Unit: 1.000.000đ
  Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025
I. Cash flows from operating activities
- Cash received from interst income and similar income 5,865,598 6,599,967 12,487,081 7,488,940 6,712,359
- Interest expense and similar expenses paid -4,807,060 -4,340,436 -4,486,312 -5,556,316 -5,370,410
- Cash received from services provided 861,485 1,011,304 513,716 832,240 849,482
- Difference between cash received and cash paid from operating activities (foreign currency, gold and securities) 121,498 207,515 88,228 217,400 69,675
- Other cash received 94,416 -36,688 -84,260 -23,002 -16,758
- Cash received from absolved debts which were covered by risk provisions 117,997 123,130 553,105 464,142 168,913
- Cash paid to employees and administration actitivities -1,038,105 -1,446,765 -2,207,322 -1,178,501 -1,340,719
- Income tax paid -578,016 -604,121 -571,059 -688,919 -632,633
Cashflow from operating activities before changes in operating assests and working capital 637,813 1,513,906 6,293,177 1,555,984 439,909
1. Changes in operating assets
- Increase/(Decrease) in placements with and loans to other credit institutions -300,000 300,000 -7,327,959 6,927,959 -463,241
- Increase/(Decrease) in trading securities and securities investment -8,009,152 -5,187,804 -3,989,710 -1,961,525 9,495,508
- Increase/(Decrease) in derivatives and other financial assets -175,385 166,248 -70,753 79,890
- Increase/(Decrease) in loans and advances to customers -9,708,156 -2,353,782 -11,835,903 -20,587,773 -16,532,426
- Increase/(Decrease) in provision to compensate for damages -122,206 -1,083,793 -3,610 -151,166
- Increase/(Decrease) in other operating assets -106,929 -189,568 -706,294 223,836 113,184
2. Changes in operating liabilities
- Increase/(Decrease) in borrowings from the government and State Bank of Vietnam -996,207 1,887,120 -708,696 4,569,013 708,012
- Increase/(Decrease) in placements and borrowings from other credit institutions -187,756 29,214,453 30,467,153 -23,809,704 -3,357,873
- Increase/(Decrease) in deposits from customers 26,103,480 -16,795,425 11,869,325 9,982,658 20,019,609
- Increase/(Decrease) in valuapapers issued 6,346,861 -1,522,149 8,136,264 -1,253,058 1,055,613
- Increase/Decrease in trusted funds which the bank has to incur credit risk
- Increase/(Decrease) in derivatives and funds received from other institutions 638,218 -1,272,648 0 236,648
- Increase/(Decrease) in other operating liabilities -542,557 -1,010,267 805,151 -102,780 -289,919
- Cash paid from funds of credit institution -241,678 -21,289 -7,506 -185,195 185,195
Net cash flows from operating activities 13,511,731 4,387,162 32,077,457 -24,714,948 11,538,943
II. Cash flows from investment activities
- Money decrease due to selling sub-company
- Purchase of fixed assets -465,284 -148,049 -445,413 -102,860 -224,751
- Proceeds from disposal of fix assets 98 19,545 97,521 11,984 1,046
- Payment on disposal of fixed assets -2,194 -21,602 24,823 -23 -22
- Purchase of investment properties
- Proceeds from disposal of investment properties
- Payment on disposal of investment properties
- Investment in other entities -200,090 0 0
- Proceeds from disinvestment in other entities 36,331 0
- Dividends and interest received 12,007 45,000 0 9,000 30,000
Net cash flows from investment activities -655,463 -105,106 -323,069 -45,568 -193,727
III. Cash flows from financing activities
- Proceeds from share issuances
- Capital form issuances of long-term bonds which are considered as the tier 2 and long-term debts
- Repayment of long-term bonds which are considered as the tier 2 and long-term debts
- Dividends paid -7,468,205
- Purchase treasury shares
- Proceeds from reissue of treasury shares
Net cash flows from financing activities -7,468,205
IV. Net cash flows of the year 12,856,268 4,282,056 31,754,388 -24,760,516 3,877,011
V. Cash and cash equivalents at the beginning of year 55,666,567 68,522,835 72,804,891 104,559,279 79,798,763
VI. Effect of foreign exchange differences
VII. Cash and cash equivalents at the end of year 68,522,835 72,804,891 104,559,279 79,798,763 83,675,774