I. Cash flows from operating activities
|
|
|
|
|
|
- Cash received from interst income and similar income
|
1,830,854
|
1,664,681
|
2,134,745
|
2,143,261
|
1,606,483
|
- Interest expense and similar expenses paid
|
-1,125,584
|
-834,903
|
-1,114,852
|
-1,126,128
|
-976,784
|
- Cash received from services provided
|
120,806
|
99,186
|
147,341
|
159,492
|
148,745
|
- Difference between cash received and cash paid from operating activities (foreign currency, gold and securities)
|
-2,690
|
5,904
|
48,337
|
21,026
|
33,075
|
- Other cash received
|
-263
|
617
|
12,004
|
-7,642
|
7,152
|
- Cash received from absolved debts which were covered by risk provisions
|
48,658
|
41,308
|
87,083
|
111,301
|
110,647
|
- Cash paid to employees and administration actitivities
|
-454,412
|
-383,164
|
-450,045
|
-435,247
|
-401,619
|
- Income tax paid
|
-30,498
|
-54,555
|
-35,172
|
-106,603
|
-51,869
|
Cashflow from operating activities before changes in operating assests and working capital
|
386,871
|
539,074
|
829,441
|
759,460
|
475,830
|
1. Changes in operating assets
|
|
|
|
|
|
- Increase/(Decrease) in placements with and loans to other credit institutions
|
0
|
0
|
|
0
|
|
- Increase/(Decrease) in trading securities and securities investment
|
2,233,570
|
-239,684
|
795,366
|
-250,568
|
253,494
|
- Increase/(Decrease) in derivatives and other financial assets
|
0
|
|
|
0
|
|
- Increase/(Decrease) in loans and advances to customers
|
-3,580,381
|
-1,246,479
|
-364,391
|
-6,526,914
|
-1,588,201
|
- Increase/(Decrease) in provision to compensate for damages
|
-108,274
|
-92,508
|
-182,389
|
-160,963
|
-216,627
|
- Increase/(Decrease) in other operating assets
|
-215,871
|
700,460
|
-1,496,531
|
-254,056
|
205,826
|
2. Changes in operating liabilities
|
|
|
|
|
|
- Increase/(Decrease) in borrowings from the government and State Bank of Vietnam
|
|
|
|
|
|
- Increase/(Decrease) in placements and borrowings from other credit institutions
|
1,443,164
|
-1,502,084
|
-4,138,834
|
-2,857,829
|
-2,201,821
|
- Increase/(Decrease) in deposits from customers
|
2,147,239
|
1,654,922
|
3,380,731
|
7,568,127
|
2,183,582
|
- Increase/(Decrease) in valuapapers issued
|
-31,614
|
0
|
800,056
|
-102,647
|
156,663
|
- Increase/Decrease in trusted funds which the bank has to incur credit risk
|
|
|
0
|
|
|
- Increase/(Decrease) in derivatives and funds received from other institutions
|
79,972
|
-169,037
|
85,510
|
-6,550
|
-70,050
|
- Increase/(Decrease) in other operating liabilities
|
357,295
|
-331,845
|
31,249
|
56,992
|
-145,109
|
- Cash paid from funds of credit institution
|
|
|
|
|
|
Net cash flows from operating activities
|
2,711,971
|
-687,181
|
-259,792
|
-1,774,948
|
-946,413
|
II. Cash flows from investment activities
|
|
|
|
|
|
- Money decrease due to selling sub-company
|
|
|
|
|
|
- Purchase of fixed assets
|
-4,071
|
-78,517
|
-2,050
|
-33,998
|
-2,837
|
- Proceeds from disposal of fix assets
|
115
|
2
|
0
|
|
7,460
|
- Payment on disposal of fixed assets
|
|
|
|
|
|
- Purchase of investment properties
|
|
|
|
|
|
- Proceeds from disposal of investment properties
|
|
|
|
|
|
- Payment on disposal of investment properties
|
|
|
|
|
|
- Investment in other entities
|
|
|
|
|
|
- Proceeds from disinvestment in other entities
|
|
|
|
|
|
- Dividends and interest received
|
|
|
|
|
|
Net cash flows from investment activities
|
-3,956
|
-78,515
|
-2,050
|
-33,998
|
4,623
|
III. Cash flows from financing activities
|
|
|
|
|
|
- Proceeds from share issuances
|
|
|
|
|
|
- Capital form issuances of long-term bonds which are considered as the tier 2 and long-term debts
|
|
|
|
|
|
- Repayment of long-term bonds which are considered as the tier 2 and long-term debts
|
|
|
|
|
|
- Dividends paid
|
|
|
|
|
|
- Purchase treasury shares
|
|
|
|
|
|
- Proceeds from reissue of treasury shares
|
|
|
|
|
|
Net cash flows from financing activities
|
|
|
|
|
|
IV. Net cash flows of the year
|
2,708,015
|
-765,696
|
-261,842
|
-1,808,946
|
-941,790
|
V. Cash and cash equivalents at the beginning of year
|
21,428,478
|
21,259,705
|
20,520,439
|
20,250,500
|
18,386,133
|
VI. Effect of foreign exchange differences
|
-28,838
|
26,430
|
-8,097
|
-55,421
|
5,095
|
VII. Cash and cash equivalents at the end of year
|
24,107,655
|
20,520,439
|
20,250,500
|
18,386,133
|
17,449,438
|