Công ty cổ phần chứng khoán BIDV

Unit: 1.000.000đ
  2021 2022 2023 2024 2025
1- Premium from direct insurance 39,504,265 42,962,134 42,641,455 42,615,809 43,716,183
2- Premium from reinsurance inward 158,555 149,402 212,465 218,882 399,971
3- Deductions 3,284,592 3,127,600 3,612,769 3,662,992 3,982,851
- Premium reinsurance outward 3,567,567 3,240,707 3,444,640 3,463,219 3,772,982
- Premium fee deduction 50,838 -484,772 -142,677 59,009 -172,789
- Premium direct insurance refund -333,813 371,664 310,806 140,764 382,658
- Premium reinsurance inward refund
- Other deductions
4. (Increase)/Decrease in unearned premium reserves and mathematic reserves 19,358,176 21,548,753 20,135,342 18,158,790 14,056,783
5. Commission from reinsurance outward 923,100 714,372 793,158 690,505 800,711
6. Other income from insurance activities 0 0
- Income from reinsurance inward 0
- Income from reinsurance outward 0
- Other income 0
7. Net revenues of insurance activities 37,301,328 40,698,308 40,034,309 39,862,204 40,934,015
8. Claims settlements of direct insurance 12,777,325 15,380,908 19,598,673 19,720,040 21,923,365
9. Claims settlements of insurance inward 89,735 108,879 80,528 63,240 56,988
10. Deduction to the claim settlement expenses 1,382,856 913,235 1,283,477 1,183,396 1,416,294
- Recoveries from reinsurance outward 1,380,098 910,252 1,282,230 1,181,185 1,415,383
- Subrogation recoveries 1,643 1,798 783 970 736
- Recoveries from compensated and damaged goods 1,115 1,186 464 1,242 175
11. Claim settlement expenses over the retention 11,484,204 14,576,552 18,395,724 18,599,884 20,564,060
12. Decrease of catastrophes reserve
13. Increase/decrease of claim reserve 997,329 60,405 -5,584 -98,086 191,703
14. Provision for catastrophe reserve charged to the year 37,997 -48,527 -28,540 52,744 -33,306
15. Other operating expenses 4,801,288 4,478,676 4,027,543 4,129,598 4,523,419
- Other operating expenses for direct insurance 4,801,288 4,478,676 4,027,543 4,129,598 4,523,419
+ Commission 2,919,058 2,785,564 2,518,722 2,490,975 2,867,431
+ Damage survey 0
+ Claims expenses on third parties
+ Handling compensated goods (100%)
+ Valuation expenses of insurance contracts
+ Expenses to prevent, limit risk and loss
+ Others 1,882,230 1,693,112 1,508,821 1,638,623 1,655,988
- Other operating expenses for reinsurance inward
+ Commission expenses for reinsurance inward
+ Others
- Expenses for reinsurance outward
- Other direct expenses
16. Provision for foreign tax 56,523 68,183 103,295 96,558 109,730
17. Total direct operating expenses 36,678,995 40,615,858 42,524,485 40,842,930 39,302,658
18. Gross profit from insurance activities 622,333 82,450 -2,490,176 -980,726 1,631,357
19. Increase/decrease profit from unrealised foreign exchange 0 0
20. Selling expenses 2,277,108 2,310,624 1,682,090 1,346,684 1,653,009
21. Administration expenses 4,028,355 3,970,110 4,487,373 5,783,999 7,480,825
22. Net profit from insurance activities 106,163 10,079 -13,894 23,331 -30,272
23. Income from financial activities 8,887,207 9,922,800 13,546,580 12,684,697 14,040,018
24. Expenses from financial activities 1,058,060 1,842,098 2,836,768 2,102,975 2,920,457
25. Financial income 7,829,147 8,080,703 10,709,812 10,581,722 11,119,561
26. Other operating income 24,060 28,282 23,750 34,003 22,930
27. Other operating expenses 2,064 2,873 3,648 3,794 4,301
28. Other operating income 21,996 25,409 20,101 30,209 18,629
29. Accounting profit 2,330,699 1,986,090 2,159,675 2,620,410 3,715,170
30. Adjustment increasing/decreasing taxable profit
31. Profit before tax 2,330,699 1,986,090 2,159,675 2,620,410 3,715,170
32. Balance guarantee reserve
33. Taxation profit 2,330,699 1,986,090 2,159,675 2,620,410 3,715,170
34. Corporate income tax 373,988 384,376 361,905 463,377 663,888
35. Net profits 1,956,711 1,601,714 1,797,770 2,157,033 3,051,282
36. Minority interests 99,419 73,213 75,013 71,808 84,973
37. Profit after tax belonging to shareholders of parent company 1,857,292 1,528,501 1,722,756 2,085,225 2,966,309
38. Dividend
39. Shares
40. Basic EPS
41. Diluted EPS