|
I. Cash flows from operating activities
|
|
|
|
|
|
|
- Cash received from interst income and similar income
|
14,538,972
|
10,501,021
|
11,455,860
|
11,545,917
|
12,431,554
|
|
- Interest expense and similar expenses paid
|
-5,167,617
|
-6,484,837
|
-7,944,662
|
-7,886,285
|
-8,714,109
|
|
- Cash received from services provided
|
852,955
|
663,757
|
669,432
|
1,915,286
|
3,381,464
|
|
- Difference between cash received and cash paid from operating activities (foreign currency, gold and securities)
|
-72,886
|
296,513
|
375,626
|
310,645
|
527,625
|
|
- Other cash received
|
21,446
|
16,940
|
10,940
|
52,189
|
72,096
|
|
- Cash received from absolved debts which were covered by risk provisions
|
163,296
|
1,234,537
|
103,024
|
100,947
|
76,245
|
|
- Cash paid to employees and administration actitivities
|
-1,337,012
|
-1,918,629
|
-1,403,487
|
-2,127,930
|
-1,607,965
|
|
- Income tax paid
|
-592,389
|
-686,033
|
-911,673
|
-562,014
|
-626,020
|
|
Cashflow from operating activities before changes in operating assests and working capital
|
8,406,765
|
3,623,269
|
2,355,060
|
3,348,755
|
5,540,890
|
|
1. Changes in operating assets
|
|
|
|
|
|
|
- Increase/(Decrease) in placements with and loans to other credit institutions
|
663,241
|
-350,000
|
-1,250,000
|
-7,042,800
|
-1,115,000
|
|
- Increase/(Decrease) in trading securities and securities investment
|
6,024,756
|
-8,099,289
|
-510,885
|
-4,967,226
|
45,002
|
|
- Increase/(Decrease) in derivatives and other financial assets
|
-22,383
|
-208,368
|
230,751
|
-101,742
|
-832,974
|
|
- Increase/(Decrease) in loans and advances to customers
|
-19,171,017
|
-3,848,961
|
-11,279,543
|
-26,438,703
|
-52,105,016
|
|
- Increase/(Decrease) in provision to compensate for damages
|
-5,959
|
-712,193
|
-526,953
|
-614,266
|
-1,525,113
|
|
- Increase/(Decrease) in other operating assets
|
10,959
|
-67,320
|
-7,986,550
|
8,361,736
|
-12,569,999
|
|
2. Changes in operating liabilities
|
|
|
|
|
|
|
- Increase/(Decrease) in borrowings from the government and State Bank of Vietnam
|
-6,491,910
|
17,647,281
|
-5,925,565
|
4,972,290
|
-10,083,246
|
|
- Increase/(Decrease) in placements and borrowings from other credit institutions
|
7,267,050
|
32,399,783
|
-28,328,373
|
12,629,552
|
-5,952,999
|
|
- Increase/(Decrease) in deposits from customers
|
13,005,300
|
11,403,953
|
8,176,958
|
7,752,990
|
68,317,271
|
|
- Increase/(Decrease) in valuapapers issued
|
8,197,452
|
638,090
|
-1,216,995
|
12,071,300
|
20,177,428
|
|
- Increase/Decrease in trusted funds which the bank has to incur credit risk
|
|
|
|
|
0
|
|
- Increase/(Decrease) in derivatives and funds received from other institutions
|
-236,648
|
|
85,547
|
-85,547
|
0
|
|
- Increase/(Decrease) in other operating liabilities
|
-172,629
|
-483,933
|
-10,208
|
44,017
|
-35,657
|
|
- Cash paid from funds of credit institution
|
|
|
|
|
0
|
|
Net cash flows from operating activities
|
17,474,977
|
51,942,312
|
-46,186,756
|
9,930,356
|
9,860,587
|
|
II. Cash flows from investment activities
|
|
|
|
|
|
|
- Money decrease due to selling sub-company
|
|
|
|
|
0
|
|
- Purchase of fixed assets
|
-320,733
|
-74,169
|
-71,291
|
-32,411
|
-67,909
|
|
- Proceeds from disposal of fix assets
|
910
|
4,335
|
79
|
22,083
|
624
|
|
- Payment on disposal of fixed assets
|
-1
|
-318
|
-55
|
-12,979
|
-1
|
|
- Purchase of investment properties
|
|
|
|
|
0
|
|
- Proceeds from disposal of investment properties
|
|
|
|
|
0
|
|
- Payment on disposal of investment properties
|
|
|
|
|
0
|
|
- Investment in other entities
|
|
-450,113
|
774,078
|
-910,878
|
0
|
|
- Proceeds from disinvestment in other entities
|
|
-32,787
|
|
774,078
|
0
|
|
- Dividends and interest received
|
18,000
|
51,000
|
16,500
|
16,500
|
16,500
|
|
Net cash flows from investment activities
|
-301,824
|
-502,052
|
719,311
|
-143,607
|
-50,786
|
|
III. Cash flows from financing activities
|
|
|
|
|
|
|
- Proceeds from share issuances
|
|
|
|
|
0
|
|
- Capital form issuances of long-term bonds which are considered as the tier 2 and long-term debts
|
|
|
1,016,589
|
3,000,000
|
0
|
|
- Repayment of long-term bonds which are considered as the tier 2 and long-term debts
|
|
|
|
|
0
|
|
- Dividends paid
|
|
|
|
-8,961,846
|
0
|
|
- Purchase treasury shares
|
|
|
|
|
0
|
|
- Proceeds from reissue of treasury shares
|
|
|
|
|
0
|
|
Net cash flows from financing activities
|
|
|
1,016,589
|
-5,961,846
|
0
|
|
IV. Net cash flows of the year
|
17,173,153
|
51,440,260
|
-44,450,856
|
3,824,903
|
9,809,801
|
|
V. Cash and cash equivalents at the beginning of year
|
83,675,774
|
100,848,927
|
152,289,187
|
107,838,331
|
111,663,234
|
|
VI. Effect of foreign exchange differences
|
|
|
|
|
0
|
|
VII. Cash and cash equivalents at the end of year
|
100,848,927
|
152,289,187
|
107,838,331
|
111,663,234
|
121,473,035
|
