|
I. Cash flows from operating activities
|
|
|
|
|
|
|
- Cash received from interst income and similar income
|
1,001,179
|
1,409,265
|
1,710,339
|
2,069,336
|
2,187,121
|
|
- Interest expense and similar expenses paid
|
-84,806
|
-126,600
|
-139,861
|
-166,539
|
-273,419
|
|
- Cash received from services provided
|
-193,919
|
-250,650
|
-313,359
|
-398,991
|
-430,248
|
|
- Difference between cash received and cash paid from operating activities (foreign currency, gold and securities)
|
268
|
1,298
|
440
|
1,917
|
18,351
|
|
- Other cash received
|
-11,391
|
-48,745
|
1,610
|
-3,930
|
2,588
|
|
- Cash received from absolved debts which were covered by risk provisions
|
7,689
|
18,103
|
5,593
|
21,596
|
31,276
|
|
- Cash paid to employees and administration actitivities
|
-90,577
|
-164,662
|
-123,941
|
-134,643
|
-171,167
|
|
- Income tax paid
|
|
|
-226,879
|
-116,111
|
-96,147
|
|
Cashflow from operating activities before changes in operating assests and working capital
|
628,442
|
838,009
|
913,942
|
1,272,637
|
1,268,355
|
|
1. Changes in operating assets
|
|
|
|
|
|
|
- Increase/(Decrease) in placements with and loans to other credit institutions
|
|
|
|
|
0
|
|
- Increase/(Decrease) in trading securities and securities investment
|
-608,660
|
541,790
|
-49,849
|
-1,667,812
|
-756,798
|
|
- Increase/(Decrease) in derivatives and other financial assets
|
|
|
|
|
0
|
|
- Increase/(Decrease) in loans and advances to customers
|
-2,829,591
|
-5,538,569
|
-2,225,343
|
-1,130,588
|
-2,706,488
|
|
- Increase/(Decrease) in provision to compensate for damages
|
-32,405
|
-110,051
|
-344,918
|
-782,374
|
-691,051
|
|
- Increase/(Decrease) in other operating assets
|
-21,889
|
107,364
|
-33,106
|
14,552
|
88,529
|
|
2. Changes in operating liabilities
|
|
|
|
|
|
|
- Increase/(Decrease) in borrowings from the government and State Bank of Vietnam
|
|
|
|
|
0
|
|
- Increase/(Decrease) in placements and borrowings from other credit institutions
|
-636,000
|
3,768,320
|
-1,248,320
|
-290,000
|
1,140,000
|
|
- Increase/(Decrease) in deposits from customers
|
712,205
|
-387,496
|
-390,963
|
194,415
|
-245,567
|
|
- Increase/(Decrease) in valuapapers issued
|
1,510,200
|
1,942,600
|
2,921,000
|
3,207,000
|
1,458,400
|
|
- Increase/Decrease in trusted funds which the bank has to incur credit risk
|
|
|
|
|
310,600
|
|
- Increase/(Decrease) in derivatives and funds received from other institutions
|
|
|
|
|
0
|
|
- Increase/(Decrease) in other operating liabilities
|
1,926
|
83,673
|
117,443
|
86,029
|
-203,472
|
|
- Cash paid from funds of credit institution
|
-2,068
|
-246
|
-300
|
-1,056
|
-709
|
|
Net cash flows from operating activities
|
-1,277,839
|
1,245,395
|
-340,414
|
902,802
|
-338,202
|
|
II. Cash flows from investment activities
|
|
|
|
|
|
|
- Money decrease due to selling sub-company
|
|
|
|
|
0
|
|
- Purchase of fixed assets
|
-68
|
-2,404
|
-38
|
|
0
|
|
- Proceeds from disposal of fix assets
|
|
1,092
|
|
|
0
|
|
- Payment on disposal of fixed assets
|
|
|
|
|
0
|
|
- Purchase of investment properties
|
|
|
|
|
0
|
|
- Proceeds from disposal of investment properties
|
|
|
|
|
0
|
|
- Payment on disposal of investment properties
|
|
|
|
|
0
|
|
- Investment in other entities
|
|
|
|
|
0
|
|
- Proceeds from disinvestment in other entities
|
|
|
|
|
0
|
|
- Dividends and interest received
|
|
|
|
|
0
|
|
Net cash flows from investment activities
|
-68
|
-1,312
|
-38
|
|
0
|
|
III. Cash flows from financing activities
|
|
|
|
|
|
|
- Proceeds from share issuances
|
|
|
|
|
0
|
|
- Capital form issuances of long-term bonds which are considered as the tier 2 and long-term debts
|
|
|
|
|
0
|
|
- Repayment of long-term bonds which are considered as the tier 2 and long-term debts
|
|
|
|
|
0
|
|
- Dividends paid
|
|
|
|
|
0
|
|
- Purchase treasury shares
|
|
|
|
|
0
|
|
- Proceeds from reissue of treasury shares
|
|
|
|
|
0
|
|
Net cash flows from financing activities
|
|
|
|
|
0
|
|
IV. Net cash flows of the year
|
-1,277,907
|
1,244,082
|
-340,452
|
902,802
|
-338,202
|
|
V. Cash and cash equivalents at the beginning of year
|
2,664,431
|
1,386,524
|
2,630,606
|
2,290,154
|
3,192,956
|
|
VI. Effect of foreign exchange differences
|
|
|
|
|
0
|
|
VII. Cash and cash equivalents at the end of year
|
1,386,524
|
2,630,606
|
2,290,154
|
3,192,956
|
2,854,754
|
