|
ASSETS
|
|
|
|
|
|
|
I. Cash and precious metals
|
616,152
|
455,434
|
497,797
|
610,881
|
607,814
|
|
II. Balances with the State Bank of Vietnam
|
2,536,676
|
2,404,213
|
1,862,830
|
2,766,250
|
1,537,746
|
|
III. TreasuryBill
|
|
|
|
|
|
|
IV. Placements with and loans to other credit institutions
|
14,852,080
|
10,213,353
|
11,359,632
|
14,236,474
|
34,856,807
|
|
1. Cash and gold deposits at other credit institutions
|
13,172,080
|
8,378,353
|
10,459,632
|
13,493,474
|
32,723,487
|
|
2. Loans to other credit istitutions
|
1,680
|
1,835,000
|
900,000
|
743,000
|
2,133,320
|
|
3. Provision for losses on loans to other credit institutions
|
|
|
|
|
|
|
V. Trading securities
|
|
|
|
|
|
|
1. Trading securities
|
|
|
|
|
|
|
2. Provision for diminution in value of trading securities
|
|
|
|
|
|
|
VI. Derivatives and other financial assets
|
13,221
|
82,148
|
|
|
199,517
|
|
VII. Loans and advances to customers
|
45,688,710
|
50,117,927
|
56,967,126
|
67,111,244
|
76,601,368
|
|
1. Loans and advances to customers
|
46,389,215
|
50,859,390
|
57,768,233
|
68,063,408
|
77,688,221
|
|
2. Provision for losses on loans and advances to customers
|
-700,505
|
-741,463
|
-801,107
|
-952,164
|
-1,086,853
|
|
VIII. Investment securities
|
9,050,568
|
11,282,618
|
12,067,336
|
13,094,664
|
13,680,717
|
|
1. Available - for - sales securities
|
9,051,480
|
11,144,413
|
7,704,617
|
9,233,763
|
10,549,683
|
|
2. Held - to - maturity securities
|
|
138,205
|
4,362,719
|
4,073,911
|
3,541,422
|
|
3. Provision for diminution in value of investment securities
|
-912
|
|
|
-213,010
|
-410,388
|
|
IX. Investment in other entities and long-term investments
|
|
|
|
|
|
|
1. Investment in subsidiaries
|
|
|
|
|
|
|
2. Investment in joint-ventures
|
|
|
|
|
|
|
3. Investment in associate cmpanies
|
|
|
|
|
|
|
4. Other long-term investment
|
|
|
|
|
|
|
5. Provision for diminution in value of long-term investment
|
|
|
|
|
|
|
X. Fixed assets
|
1,226,824
|
1,420,971
|
1,502,903
|
1,533,907
|
1,578,511
|
|
1. Tangible fixed assets
|
416,756
|
440,340
|
471,659
|
564,533
|
589,139
|
|
- Cost
|
628,294
|
692,840
|
763,771
|
908,478
|
986,323
|
|
- Accumulated depreciation
|
-211,538
|
-252,500
|
-292,112
|
-343,945
|
-397,184
|
|
2. Leased assets
|
|
|
|
|
|
|
- Cost
|
|
|
|
|
|
|
- Accumulated depreciation
|
|
|
|
|
|
|
3. Intangible fixed assets
|
810,068
|
980,631
|
1,031,244
|
969,374
|
989,372
|
|
- Cost
|
977,991
|
1,167,127
|
1,236,818
|
1,194,710
|
1,234,636
|
|
- Accumulated depreciation
|
-167,923
|
-186,496
|
-205,574
|
-225,336
|
-245,264
|
|
4. Construction in progress expense
|
|
|
|
|
|
|
XI. Investment properties
|
|
|
|
|
|
|
- Cost
|
|
|
|
|
|
|
- Accumulated amortization
|
|
|
|
|
|
|
XII. Other assets
|
2,527,244
|
3,090,833
|
3,626,353
|
4,182,860
|
3,985,219
|
|
1. Receivables
|
1,533,680
|
1,523,442
|
1,499,414
|
1,494,416
|
344,418
|
|
2. Interests and fee receivables
|
856,231
|
1,168,300
|
1,467,375
|
1,583,154
|
1,869,867
|
|
3. Deferred income tax assets
|
|
|
|
|
|
|
4. Other assets
|
151,071
|
399,091
|
659,564
|
1,106,148
|
1,772,364
|
|
- In which: Good will
|
|
|
|
|
|
|
5. Provision for losses on other assets
|
-13,738
|
|
|
-858
|
-1,430
|
|
TOTAL ASSETS
|
76,511,475
|
79,067,497
|
87,883,977
|
103,536,280
|
133,047,699
|
|
LIABILITIES AND SHAREHOLDERS' EQUITY
|
|
|
|
|
|
|
I. Due to Government and borrowings from the State Bank of Vietnam
|
|
1,486,331
|
|
1,557,819
|
7,140,623
|
|
II. Deposits and borrowings from other credit institutions
|
14,740,205
|
11,218,162
|
12,506,650
|
18,721,971
|
17,939,629
|
|
1. Deposits form other credit institutions
|
13,950,359
|
8,716,081
|
11,951,664
|
13,598,809
|
17,603,005
|
|
2. Borrowings form other credit institutions
|
789,846
|
2,502,081
|
554,986
|
5,123,162
|
336,624
|
|
III. Depostis from customers
|
45,244,577
|
50,129,097
|
57,138,791
|
67,389,450
|
71,413,689
|
|
IV. Derivatives and other debts
|
|
|
20,597
|
2,099
|
|
|
V. Funds received from Government, international and other institutions
|
|
352,500
|
361,725
|
222,364
|
65,605
|
|
VI. Certificate of deposits
|
10,577,413
|
9,484,798
|
10,023,371
|
7,525,573
|
26,693,540
|
|
VII. Other liabilities
|
1,310,108
|
1,394,023
|
1,988,938
|
1,962,096
|
2,334,129
|
|
1. Intersest and fee payables
|
979,294
|
1,186,100
|
1,661,356
|
1,121,576
|
2,004,939
|
|
2. Deferred income tax payables
|
|
|
|
|
|
|
3. Other payables
|
330,814
|
207,923
|
327,582
|
840,520
|
329,190
|
|
4. Other Provisions
|
|
|
|
|
|
|
VIII. Shareholders' equity
|
4,639,172
|
5,002,586
|
5,843,905
|
6,154,908
|
7,460,484
|
|
1. Capital
|
3,670,909
|
3,670,909
|
5,016,809
|
5,518,471
|
6,407,704
|
|
- Paid-up capital
|
3,670,900
|
3,670,900
|
5,016,800
|
5,518,462
|
6,408,200
|
|
- Construction capital
|
1
|
1
|
1
|
1
|
1
|
|
- Share capital surplus
|
8
|
8
|
8
|
8
|
-497
|
|
- Treasury stocks
|
|
|
|
|
|
|
- Prefered Stocks
|
|
|
|
|
|
|
- Other equity resources
|
|
|
|
|
|
|
2. Reserves
|
216,517
|
253,336
|
249,743
|
257,958
|
320,048
|
|
3. Foreign exchange differences
|
|
|
|
|
|
|
4. Asset revaluation differences
|
|
|
|
|
|
|
5. Retained earning
|
751,746
|
1,078,341
|
577,353
|
378,479
|
732,732
|
|
6. Other funds and expenses
|
|
0
|
0
|
0
|
|
|
IX. Benefits of minority shareholader
|
|
|
0
|
0
|
|
|
TOTAL RESOURCES
|
76,511,475
|
79,067,497
|
87,883,977
|
103,536,280
|
133,047,699
|
