Unit: 1.000.000đ
  2021 2022 2023 2024 2025
Interest and similar income 4,586,594 5,541,744 6,938,790 6,485,719 8,192,172
Interest and similar expenses -3,151,732 -3,827,878 -5,460,172 -4,179,472 -5,511,984
Net interest income 1,434,862 1,713,866 1,478,618 2,306,247 2,680,188
Fee and commission income 143,881 202,762 235,706 275,682 346,277
Fee and commision expenses -72,879 -98,151 -181,292 -238,136 -192,511
Net fee and commission income 71,002 104,611 54,414 37,546 1,674
Net gain from dealing in foreign curriencies and gold 32,940 42,900 22,314 45,937 86,281
Net gain from trading of trading securities 0 0
Net gain from disposal of investment securities 141,903 -4,780 122,144 26,752 -2,704
Other incomes 58,743 87,932 109,663 64,994 158,492
Other expenses -6,448 -27,291 -32,117 -3,888 -14,229
Net other income 52,295 60,641 77,546 61,106 144,263
Income from investment in other entities 292 0
General and administration expenses -1,051,415 -1,236,838 -1,406,915 -1,475,161 -1,707,567
Operating profit before provision for credit losses 681,879 680,400 348,121 1,002,427 1,202,135
Provision for credit losses -370,432 -224,345 -276,515 -611,837 -680,216
Profit before tax 311,447 456,055 71,606 390,590 521,919
Business income tax - current -62,526 -92,007 -15,038 -79,338 -105,247
Business income tax - deferred 0
Business income tax -62,526 -92,007 -15,038 -79,338 -105,247
Net profit after tax 248,921 364,048 56,568 311,252 416,672
Benefits of minority shareholader 0 0
Profit after corporate income taxes 248,921 364,048 56,568 311,252 416,672
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Basic EPS
Diluted EPS