|
1- Premium from direct insurance
|
10,447,061
|
11,291,140
|
10,937,403
|
11,465,029
|
10,665,941
|
|
2- Premium from reinsurance inward
|
241,194
|
75,300
|
265,294
|
55,610
|
132,489
|
|
3- Deductions
|
1,138,842
|
1,034,237
|
1,608,353
|
1,073,540
|
1,208,404
|
|
- Premium reinsurance outward
|
993,474
|
954,864
|
1,154,141
|
1,159,515
|
1,144,674
|
|
- Premium fee deduction
|
-94,620
|
-42,498
|
-171,140
|
-74,121
|
-63,872
|
|
- Premium direct insurance refund
|
239,988
|
121,871
|
625,351
|
-11,854
|
127,602
|
|
- Premium reinsurance inward refund
|
|
|
|
|
|
|
- Other deductions
|
|
|
|
|
|
|
4. (Increase)/Decrease in unearned premium reserves and mathematic reserves
|
3,111,988
|
3,184,392
|
3,277,539
|
2,301,902
|
2,614,666
|
|
5. Commission from reinsurance outward
|
200,178
|
217,398
|
225,090
|
256,823
|
266,087
|
|
6. Other income from insurance activities
|
|
|
|
|
|
|
- Income from reinsurance inward
|
|
|
|
|
|
|
- Income from reinsurance outward
|
|
|
|
|
|
|
- Other income
|
|
|
|
|
|
|
7. Net revenues of insurance activities
|
9,749,591
|
10,549,602
|
9,819,434
|
10,703,923
|
9,856,113
|
|
8. Claims settlements of direct insurance
|
5,544,460
|
6,355,240
|
5,373,371
|
6,351,177
|
6,933,225
|
|
9. Claims settlements of insurance inward
|
16,470
|
20,679
|
15,476
|
15,346
|
36,227
|
|
10. Deduction to the claim settlement expenses
|
411,636
|
350,095
|
318,266
|
325,311
|
502,862
|
|
- Recoveries from reinsurance outward
|
411,590
|
349,286
|
317,831
|
321,851
|
490,942
|
|
- Subrogation recoveries
|
|
719
|
59
|
2,766
|
11,354
|
|
- Recoveries from compensated and damaged goods
|
46
|
90
|
376
|
694
|
566
|
|
11. Claim settlement expenses over the retention
|
5,149,294
|
6,025,824
|
5,070,581
|
6,041,211
|
6,466,589
|
|
12. Decrease of catastrophes reserve
|
|
|
|
|
|
|
13. Increase/decrease of claim reserve
|
35,568
|
118,240
|
-29,211
|
74,827
|
-72,676
|
|
14. Provision for catastrophe reserve charged to the year
|
11,807
|
-74,076
|
17,678
|
17,300
|
13,814
|
|
15. Other operating expenses
|
1,196,096
|
1,078,525
|
1,174,992
|
1,285,585
|
1,345,715
|
|
- Other operating expenses for direct insurance
|
1,196,096
|
1,078,525
|
1,174,992
|
1,285,585
|
1,345,715
|
|
+ Commission
|
769,436
|
673,358
|
708,977
|
812,102
|
802,840
|
|
+ Damage survey
|
|
|
|
|
|
|
+ Claims expenses on third parties
|
|
|
|
|
|
|
+ Handling compensated goods (100%)
|
|
|
|
|
|
|
+ Valuation expenses of insurance contracts
|
|
|
|
|
|
|
+ Expenses to prevent, limit risk and loss
|
|
|
|
|
|
|
+ Others
|
426,660
|
405,167
|
466,015
|
473,483
|
542,875
|
|
- Other operating expenses for reinsurance inward
|
|
|
|
|
|
|
+ Commission expenses for reinsurance inward
|
|
|
|
|
|
|
+ Others
|
|
|
|
|
|
|
- Expenses for reinsurance outward
|
|
|
|
|
|
|
- Other direct expenses
|
|
|
|
|
|
|
16. Provision for foreign tax
|
29,285
|
32,242
|
29,203
|
21,244
|
34,883
|
|
17. Total direct operating expenses
|
9,504,753
|
10,332,904
|
9,511,579
|
9,720,825
|
10,368,108
|
|
18. Gross profit from insurance activities
|
244,838
|
216,698
|
307,855
|
983,098
|
-511,995
|
|
19. Increase/decrease profit from unrealised foreign exchange
|
|
|
|
|
|
|
20. Selling expenses
|
356,079
|
243,607
|
379,237
|
719,064
|
78,052
|
|
21. Administration expenses
|
1,858,906
|
1,842,206
|
1,915,398
|
2,232,010
|
1,950,584
|
|
22. Net profit from insurance activities
|
-17,093
|
-25,438
|
2,146
|
-9,807
|
-8,534
|
|
23. Income from financial activities
|
3,585,079
|
3,791,413
|
3,990,463
|
4,439,789
|
4,668,158
|
|
24. Expenses from financial activities
|
669,277
|
872,092
|
1,032,091
|
1,202,171
|
1,152,727
|
|
25. Financial income
|
2,915,802
|
2,919,321
|
2,958,372
|
3,237,617
|
3,515,431
|
|
26. Other operating income
|
5,545
|
6,215
|
3,759
|
2,964
|
9,888
|
|
27. Other operating expenses
|
414
|
1,405
|
706
|
681
|
1,503
|
|
28. Other operating income
|
5,131
|
4,810
|
3,053
|
2,283
|
8,385
|
|
29. Accounting profit
|
962,977
|
1,061,819
|
1,005,994
|
1,283,361
|
1,009,534
|
|
30. Adjustment increasing/decreasing taxable profit
|
|
|
|
|
|
|
31. Profit before tax
|
962,977
|
1,061,819
|
1,005,994
|
1,283,361
|
1,009,534
|
|
32. Balance guarantee reserve
|
|
|
|
|
|
|
33. Taxation profit
|
962,977
|
1,061,819
|
1,005,994
|
1,283,361
|
1,009,534
|
|
34. Corporate income tax
|
165,213
|
187,712
|
190,367
|
235,998
|
174,699
|
|
35. Net profits
|
797,765
|
874,107
|
815,628
|
1,047,363
|
834,836
|
|
36. Minority interests
|
26,990
|
15,587
|
16,448
|
14,916
|
10,524
|
|
37. Profit after tax belonging to shareholders of parent company
|
770,775
|
858,520
|
799,179
|
1,032,447
|
824,311
|
|
38. Dividend
|
|
|
|
|
|
|
39. Shares
|
|
|
|
|
|
|
40. Basic EPS
|
|
|
|
|
|
|
41. Diluted EPS
|
|
|
|
|
|