Công ty cổ phần chứng khoán BIDV

Unit: 1.000.000đ
  Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025
1- Premium from direct insurance 1,500,093 1,325,874 1,809,321 1,245,340 1,482,804
2- Premium from reinsurance inward 188,854 130,842 188,931 197,432 200,452
3- Deductions 472,892 240,495 716,397 136,771 400,696
- Premium reinsurance outward 569,638 194,080 359,848 415,289 461,021
- Premium fee deduction -132,778 142,787 15,853 3,698 -87,206
- Premium direct insurance refund 36,031 -96,373 340,696 -282,216 26,880
- Premium reinsurance inward refund
- Other deductions
4. (Increase)/Decrease in unearned premium reserves and mathematic reserves
5. Commission from reinsurance outward 68,216 69,102 58,342 42,463 47,158
6. Other income from insurance activities 161 312 241 1,318 1,126
- Income from reinsurance inward
- Income from reinsurance outward
- Other income
7. Net revenues of insurance activities 1,284,432 1,285,635 1,340,439 1,349,781 1,330,844
8. Claims settlements of direct insurance 503,110 602,863 586,285 466,320 428,538
9. Claims settlements of insurance inward
10. Deduction to the claim settlement expenses 89,759 190,347 200,985 91,509 61,611
- Recoveries from reinsurance outward 86,878 186,267 200,204 89,401 56,924
- Subrogation recoveries 2,881 4,080 2,108 4,687
- Recoveries from compensated and damaged goods 781
11. Claim settlement expenses over the retention 413,352 412,516 385,300 374,811 366,927
12. Decrease of catastrophes reserve 0
13. Increase/decrease of claim reserve 176,294 -108,673 22,576 5,160 12,909
14. Provision for catastrophe reserve charged to the year -111,807 12,626 16,384 10,275 12,075
15. Other operating expenses 825,678 896,836 809,240 858,175 847,846
- Other operating expenses for direct insurance 825,678 896,836 809,240 858,175 847,846
+ Commission 223,458 234,092 238,690 228,695 223,510
+ Damage survey
+ Claims expenses on third parties
+ Handling compensated goods (100%)
+ Valuation expenses of insurance contracts
+ Expenses to prevent, limit risk and loss
+ Others 602,220 662,743 570,549 629,480 624,335
- Other operating expenses for reinsurance inward
+ Commission expenses for reinsurance inward
+ Others
- Expenses for reinsurance outward
- Other direct expenses
16. Provision for foreign tax
17. Total direct operating expenses 1,303,516 1,213,304 1,233,500 1,248,420 1,239,757
18. Gross profit from insurance activities -19,085 72,330 106,939 101,361 91,088
19. Increase/decrease profit from unrealised foreign exchange 1,208 2,144 1,831 2,391 2,268
20. Selling expenses
21. Administration expenses 45,191 51,825 56,554 48,227 54,472
22. Net profit from insurance activities
23. Income from financial activities 148,358 45,838 48,235 72,891 120,235
24. Expenses from financial activities 46,436 16,847 21,656 31,620 32,893
25. Financial income 101,921 28,991 26,580 41,271 87,342
26. Other operating income 1,284 2,136 123 1,360 353
27. Other operating expenses 73 -46 166 403 207
28. Other operating income 1,211 2,182 -43 957 147
29. Accounting profit 40,064 53,822 78,753 97,753 126,372
30. Adjustment increasing/decreasing taxable profit -95,583 0
31. Profit before tax -55,519 53,822 78,753 97,753 126,372
32. Balance guarantee reserve
33. Taxation profit -55,519 53,822 78,753 97,753 126,372
34. Corporate income tax -11,104 10,734 15,693 16,556 13,660
35. Net profits 51,168 43,088 63,060 81,197 112,712
36. Minority interests
37. Profit after tax belonging to shareholders of parent company 51,168 43,088 63,060 81,197 112,712
38. Dividend
39. Shares
40. Basic EPS
41. Diluted EPS