|
ASSETS
|
|
|
|
|
|
|
I. Cash and precious metals
|
163,234
|
218,695
|
180,112
|
213,686
|
188,139
|
|
II. Balances with the State Bank of Vietnam
|
3,759,537
|
674,831
|
438,140
|
1,892,624
|
715,826
|
|
III. TreasuryBill
|
|
|
|
0
|
|
|
IV. Placements with and loans to other credit institutions
|
4,294,866
|
5,088,361
|
6,607,311
|
6,163,283
|
5,086,568
|
|
1. Cash and gold deposits at other credit institutions
|
3,884,866
|
5,088,361
|
5,982,311
|
5,883,283
|
4,426,568
|
|
2. Loans to other credit istitutions
|
410,000
|
|
625,000
|
280,000
|
660,000
|
|
3. Provision for losses on loans to other credit institutions
|
|
|
|
|
|
|
V. Trading securities
|
|
|
|
|
|
|
1. Trading securities
|
|
|
|
|
|
|
2. Provision for diminution in value of trading securities
|
|
|
|
|
|
|
VI. Derivatives and other financial assets
|
|
|
|
|
679
|
|
VII. Loans and advances to customers
|
19,788,825
|
19,556,600
|
20,121,206
|
20,212,605
|
21,623,860
|
|
1. Loans and advances to customers
|
19,967,377
|
19,739,649
|
20,319,571
|
20,407,034
|
21,834,544
|
|
2. Provision for losses on loans and advances to customers
|
-178,552
|
-183,049
|
-198,365
|
-194,429
|
-210,684
|
|
VIII. Investment securities
|
1,227,562
|
4,022,608
|
2,707,361
|
1,006,750
|
3,573,338
|
|
1. Available - for - sales securities
|
|
|
|
|
|
|
2. Held - to - maturity securities
|
1,283,888
|
4,078,312
|
2,764,580
|
1,073,936
|
3,645,740
|
|
3. Provision for diminution in value of investment securities
|
-56,326
|
-55,704
|
-57,219
|
-67,186
|
-72,402
|
|
IX. Investment in other entities and long-term investments
|
24,196
|
24,196
|
24,196
|
24,196
|
28,944
|
|
1. Investment in subsidiaries
|
|
|
|
|
|
|
2. Investment in joint-ventures
|
|
|
|
|
|
|
3. Investment in associate cmpanies
|
|
|
|
|
|
|
4. Other long-term investment
|
53,380
|
53,380
|
53,380
|
53,380
|
53,380
|
|
5. Provision for diminution in value of long-term investment
|
-29,184
|
-29,184
|
-29,184
|
-29,184
|
-24,436
|
|
X. Fixed assets
|
1,098,586
|
1,089,586
|
1,091,738
|
1,103,774
|
1,083,726
|
|
1. Tangible fixed assets
|
671,355
|
657,080
|
660,933
|
673,718
|
655,716
|
|
- Cost
|
1,334,513
|
1,334,612
|
1,352,843
|
1,376,428
|
1,377,177
|
|
- Accumulated depreciation
|
-663,158
|
-677,532
|
-691,910
|
-702,710
|
-721,461
|
|
2. Leased assets
|
|
|
|
|
|
|
- Cost
|
|
|
|
|
|
|
- Accumulated depreciation
|
|
|
|
|
|
|
3. Intangible fixed assets
|
427,231
|
432,506
|
430,805
|
430,056
|
428,010
|
|
- Cost
|
529,849
|
536,765
|
536,765
|
537,204
|
536,464
|
|
- Accumulated depreciation
|
-102,618
|
-104,259
|
-105,960
|
-107,148
|
-108,454
|
|
4. Construction in progress expense
|
|
|
|
|
|
|
XI. Investment properties
|
|
|
|
|
|
|
- Cost
|
|
|
|
|
|
|
- Accumulated amortization
|
|
|
|
|
|
|
XII. Other assets
|
1,143,819
|
1,188,578
|
1,242,605
|
1,149,527
|
959,320
|
|
1. Receivables
|
216,116
|
224,356
|
272,550
|
174,857
|
155,343
|
|
2. Interests and fee receivables
|
480,009
|
516,511
|
522,090
|
521,994
|
356,582
|
|
3. Deferred income tax assets
|
|
|
|
|
|
|
4. Other assets
|
462,183
|
462,200
|
462,454
|
467,201
|
462,004
|
|
- In which: Good will
|
|
|
|
|
|
|
5. Provision for losses on other assets
|
-14,489
|
-14,489
|
-14,489
|
-14,525
|
-14,609
|
|
TOTAL ASSETS
|
31,500,625
|
31,863,455
|
32,412,669
|
31,766,445
|
33,260,400
|
|
LIABILITIES AND SHAREHOLDERS' EQUITY
|
|
|
|
|
|
|
I. Due to Government and borrowings from the State Bank of Vietnam
|
|
|
|
|
|
|
II. Deposits and borrowings from other credit institutions
|
3,050,936
|
3,557,158
|
4,061,493
|
3,608,683
|
4,227,997
|
|
1. Deposits form other credit institutions
|
3,049,781
|
3,555,980
|
4,060,285
|
3,607,705
|
4,226,988
|
|
2. Borrowings form other credit institutions
|
1,155
|
1,178
|
1,208
|
978
|
1,009
|
|
III. Depostis from customers
|
23,556,779
|
23,512,476
|
23,513,899
|
23,441,211
|
24,413,123
|
|
IV. Derivatives and other debts
|
|
|
|
|
|
|
V. Funds received from Government, international and other institutions
|
|
|
|
|
|
|
VI. Certificate of deposits
|
|
|
|
|
|
|
VII. Other liabilities
|
823,798
|
658,578
|
629,684
|
532,657
|
529,448
|
|
1. Intersest and fee payables
|
593,058
|
531,028
|
433,138
|
342,849
|
361,104
|
|
2. Deferred income tax payables
|
|
|
|
|
|
|
3. Other payables
|
230,740
|
127,550
|
196,546
|
189,808
|
168,344
|
|
4. Other Provisions
|
|
|
|
|
|
|
VIII. Shareholders' equity
|
4,069,112
|
4,135,243
|
4,207,593
|
4,183,894
|
4,089,832
|
|
1. Capital
|
3,080,716
|
3,080,716
|
3,388,707
|
3,388,707
|
3,388,707
|
|
- Paid-up capital
|
3,080,000
|
3,080,000
|
3,387,991
|
3,387,991
|
3,387,991
|
|
- Construction capital
|
|
|
|
|
|
|
- Share capital surplus
|
716
|
716
|
716
|
716
|
716
|
|
- Treasury stocks
|
|
|
|
|
|
|
- Prefered Stocks
|
|
|
|
|
|
|
- Other equity resources
|
|
|
|
|
|
|
2. Reserves
|
370,645
|
370,645
|
410,663
|
410,663
|
410,664
|
|
3. Foreign exchange differences
|
|
2,710
|
5,549
|
1,156
|
|
|
4. Asset revaluation differences
|
|
|
|
|
|
|
5. Retained earning
|
617,751
|
681,172
|
402,674
|
383,368
|
290,461
|
|
6. Other funds and expenses
|
|
|
|
|
|
|
IX. Benefits of minority shareholader
|
|
|
|
|
|
|
TOTAL RESOURCES
|
31,500,625
|
31,863,455
|
32,412,669
|
31,766,445
|
33,260,400
|
