Công ty cổ phần chứng khoán BIDV

Unit: 1.000.000đ
  Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025
1- Premium from direct insurance 10,608,410 11,170,698 10,751,532 11,226,453 10,447,061
2- Premium from reinsurance inward 51,123 66,114 47,433 36,044 241,194
3- Deductions 1,086,776 908,851 1,013,730 796,042 1,138,842
- Premium reinsurance outward 896,214 834,888 948,801 875,843 993,474
- Premium fee deduction 4,605 26,741 -58,285 22,613 -94,620
- Premium direct insurance refund 185,958 47,222 123,213 -102,414 239,988
- Premium reinsurance inward refund
- Other deductions
4. (Increase)/Decrease in unearned premium reserves and mathematic reserves 4,146,100 4,537,238 4,163,738 3,596,665 3,111,988
5. Commission from reinsurance outward 173,680 178,447 188,793 194,342 200,178
6. Other income from insurance activities
- Income from reinsurance inward
- Income from reinsurance outward
- Other income
7. Net revenues of insurance activities 9,746,437 10,506,408 9,974,028 10,660,797 9,749,591
8. Claims settlements of direct insurance 4,929,543 5,325,752 4,445,352 5,578,313 5,544,460
9. Claims settlements of insurance inward 8,717 28,975 9,719 10,120 16,470
10. Deduction to the claim settlement expenses 291,130 451,411 303,212 351,350 411,636
- Recoveries from reinsurance outward 290,878 450,226 303,193 351,315 411,590
- Subrogation recoveries 242 16
- Recoveries from compensated and damaged goods 10 1,185 20 19 46
11. Claim settlement expenses over the retention 4,647,130 4,903,316 4,151,858 5,237,083 5,149,294
12. Decrease of catastrophes reserve
13. Increase/decrease of claim reserve -13,730 49,623 -19,831 57,726 35,568
14. Provision for catastrophe reserve charged to the year 11,574 14,462 14,158 14,805 11,807
15. Other operating expenses 1,100,394 946,232 1,086,882 1,161,940 1,196,096
- Other operating expenses for direct insurance 1,100,394 946,232 1,086,882 1,161,940 1,196,096
+ Commission 609,907 602,403 659,863 764,774 769,436
+ Damage survey
+ Claims expenses on third parties
+ Handling compensated goods (100%)
+ Valuation expenses of insurance contracts
+ Expenses to prevent, limit risk and loss
+ Others 490,487 343,829 427,018 397,165 426,660
- Other operating expenses for reinsurance inward
+ Commission expenses for reinsurance inward
+ Others
- Expenses for reinsurance outward
- Other direct expenses
16. Provision for foreign tax 25,099 38,431 22,421 25,783 29,285
17. Total direct operating expenses 9,891,470 10,450,872 9,396,805 10,068,219 9,504,753
18. Gross profit from insurance activities -145,033 55,537 577,223 592,578 244,838
19. Increase/decrease profit from unrealised foreign exchange
20. Selling expenses 367,320 409,206 510,805 542,518 356,079
21. Administration expenses 1,428,781 1,620,235 1,817,228 1,948,452 1,858,906
22. Net profit from insurance activities 22,095 -11,628 7,332 5,077 -17,093
23. Income from financial activities 3,105,166 3,204,673 3,256,870 3,431,751 3,585,079
24. Expenses from financial activities 526,400 616,783 669,175 728,468 669,277
25. Financial income 2,578,766 2,587,890 2,587,694 2,703,283 2,915,802
26. Other operating income 3,802 17,640 6,150 8,958 5,545
27. Other operating expenses 476 1,519 493 1,989 414
28. Other operating income 3,326 16,121 5,657 6,969 5,131
29. Accounting profit 688,154 656,910 872,294 842,720 962,977
30. Adjustment increasing/decreasing taxable profit
31. Profit before tax 688,154 656,910 872,294 842,720 962,977
32. Balance guarantee reserve
33. Taxation profit 688,154 656,910 872,294 842,720 962,977
34. Corporate income tax 127,499 118,034 165,464 137,961 165,213
35. Net profits 560,655 538,876 706,831 704,759 797,765
36. Minority interests 24,099 2,845 22,920 27,537 26,990
37. Profit after tax belonging to shareholders of parent company 536,556 536,031 683,910 677,223 770,775
38. Dividend
39. Shares
40. Basic EPS
41. Diluted EPS