Unit: 1.000.000đ
  Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025
I. Cash flows from operating activities
- Cash received from interst income and similar income 1,516,024 2,100,385 1,448,062 1,779,825 1,788,900
- Interest expense and similar expenses paid -1,230,215 -1,056,469 -966,773 -945,981 -977,492
- Cash received from services provided 22,739 -7,415 1,549 18,028 -3,509
- Difference between cash received and cash paid from operating activities (foreign currency, gold and securities) 24,713 5,583 8,330 32,480 21,897
- Other cash received 2,823 1,240 3,596 765 -596
- Cash received from absolved debts which were covered by risk provisions 9,680 5,697 12,848 605 24,092
- Cash paid to employees and administration actitivities -299,281 -330,374 -403,258 -473,834 -344,682
- Income tax paid -13,243 -17,158 -6,176 -41,948 -16,137
Cashflow from operating activities before changes in operating assests and working capital 33,240 701,489 98,178 369,940 492,473
1. Changes in operating assets
- Increase/(Decrease) in placements with and loans to other credit institutions 200,000 -90,000 -653,000 557,000 -3,410,500
- Increase/(Decrease) in trading securities and securities investment -119,943 -1,616,714 -91,582 -2,634,704 -168,093
- Increase/(Decrease) in derivatives and other financial assets 8,917 -443 443 -8 -2,346
- Increase/(Decrease) in loans and advances to customers -2,473,223 -4,492,078 -3,982,530 -2,679,408 -1,779,937
- Increase/(Decrease) in provision to compensate for damages -126,307 0 -121,464 -113,046
- Increase/(Decrease) in other operating assets -224,690 -343,457 25,755 -916,892 325,914
2. Changes in operating liabilities
- Increase/(Decrease) in borrowings from the government and State Bank of Vietnam 297,702 1,269,402 -9,285 14,022 2,055,197
- Increase/(Decrease) in placements and borrowings from other credit institutions 10,603,648 4,280,837 -4,581,572 -1,939,920 4,334,038
- Increase/(Decrease) in deposits from customers -2,175,052 2,945,285 6,956,677 3,622,881 -2,215,847
- Increase/(Decrease) in valuapapers issued -1,853,153 -944,500 1,350,795 3,704,594 125,245
- Increase/Decrease in trusted funds which the bank has to incur credit risk 5,330 -38,367 7,201 1,286 4,506
- Increase/(Decrease) in derivatives and funds received from other institutions 1,114 -1,114 2,099 -2,099
- Increase/(Decrease) in other operating liabilities 37,588 39,439 466,689 -404,318 71,001
- Cash paid from funds of credit institution -248 59
Net cash flows from operating activities 4,215,171 1,709,779 -531,844 -307,626 -281,336
II. Cash flows from investment activities
- Money decrease due to selling sub-company
- Purchase of fixed assets -23,185 -181,585 -12,892 -13,673 -14,407
- Proceeds from disposal of fix assets 0 0 12 218,500
- Payment on disposal of fixed assets 0 0
- Purchase of investment properties
- Proceeds from disposal of investment properties
- Payment on disposal of investment properties
- Investment in other entities
- Proceeds from disinvestment in other entities
- Dividends and interest received
Net cash flows from investment activities -23,185 -181,585 -12,880 204,827 -14,407
III. Cash flows from financing activities
- Proceeds from share issuances 689,738
- Capital form issuances of long-term bonds which are considered as the tier 2 and long-term debts 1,468,550 1,254,380
- Repayment of long-term bonds which are considered as the tier 2 and long-term debts -100,000 0 -384,380
- Dividends paid
- Purchase treasury shares
- Proceeds from reissue of treasury shares
Net cash flows from financing activities -100,000 1,468,550 -384,380 1,254,380 689,738
IV. Net cash flows of the year 4,091,986 2,996,744 -929,104 1,151,581 393,995
V. Cash and cash equivalents at the beginning of year 10,770,262 14,853,680 17,844,429 16,870,605 18,022,379
VI. Effect of foreign exchange differences -8,568 -5,995 -44,720 193 232
VII. Cash and cash equivalents at the end of year 14,853,680 17,844,429 16,870,605 18,022,379 18,416,606