|
I. Cash flows from operating activities
|
|
|
|
|
|
|
- Cash received from interst income and similar income
|
2,443,508
|
1,826,929
|
2,786,946
|
3,432,447
|
4,381,411
|
|
- Interest expense and similar expenses paid
|
-1,485,915
|
-1,701,320
|
-1,747,182
|
-2,393,542
|
-3,163,155
|
|
- Cash received from services provided
|
68,484
|
30,013
|
98,787
|
81,469
|
205,854
|
|
- Difference between cash received and cash paid from operating activities (foreign currency, gold and securities)
|
5,140
|
23,021
|
42,783
|
21,014
|
68,308
|
|
- Other cash received
|
-25,593
|
-11,657
|
-75,725
|
104,433
|
47,248
|
|
- Cash received from absolved debts which were covered by risk provisions
|
1,513
|
6,110
|
4,577
|
2,108
|
5,743
|
|
- Cash paid to employees and administration actitivities
|
-324,319
|
-496,283
|
-308,321
|
-641,490
|
-603,112
|
|
- Income tax paid
|
-1,341
|
-159
|
0
|
0
|
-19
|
|
Cashflow from operating activities before changes in operating assests and working capital
|
681,477
|
-323,346
|
800,865
|
607,439
|
942,278
|
|
1. Changes in operating assets
|
|
|
|
|
|
|
- Increase/(Decrease) in placements with and loans to other credit institutions
|
-1,300,000
|
-5,800,000
|
4,360,600
|
1,899,400
|
3,160,000
|
|
- Increase/(Decrease) in trading securities and securities investment
|
-1,171,787
|
-849,483
|
76,830
|
67,669
|
191,602
|
|
- Increase/(Decrease) in derivatives and other financial assets
|
0
|
-14,219
|
7,384
|
-42,785
|
-117,373
|
|
- Increase/(Decrease) in loans and advances to customers
|
-8,121,769
|
-2,588,178
|
-19,331,745
|
-16,650,196
|
-17,134,152
|
|
- Increase/(Decrease) in provision to compensate for damages
|
-490,164
|
-909,883
|
-288,681
|
288,681
|
0
|
|
- Increase/(Decrease) in other operating assets
|
899,007
|
5,695,881
|
57,486
|
-1,510,656
|
-26,541,573
|
|
2. Changes in operating liabilities
|
|
|
|
|
|
|
- Increase/(Decrease) in borrowings from the government and State Bank of Vietnam
|
-861,275
|
1,545,099
|
-307,422
|
22,643
|
-1,260,320
|
|
- Increase/(Decrease) in placements and borrowings from other credit institutions
|
4,055,519
|
-5,213,572
|
3,707,325
|
2,505,339
|
-2,242,919
|
|
- Increase/(Decrease) in deposits from customers
|
4,081,032
|
8,077,634
|
7,515,321
|
9,648,919
|
40,616,375
|
|
- Increase/(Decrease) in valuapapers issued
|
2,132,703
|
-432,262
|
-1,420,203
|
1,840,830
|
-1,050,138
|
|
- Increase/Decrease in trusted funds which the bank has to incur credit risk
|
-989
|
-740
|
-791
|
-509
|
-540
|
|
- Increase/(Decrease) in derivatives and funds received from other institutions
|
24,563
|
-99,951
|
0
|
0
|
0
|
|
- Increase/(Decrease) in other operating liabilities
|
173,623
|
-406,408
|
-154,391
|
520,424
|
2,254,795
|
|
- Cash paid from funds of credit institution
|
0
|
|
0
|
0
|
-906
|
|
Net cash flows from operating activities
|
101,940
|
-1,319,428
|
-4,978,022
|
-802,202
|
-1,182,871
|
|
II. Cash flows from investment activities
|
|
|
|
|
|
|
- Money decrease due to selling sub-company
|
0
|
|
0
|
0
|
0
|
|
- Purchase of fixed assets
|
-17,002
|
-31,642
|
-13,970
|
-13,140
|
-29,061
|
|
- Proceeds from disposal of fix assets
|
134,220
|
237
|
15
|
24
|
6
|
|
- Payment on disposal of fixed assets
|
-120,050
|
-876
|
0
|
-1,017
|
-91
|
|
- Purchase of investment properties
|
0
|
|
0
|
0
|
0
|
|
- Proceeds from disposal of investment properties
|
0
|
|
0
|
0
|
0
|
|
- Payment on disposal of investment properties
|
0
|
|
0
|
0
|
0
|
|
- Investment in other entities
|
0
|
|
0
|
0
|
0
|
|
- Proceeds from disinvestment in other entities
|
0
|
|
0
|
0
|
0
|
|
- Dividends and interest received
|
0
|
|
0
|
0
|
0
|
|
Net cash flows from investment activities
|
-2,832
|
-32,281
|
-13,955
|
-14,133
|
-29,146
|
|
III. Cash flows from financing activities
|
|
|
|
|
|
|
- Proceeds from share issuances
|
0
|
7,500,000
|
0
|
10,000,000
|
0
|
|
- Capital form issuances of long-term bonds which are considered as the tier 2 and long-term debts
|
0
|
|
0
|
0
|
0
|
|
- Repayment of long-term bonds which are considered as the tier 2 and long-term debts
|
-5,160
|
-887,770
|
0
|
0
|
0
|
|
- Dividends paid
|
0
|
|
0
|
0
|
0
|
|
- Purchase treasury shares
|
0
|
|
0
|
0
|
0
|
|
- Proceeds from reissue of treasury shares
|
0
|
|
0
|
0
|
0
|
|
Net cash flows from financing activities
|
-5,160
|
6,612,230
|
0
|
10,000,000
|
0
|
|
IV. Net cash flows of the year
|
93,948
|
5,260,521
|
-4,991,977
|
9,183,665
|
-1,212,017
|
|
V. Cash and cash equivalents at the beginning of year
|
23,315,067
|
23,409,015
|
28,169,537
|
23,177,560
|
32,361,225
|
|
VI. Effect of foreign exchange differences
|
0
|
|
0
|
0
|
0
|
|
VII. Cash and cash equivalents at the end of year
|
23,409,015
|
28,669,536
|
23,177,560
|
32,361,225
|
31,149,208
|
