|
I. Cash flows from operating activities
|
|
|
|
|
|
|
- Cash received from interst income and similar income
|
10,566,582
|
23,128,644
|
7,339,701
|
20,857,009
|
7,339,701
|
|
- Interest expense and similar expenses paid
|
-7,105,768
|
-7,898,810
|
-7,353,451
|
-7,581,997
|
-7,353,451
|
|
- Cash received from services provided
|
-145,070
|
1,156,938
|
417,610
|
809,200
|
417,610
|
|
- Difference between cash received and cash paid from operating activities (foreign currency, gold and securities)
|
35,455
|
125,147
|
57,280
|
157,517
|
57,280
|
|
- Other cash received
|
336,377
|
105,667
|
1,360
|
255,714
|
1,360
|
|
- Cash received from absolved debts which were covered by risk provisions
|
52,171
|
322,300
|
70,364
|
101,954
|
70,364
|
|
- Cash paid to employees and administration actitivities
|
-1,082,271
|
-2,184,429
|
-1,039,760
|
-1,610,260
|
-1,039,760
|
|
- Income tax paid
|
-299,779
|
-114,077
|
-1,520,161
|
-303,960
|
-1,520,161
|
|
Cashflow from operating activities before changes in operating assests and working capital
|
2,357,697
|
14,641,380
|
-2,027,057
|
12,685,177
|
-2,027,057
|
|
1. Changes in operating assets
|
|
|
|
|
|
|
- Increase/(Decrease) in placements with and loans to other credit institutions
|
-1,905,598
|
-1,264,368
|
-210,429
|
9,424,470
|
-210,429
|
|
- Increase/(Decrease) in trading securities and securities investment
|
17,308,299
|
-1,805,162
|
8,481,755
|
-15,827,255
|
8,481,755
|
|
- Increase/(Decrease) in derivatives and other financial assets
|
-21,453
|
21,453
|
|
|
|
|
- Increase/(Decrease) in loans and advances to customers
|
-19,728,195
|
-38,966,053
|
-47,998,153
|
-26,615,973
|
-47,998,153
|
|
- Increase/(Decrease) in provision to compensate for damages
|
-331,326
|
-4,869,912
|
-23,858
|
-3,866,234
|
-23,858
|
|
- Increase/(Decrease) in other operating assets
|
3,624,819
|
-20,029,431
|
17,061,937
|
-17,403,016
|
17,061,937
|
|
2. Changes in operating liabilities
|
|
|
|
|
|
|
- Increase/(Decrease) in borrowings from the government and State Bank of Vietnam
|
-18,354
|
-17,726
|
-15,807
|
-20,307
|
-15,807
|
|
- Increase/(Decrease) in placements and borrowings from other credit institutions
|
15,761,391
|
26,420,268
|
2,944,261
|
-15,886,846
|
2,944,261
|
|
- Increase/(Decrease) in deposits from customers
|
12,503,653
|
28,098,155
|
30,219,693
|
31,602,047
|
30,219,693
|
|
- Increase/(Decrease) in valuapapers issued
|
715,573
|
2,699,999
|
2,350,619
|
12,999,500
|
2,350,619
|
|
- Increase/Decrease in trusted funds which the bank has to incur credit risk
|
-43,698
|
-67,338
|
3,834,591
|
2,714,266
|
3,834,591
|
|
- Increase/(Decrease) in derivatives and funds received from other institutions
|
-240,110
|
61,927
|
-9,577
|
34,360
|
-9,577
|
|
- Increase/(Decrease) in other operating liabilities
|
-1,999,036
|
-488,476
|
127,343
|
-228,666
|
127,343
|
|
- Cash paid from funds of credit institution
|
|
|
|
-34,656
|
|
|
Net cash flows from operating activities
|
27,983,662
|
4,434,716
|
14,735,318
|
-10,423,133
|
14,735,318
|
|
II. Cash flows from investment activities
|
|
|
|
|
|
|
- Money decrease due to selling sub-company
|
|
|
|
|
|
|
- Purchase of fixed assets
|
-29,206
|
-106,715
|
-22,178
|
-59,794
|
-22,178
|
|
- Proceeds from disposal of fix assets
|
759
|
1,051
|
341
|
392
|
341
|
|
- Payment on disposal of fixed assets
|
-344
|
-637
|
-74
|
-534
|
-74
|
|
- Purchase of investment properties
|
|
|
|
|
|
|
- Proceeds from disposal of investment properties
|
|
|
|
|
|
|
- Payment on disposal of investment properties
|
|
|
|
|
|
|
- Investment in other entities
|
|
|
|
|
|
|
- Proceeds from disinvestment in other entities
|
|
|
|
|
|
|
- Dividends and interest received
|
7,111
|
6,178
|
1,947
|
-1,947
|
1,947
|
|
Net cash flows from investment activities
|
-21,680
|
-100,123
|
-19,964
|
-61,883
|
-19,964
|
|
III. Cash flows from financing activities
|
|
|
|
|
|
|
- Proceeds from share issuances
|
0
|
0
|
|
|
|
|
- Capital form issuances of long-term bonds which are considered as the tier 2 and long-term debts
|
|
|
|
|
|
|
- Repayment of long-term bonds which are considered as the tier 2 and long-term debts
|
|
|
|
|
|
|
- Dividends paid
|
-34,658
|
-376
|
-81
|
-2,002,749
|
-81
|
|
- Purchase treasury shares
|
|
|
|
|
|
|
- Proceeds from reissue of treasury shares
|
|
|
|
|
|
|
Net cash flows from financing activities
|
-34,658
|
-376
|
-81
|
-2,002,749
|
-81
|
|
IV. Net cash flows of the year
|
27,927,324
|
4,334,217
|
14,715,273
|
-12,487,765
|
14,715,273
|
|
V. Cash and cash equivalents at the beginning of year
|
89,072,707
|
117,000,031
|
121,317,534
|
136,032,807
|
121,317,534
|
|
VI. Effect of foreign exchange differences
|
|
|
|
|
|
|
VII. Cash and cash equivalents at the end of year
|
117,000,031
|
121,334,248
|
136,032,807
|
123,545,042
|
136,032,807
|
