|
I. Cash flows from operating activities
|
|
|
|
|
|
|
- Cash received from interst income and similar income
|
4,417,921
|
4,664,360
|
5,229,675
|
6,643,513
|
6,372,007
|
|
- Interest expense and similar expenses paid
|
-2,981,414
|
-3,285,972
|
-3,621,072
|
-5,199,761
|
-4,504,679
|
|
- Cash received from services provided
|
60,218
|
71,002
|
104,611
|
54,414
|
37,546
|
|
- Difference between cash received and cash paid from operating activities (foreign currency, gold and securities)
|
195,000
|
169,766
|
37,208
|
122,530
|
72,527
|
|
- Other cash received
|
46,418
|
45,744
|
33,961
|
2,177
|
7,835
|
|
- Cash received from absolved debts which were covered by risk provisions
|
1,247
|
6,344
|
25,631
|
77,429
|
49,721
|
|
- Cash paid to employees and administration actitivities
|
-780,996
|
-941,452
|
-1,204,079
|
-1,353,381
|
-1,401,189
|
|
- Income tax paid
|
-47,613
|
-85,290
|
-70,558
|
-19,533
|
-39,596
|
|
Cashflow from operating activities before changes in operating assests and working capital
|
910,781
|
644,502
|
535,377
|
327,388
|
594,172
|
|
1. Changes in operating assets
|
|
|
|
|
|
|
- Increase/(Decrease) in placements with and loans to other credit institutions
|
-221,655
|
-100,000
|
-335,000
|
935,000
|
157,000
|
|
- Increase/(Decrease) in trading securities and securities investment
|
-737,728
|
-4,342,493
|
-2,231,138
|
-784,718
|
-1,240,338
|
|
- Increase/(Decrease) in derivatives and other financial assets
|
12,428
|
-3,313
|
-68,927
|
82,148
|
0
|
|
- Increase/(Decrease) in loans and advances to customers
|
-5,838,110
|
-6,556,419
|
-4,470,175
|
-6,908,843
|
-10,295,175
|
|
- Increase/(Decrease) in provision to compensate for damages
|
-403,733
|
-241,512
|
-183,386
|
-216,871
|
-247,770
|
|
- Increase/(Decrease) in other operating assets
|
-150,864
|
100,413
|
-170,936
|
-17,676
|
-521,366
|
|
2. Changes in operating liabilities
|
|
|
|
|
|
|
- Increase/(Decrease) in borrowings from the government and State Bank of Vietnam
|
0
|
0
|
1,486,331
|
-1,486,331
|
1,557,819
|
|
- Increase/(Decrease) in placements and borrowings from other credit institutions
|
-89,046
|
5,393,941
|
-3,522,043
|
1,288,488
|
6,215,321
|
|
- Increase/(Decrease) in deposits from customers
|
6,153,978
|
3,872,031
|
4,884,520
|
7,009,694
|
10,250,659
|
|
- Increase/(Decrease) in valuapapers issued
|
2,770,554
|
5,354,133
|
-2,273,855
|
2,254,323
|
-2,454,228
|
|
- Increase/Decrease in trusted funds which the bank has to incur credit risk
|
0
|
0
|
352,500
|
|
-139,361
|
|
- Increase/(Decrease) in derivatives and funds received from other institutions
|
0
|
0
|
|
20,597
|
-18,498
|
|
- Increase/(Decrease) in other operating liabilities
|
38,887
|
148,307
|
-67,287
|
128,851
|
457,314
|
|
- Cash paid from funds of credit institution
|
-149
|
-2
|
-550
|
-10,521
|
-248
|
|
Net cash flows from operating activities
|
2,445,343
|
4,269,588
|
-6,064,569
|
2,621,529
|
4,315,301
|
|
II. Cash flows from investment activities
|
|
|
|
|
|
|
- Money decrease due to selling sub-company
|
0
|
0
|
|
|
|
|
- Purchase of fixed assets
|
-39,903
|
-154,511
|
-388,551
|
-118,791
|
-225,423
|
|
- Proceeds from disposal of fix assets
|
28,758
|
95,001
|
4,971
|
|
4,103
|
|
- Payment on disposal of fixed assets
|
-14
|
0
|
|
|
-65
|
|
- Purchase of investment properties
|
0
|
0
|
|
|
|
|
- Proceeds from disposal of investment properties
|
0
|
0
|
|
|
|
|
- Payment on disposal of investment properties
|
0
|
0
|
|
|
|
|
- Investment in other entities
|
0
|
0
|
|
|
|
|
- Proceeds from disinvestment in other entities
|
0
|
0
|
|
|
|
|
- Dividends and interest received
|
175
|
292
|
|
|
|
|
Net cash flows from investment activities
|
-10,984
|
-59,218
|
-383,580
|
-118,791
|
-221,385
|
|
III. Cash flows from financing activities
|
|
|
|
|
|
|
- Proceeds from share issuances
|
0
|
499,900
|
|
795,271
|
|
|
- Capital form issuances of long-term bonds which are considered as the tier 2 and long-term debts
|
0
|
0
|
2,077,740
|
384,380
|
1,468,550
|
|
- Repayment of long-term bonds which are considered as the tier 2 and long-term debts
|
0
|
0
|
-896,500
|
-2,100,130
|
-1,512,120
|
|
- Dividends paid
|
0
|
0
|
|
|
|
|
- Purchase treasury shares
|
0
|
0
|
|
|
|
|
- Proceeds from reissue of treasury shares
|
0
|
0
|
|
|
|
|
Net cash flows from financing activities
|
0
|
499,900
|
1,181,240
|
-920,479
|
-43,570
|
|
IV. Net cash flows of the year
|
2,434,359
|
4,710,270
|
-5,266,909
|
1,582,259
|
4,050,346
|
|
V. Cash and cash equivalents at the beginning of year
|
9,360,279
|
11,794,639
|
16,504,909
|
11,238,000
|
12,820,259
|
|
VI. Effect of foreign exchange differences
|
0
|
0
|
|
|
0
|
|
VII. Cash and cash equivalents at the end of year
|
11,794,638
|
16,504,909
|
11,238,000
|
12,820,259
|
16,870,605
|
