|
I. Cash flows from operating activities
|
|
|
|
|
|
|
- Cash received from interst income and similar income
|
12,487,081
|
7,488,940
|
6,712,359
|
14,538,972
|
10,501,021
|
|
- Interest expense and similar expenses paid
|
-4,486,312
|
-5,556,316
|
-5,370,410
|
-5,167,617
|
-6,484,837
|
|
- Cash received from services provided
|
513,716
|
832,240
|
849,482
|
852,955
|
663,757
|
|
- Difference between cash received and cash paid from operating activities (foreign currency, gold and securities)
|
88,228
|
217,400
|
69,675
|
-72,886
|
296,513
|
|
- Other cash received
|
-84,260
|
-23,002
|
-16,758
|
21,446
|
16,940
|
|
- Cash received from absolved debts which were covered by risk provisions
|
553,105
|
464,142
|
168,913
|
163,296
|
1,234,537
|
|
- Cash paid to employees and administration actitivities
|
-2,207,322
|
-1,178,501
|
-1,340,719
|
-1,337,012
|
-1,918,629
|
|
- Income tax paid
|
-571,059
|
-688,919
|
-632,633
|
-592,389
|
-686,033
|
|
Cashflow from operating activities before changes in operating assests and working capital
|
6,293,177
|
1,555,984
|
439,909
|
8,406,765
|
3,623,269
|
|
1. Changes in operating assets
|
|
|
|
|
|
|
- Increase/(Decrease) in placements with and loans to other credit institutions
|
-7,327,959
|
6,927,959
|
-463,241
|
663,241
|
-350,000
|
|
- Increase/(Decrease) in trading securities and securities investment
|
-3,989,710
|
-1,961,525
|
9,495,508
|
6,024,756
|
-8,099,289
|
|
- Increase/(Decrease) in derivatives and other financial assets
|
166,248
|
-70,753
|
79,890
|
-22,383
|
-208,368
|
|
- Increase/(Decrease) in loans and advances to customers
|
-11,835,903
|
-20,587,773
|
-16,532,426
|
-19,171,017
|
-3,848,961
|
|
- Increase/(Decrease) in provision to compensate for damages
|
-1,083,793
|
-3,610
|
-151,166
|
-5,959
|
-712,193
|
|
- Increase/(Decrease) in other operating assets
|
-706,294
|
223,836
|
113,184
|
10,959
|
-67,320
|
|
2. Changes in operating liabilities
|
|
|
|
|
|
|
- Increase/(Decrease) in borrowings from the government and State Bank of Vietnam
|
-708,696
|
4,569,013
|
708,012
|
-6,491,910
|
17,647,281
|
|
- Increase/(Decrease) in placements and borrowings from other credit institutions
|
30,467,153
|
-23,809,704
|
-3,357,873
|
7,267,050
|
32,399,783
|
|
- Increase/(Decrease) in deposits from customers
|
11,869,325
|
9,982,658
|
20,019,609
|
13,005,300
|
11,403,953
|
|
- Increase/(Decrease) in valuapapers issued
|
8,136,264
|
-1,253,058
|
1,055,613
|
8,197,452
|
638,090
|
|
- Increase/Decrease in trusted funds which the bank has to incur credit risk
|
|
|
|
|
|
|
- Increase/(Decrease) in derivatives and funds received from other institutions
|
0
|
|
236,648
|
-236,648
|
|
|
- Increase/(Decrease) in other operating liabilities
|
805,151
|
-102,780
|
-289,919
|
-172,629
|
-483,933
|
|
- Cash paid from funds of credit institution
|
-7,506
|
-185,195
|
185,195
|
|
|
|
Net cash flows from operating activities
|
32,077,457
|
-24,714,948
|
11,538,943
|
17,474,977
|
51,942,312
|
|
II. Cash flows from investment activities
|
|
|
|
|
|
|
- Money decrease due to selling sub-company
|
|
|
|
|
|
|
- Purchase of fixed assets
|
-445,413
|
-102,860
|
-224,751
|
-320,733
|
-74,169
|
|
- Proceeds from disposal of fix assets
|
97,521
|
11,984
|
1,046
|
910
|
4,335
|
|
- Payment on disposal of fixed assets
|
24,823
|
-23
|
-22
|
-1
|
-318
|
|
- Purchase of investment properties
|
|
|
|
|
|
|
- Proceeds from disposal of investment properties
|
|
|
|
|
|
|
- Payment on disposal of investment properties
|
|
|
|
|
|
|
- Investment in other entities
|
0
|
|
|
|
-450,113
|
|
- Proceeds from disinvestment in other entities
|
|
36,331
|
0
|
|
-32,787
|
|
- Dividends and interest received
|
0
|
9,000
|
30,000
|
18,000
|
51,000
|
|
Net cash flows from investment activities
|
-323,069
|
-45,568
|
-193,727
|
-301,824
|
-502,052
|
|
III. Cash flows from financing activities
|
|
|
|
|
|
|
- Proceeds from share issuances
|
|
|
|
|
|
|
- Capital form issuances of long-term bonds which are considered as the tier 2 and long-term debts
|
|
|
|
|
|
|
- Repayment of long-term bonds which are considered as the tier 2 and long-term debts
|
|
|
|
|
|
|
- Dividends paid
|
|
|
-7,468,205
|
|
|
|
- Purchase treasury shares
|
|
|
|
|
|
|
- Proceeds from reissue of treasury shares
|
|
|
|
|
|
|
Net cash flows from financing activities
|
|
|
-7,468,205
|
|
|
|
IV. Net cash flows of the year
|
31,754,388
|
-24,760,516
|
3,877,011
|
17,173,153
|
51,440,260
|
|
V. Cash and cash equivalents at the beginning of year
|
72,804,891
|
104,559,279
|
79,798,763
|
83,675,774
|
100,848,927
|
|
VI. Effect of foreign exchange differences
|
|
|
|
|
|
|
VII. Cash and cash equivalents at the end of year
|
104,559,279
|
79,798,763
|
83,675,774
|
100,848,927
|
152,289,187
|
