Unit: 1.000.000đ
  Q3 2025 Q4 2025 Q1 2026 Q2 2026 Q3 2026
1- Premium from direct insurance 10,447,061 11,291,140 10,937,403 11,465,029 10,665,941
2- Premium from reinsurance inward 241,194 75,300 265,294 55,610 132,489
3- Deductions 1,138,842 1,034,237 1,608,353 1,073,540 1,208,404
- Premium reinsurance outward 993,474 954,864 1,154,141 1,159,515 1,144,674
- Premium fee deduction -94,620 -42,498 -171,140 -74,121 -63,872
- Premium direct insurance refund 239,988 121,871 625,351 -11,854 127,602
- Premium reinsurance inward refund
- Other deductions
4. (Increase)/Decrease in unearned premium reserves and mathematic reserves 3,111,988 3,184,392 3,277,539 2,301,902 2,614,666
5. Commission from reinsurance outward 200,178 217,398 225,090 256,823 266,087
6. Other income from insurance activities
- Income from reinsurance inward
- Income from reinsurance outward
- Other income
7. Net revenues of insurance activities 9,749,591 10,549,602 9,819,434 10,703,923 9,856,113
8. Claims settlements of direct insurance 5,544,460 6,355,240 5,373,371 6,351,177 6,933,225
9. Claims settlements of insurance inward 16,470 20,679 15,476 15,346 36,227
10. Deduction to the claim settlement expenses 411,636 350,095 318,266 325,311 502,862
- Recoveries from reinsurance outward 411,590 349,286 317,831 321,851 490,942
- Subrogation recoveries 719 59 2,766 11,354
- Recoveries from compensated and damaged goods 46 90 376 694 566
11. Claim settlement expenses over the retention 5,149,294 6,025,824 5,070,581 6,041,211 6,466,589
12. Decrease of catastrophes reserve
13. Increase/decrease of claim reserve 35,568 118,240 -29,211 74,827 -72,676
14. Provision for catastrophe reserve charged to the year 11,807 -74,076 17,678 17,300 13,814
15. Other operating expenses 1,196,096 1,078,525 1,174,992 1,285,585 1,345,715
- Other operating expenses for direct insurance 1,196,096 1,078,525 1,174,992 1,285,585 1,345,715
+ Commission 769,436 673,358 708,977 812,102 802,840
+ Damage survey
+ Claims expenses on third parties
+ Handling compensated goods (100%)
+ Valuation expenses of insurance contracts
+ Expenses to prevent, limit risk and loss
+ Others 426,660 405,167 466,015 473,483 542,875
- Other operating expenses for reinsurance inward
+ Commission expenses for reinsurance inward
+ Others
- Expenses for reinsurance outward
- Other direct expenses
16. Provision for foreign tax 29,285 32,242 29,203 21,244 34,883
17. Total direct operating expenses 9,504,753 10,332,904 9,511,579 9,720,825 10,368,108
18. Gross profit from insurance activities 244,838 216,698 307,855 983,098 -511,995
19. Increase/decrease profit from unrealised foreign exchange
20. Selling expenses 356,079 243,607 379,237 719,064 78,052
21. Administration expenses 1,858,906 1,842,206 1,915,398 2,232,010 1,950,584
22. Net profit from insurance activities -17,093 -25,438 2,146 -9,807 -8,534
23. Income from financial activities 3,585,079 3,791,413 3,990,463 4,439,789 4,668,158
24. Expenses from financial activities 669,277 872,092 1,032,091 1,202,171 1,152,727
25. Financial income 2,915,802 2,919,321 2,958,372 3,237,617 3,515,431
26. Other operating income 5,545 6,215 3,759 2,964 9,888
27. Other operating expenses 414 1,405 706 681 1,503
28. Other operating income 5,131 4,810 3,053 2,283 8,385
29. Accounting profit 962,977 1,061,819 1,005,994 1,283,361 1,009,534
30. Adjustment increasing/decreasing taxable profit
31. Profit before tax 962,977 1,061,819 1,005,994 1,283,361 1,009,534
32. Balance guarantee reserve
33. Taxation profit 962,977 1,061,819 1,005,994 1,283,361 1,009,534
34. Corporate income tax 165,213 187,712 190,367 235,998 174,699
35. Net profits 797,765 874,107 815,628 1,047,363 834,836
36. Minority interests 26,990 15,587 16,448 14,916 10,524
37. Profit after tax belonging to shareholders of parent company 770,775 858,520 799,179 1,032,447 824,311
38. Dividend
39. Shares
40. Basic EPS
41. Diluted EPS