Unit: 1.000.000đ
  2021 2022 2023 2024 2025
Interest and similar income 1,534,169 1,886,625 2,529,101 2,175,145 2,211,933
Interest and similar expenses -944,998 -1,011,307 -1,637,157 -1,470,867 -1,497,071
Net interest income 589,171 875,318 891,944 704,278 714,862
Fee and commission income 53,781 66,776 66,250 65,093 69,227
Fee and commision expenses -14,974 -28,571 -27,246 -31,566 -31,601
Net fee and commission income 27,761 38,205 39,004 33,527 37,626
Net gain from dealing in foreign curriencies and gold 39,981 47,797 33,611 19,160 19,402
Net gain from trading of trading securities 0
Net gain from disposal of investment securities 0
Other incomes 133,904 100,890 210,782 157,439 222,425
Other expenses -14,604 -10,243 -10,945 -13,535 -17,321
Net other income 119,300 90,647 199,837 143,904 205,104
Income from investment in other entities 106,916 3,488 7,191 6,554
General and administration expenses -573,544 -568,001 -570,437 -630,387 -683,600
Operating profit before provision for credit losses 309,585 487,454 601,150 270,482 299,948
Provision for credit losses -155,472 -250,448 -268,905 -171,138 -149,276
Profit before tax 154,113 237,006 332,245 99,344 150,672
Business income tax - current -31,427 -47,017 -65,456 -20,176 -29,136
Business income tax - deferred 0 0
Business income tax -31,427 -47,017 -65,456 -20,176 -29,136
Net profit after tax 122,686 189,989 266,789 79,168 121,536
Benefits of minority shareholader 0
Profit after corporate income taxes 122,686 189,989 266,789 79,168 121,536
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Basic EPS
Diluted EPS