Công ty cổ phần chứng khoán BIDV

Unit: 1.000.000đ
  Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025
1- Premium from direct insurance 10,430,938 10,608,410 11,170,698 10,751,532 11,226,453
2- Premium from reinsurance inward 60,368 51,123 66,114 47,433 36,044
3- Deductions 668,991 1,086,776 908,851 1,013,730 796,042
- Premium reinsurance outward 807,137 896,214 834,888 948,801 875,843
- Premium fee deduction 78,638 4,605 26,741 -58,285 22,613
- Premium direct insurance refund -216,784 185,958 47,222 123,213 -102,414
- Premium reinsurance inward refund
- Other deductions
4. (Increase)/Decrease in unearned premium reserves and mathematic reserves 4,656,931 4,146,100 4,537,238 4,163,738 3,596,665
5. Commission from reinsurance outward 168,415 173,680 178,447 188,793 194,342
6. Other income from insurance activities
- Income from reinsurance inward
- Income from reinsurance outward
- Other income
7. Net revenues of insurance activities 9,990,730 9,746,437 10,506,408 9,974,028 10,660,797
8. Claims settlements of direct insurance 4,965,594 4,929,543 5,325,752 4,445,352 5,578,313
9. Claims settlements of insurance inward 21,656 8,717 28,975 9,719 10,120
10. Deduction to the claim settlement expenses 222,862 291,130 451,411 303,212 351,350
- Recoveries from reinsurance outward 222,126 290,878 450,226 303,193 351,315
- Subrogation recoveries 728 242 16
- Recoveries from compensated and damaged goods 8 10 1,185 20 19
11. Claim settlement expenses over the retention 4,764,387 4,647,130 4,903,316 4,151,858 5,237,083
12. Decrease of catastrophes reserve
13. Increase/decrease of claim reserve -38,704 -13,730 49,623 -19,831 57,726
14. Provision for catastrophe reserve charged to the year 13,144 11,574 14,462 14,158 14,805
15. Other operating expenses 997,414 1,100,394 946,232 1,086,882 1,161,940
- Other operating expenses for direct insurance 997,414 1,100,394 946,232 1,086,882 1,161,940
+ Commission 616,467 609,907 602,403 659,863 764,774
+ Damage survey
+ Claims expenses on third parties
+ Handling compensated goods (100%)
+ Valuation expenses of insurance contracts
+ Expenses to prevent, limit risk and loss
+ Others 380,947 490,487 343,829 427,018 397,165
- Other operating expenses for reinsurance inward
+ Commission expenses for reinsurance inward
+ Others
- Expenses for reinsurance outward
- Other direct expenses
16. Provision for foreign tax 12,320 25,099 38,431 22,421 25,783
17. Total direct operating expenses 10,393,172 9,891,470 10,450,872 9,396,805 10,068,219
18. Gross profit from insurance activities -402,442 -145,033 55,537 577,223 592,578
19. Increase/decrease profit from unrealised foreign exchange
20. Selling expenses 251,904 367,320 409,206 510,805 542,518
21. Administration expenses 1,382,082 1,428,781 1,620,235 1,817,228 1,948,452
22. Net profit from insurance activities -3,000 22,095 -11,628 7,332 5,077
23. Income from financial activities 3,116,373 3,105,166 3,204,673 3,256,870 3,431,751
24. Expenses from financial activities 562,497 526,400 616,783 669,175 728,468
25. Financial income 2,553,875 2,578,766 2,587,890 2,587,694 2,703,283
26. Other operating income 7,661 3,802 17,640 6,150 8,958
27. Other operating expenses 1,438 476 1,519 493 1,989
28. Other operating income 6,222 3,326 16,121 5,657 6,969
29. Accounting profit 532,990 688,154 656,910 872,294 842,720
30. Adjustment increasing/decreasing taxable profit
31. Profit before tax 532,990 688,154 656,910 872,294 842,720
32. Balance guarantee reserve
33. Taxation profit 532,990 688,154 656,910 872,294 842,720
34. Corporate income tax 92,572 127,499 118,034 165,464 137,961
35. Net profits 440,417 560,655 538,876 706,831 704,759
36. Minority interests 13,785 24,099 2,845 22,920 27,537
37. Profit after tax belonging to shareholders of parent company 426,632 536,556 536,031 683,910 677,223
38. Dividend
39. Shares
40. Basic EPS
41. Diluted EPS