Unit: 1.000.000đ
  Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025
I. Cash flows from operating activities
- Cash received from interst income and similar income 1,830,854 1,664,681 2,134,745 2,143,261 1,606,483
- Interest expense and similar expenses paid -1,125,584 -834,903 -1,114,852 -1,126,128 -976,784
- Cash received from services provided 120,806 99,186 147,341 159,492 148,745
- Difference between cash received and cash paid from operating activities (foreign currency, gold and securities) -2,690 5,904 48,337 21,026 33,075
- Other cash received -263 617 12,004 -7,642 7,152
- Cash received from absolved debts which were covered by risk provisions 48,658 41,308 87,083 111,301 110,647
- Cash paid to employees and administration actitivities -454,412 -383,164 -450,045 -435,247 -401,619
- Income tax paid -30,498 -54,555 -35,172 -106,603 -51,869
Cashflow from operating activities before changes in operating assests and working capital 386,871 539,074 829,441 759,460 475,830
1. Changes in operating assets
- Increase/(Decrease) in placements with and loans to other credit institutions 0 0 0
- Increase/(Decrease) in trading securities and securities investment 2,233,570 -239,684 795,366 -250,568 253,494
- Increase/(Decrease) in derivatives and other financial assets 0 0
- Increase/(Decrease) in loans and advances to customers -3,580,381 -1,246,479 -364,391 -6,526,914 -1,588,201
- Increase/(Decrease) in provision to compensate for damages -108,274 -92,508 -182,389 -160,963 -216,627
- Increase/(Decrease) in other operating assets -215,871 700,460 -1,496,531 -254,056 205,826
2. Changes in operating liabilities
- Increase/(Decrease) in borrowings from the government and State Bank of Vietnam
- Increase/(Decrease) in placements and borrowings from other credit institutions 1,443,164 -1,502,084 -4,138,834 -2,857,829 -2,201,821
- Increase/(Decrease) in deposits from customers 2,147,239 1,654,922 3,380,731 7,568,127 2,183,582
- Increase/(Decrease) in valuapapers issued -31,614 0 800,056 -102,647 156,663
- Increase/Decrease in trusted funds which the bank has to incur credit risk 0
- Increase/(Decrease) in derivatives and funds received from other institutions 79,972 -169,037 85,510 -6,550 -70,050
- Increase/(Decrease) in other operating liabilities 357,295 -331,845 31,249 56,992 -145,109
- Cash paid from funds of credit institution
Net cash flows from operating activities 2,711,971 -687,181 -259,792 -1,774,948 -946,413
II. Cash flows from investment activities
- Money decrease due to selling sub-company
- Purchase of fixed assets -4,071 -78,517 -2,050 -33,998 -2,837
- Proceeds from disposal of fix assets 115 2 0 7,460
- Payment on disposal of fixed assets
- Purchase of investment properties
- Proceeds from disposal of investment properties
- Payment on disposal of investment properties
- Investment in other entities
- Proceeds from disinvestment in other entities
- Dividends and interest received
Net cash flows from investment activities -3,956 -78,515 -2,050 -33,998 4,623
III. Cash flows from financing activities
- Proceeds from share issuances
- Capital form issuances of long-term bonds which are considered as the tier 2 and long-term debts
- Repayment of long-term bonds which are considered as the tier 2 and long-term debts
- Dividends paid
- Purchase treasury shares
- Proceeds from reissue of treasury shares
Net cash flows from financing activities
IV. Net cash flows of the year 2,708,015 -765,696 -261,842 -1,808,946 -941,790
V. Cash and cash equivalents at the beginning of year 21,428,478 21,259,705 20,520,439 20,250,500 18,386,133
VI. Effect of foreign exchange differences -28,838 26,430 -8,097 -55,421 5,095
VII. Cash and cash equivalents at the end of year 24,107,655 20,520,439 20,250,500 18,386,133 17,449,438