Công ty cổ phần chứng khoán BIDV

Unit: 1.000.000đ
  Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025
1- Premium from direct insurance 11,170,698 10,751,532 11,226,453 10,447,061 11,291,140
2- Premium from reinsurance inward 66,114 47,433 36,044 241,194 75,300
3- Deductions 908,851 1,013,730 796,042 1,138,842 1,034,237
- Premium reinsurance outward 834,888 948,801 875,843 993,474 954,864
- Premium fee deduction 26,741 -58,285 22,613 -94,620 -42,498
- Premium direct insurance refund 47,222 123,213 -102,414 239,988 121,871
- Premium reinsurance inward refund
- Other deductions
4. (Increase)/Decrease in unearned premium reserves and mathematic reserves 4,537,238 4,163,738 3,596,665 3,111,988 3,184,392
5. Commission from reinsurance outward 178,447 188,793 194,342 200,178 217,398
6. Other income from insurance activities
- Income from reinsurance inward
- Income from reinsurance outward
- Other income
7. Net revenues of insurance activities 10,506,408 9,974,028 10,660,797 9,749,591 10,549,602
8. Claims settlements of direct insurance 5,325,752 4,445,352 5,578,313 5,544,460 6,355,240
9. Claims settlements of insurance inward 28,975 9,719 10,120 16,470 20,679
10. Deduction to the claim settlement expenses 451,411 303,212 351,350 411,636 350,095
- Recoveries from reinsurance outward 450,226 303,193 351,315 411,590 349,286
- Subrogation recoveries 16 719
- Recoveries from compensated and damaged goods 1,185 20 19 46 90
11. Claim settlement expenses over the retention 4,903,316 4,151,858 5,237,083 5,149,294 6,025,824
12. Decrease of catastrophes reserve
13. Increase/decrease of claim reserve 49,623 -19,831 57,726 35,568 118,240
14. Provision for catastrophe reserve charged to the year 14,462 14,158 14,805 11,807 -74,076
15. Other operating expenses 946,232 1,086,882 1,161,940 1,196,096 1,078,525
- Other operating expenses for direct insurance 946,232 1,086,882 1,161,940 1,196,096 1,078,525
+ Commission 602,403 659,863 764,774 769,436 673,358
+ Damage survey
+ Claims expenses on third parties
+ Handling compensated goods (100%)
+ Valuation expenses of insurance contracts
+ Expenses to prevent, limit risk and loss
+ Others 343,829 427,018 397,165 426,660 405,167
- Other operating expenses for reinsurance inward
+ Commission expenses for reinsurance inward
+ Others
- Expenses for reinsurance outward
- Other direct expenses
16. Provision for foreign tax 38,431 22,421 25,783 29,285 32,242
17. Total direct operating expenses 10,450,872 9,396,805 10,068,219 9,504,753 10,332,904
18. Gross profit from insurance activities 55,537 577,223 592,578 244,838 216,698
19. Increase/decrease profit from unrealised foreign exchange
20. Selling expenses 409,206 510,805 542,518 356,079 243,607
21. Administration expenses 1,620,235 1,817,228 1,948,452 1,858,906 1,842,206
22. Net profit from insurance activities -11,628 7,332 5,077 -17,093 -25,438
23. Income from financial activities 3,204,673 3,256,870 3,431,751 3,585,079 3,791,413
24. Expenses from financial activities 616,783 669,175 728,468 669,277 872,092
25. Financial income 2,587,890 2,587,694 2,703,283 2,915,802 2,919,321
26. Other operating income 17,640 6,150 8,958 5,545 6,215
27. Other operating expenses 1,519 493 1,989 414 1,405
28. Other operating income 16,121 5,657 6,969 5,131 4,810
29. Accounting profit 656,910 872,294 842,720 962,977 1,061,819
30. Adjustment increasing/decreasing taxable profit
31. Profit before tax 656,910 872,294 842,720 962,977 1,061,819
32. Balance guarantee reserve
33. Taxation profit 656,910 872,294 842,720 962,977 1,061,819
34. Corporate income tax 118,034 165,464 137,961 165,213 187,712
35. Net profits 538,876 706,831 704,759 797,765 874,107
36. Minority interests 2,845 22,920 27,537 26,990 15,587
37. Profit after tax belonging to shareholders of parent company 536,031 683,910 677,223 770,775 858,520
38. Dividend
39. Shares
40. Basic EPS
41. Diluted EPS