expenses
21. Administration expenses 51,825 56,554 48,227 54,472 217,527
22. Net profit from insurance activities
23. Income from financial activities 45,838 48,235 72,891 120,235 318,397
24. Expenses from financial activities 16,847 21,656 31,620 32,893 123,649
25. Financial income 28,991 26,580 41,271 87,342 194,748
26. Other operating income 2,136 123 1,360 353 6,826
27. Other operating expenses -46 166 403 207 2,008
28. Other operating income 2,182 -43 957 147 4,817
29. Accounting profit 53,822 78,753 97,753 126,372 305,498
30. Adjustment increasing/decreasing taxable profit 0
31. Profit before tax 53,822 78,753 97,753 126,372 305,498
32. Balance guarantee reserve
33. Taxation profit 53,822 78,753 97,753 126,372 305,498
34. Corporate income tax 10,734 15,693 16,556 13,660 45,712
35. Net profits 43,088 63,060 81,197 112,712 259,787
36. Minority interests
37. Profit after tax belonging to shareholders of parent company 43,088 63,060 81,197 112,712 259,787
38. Dividend
39. Shares
40. Basic EPS
41. Diluted EPS