|
ASSETS
|
|
|
|
|
|
|
I. Cash and precious metals
|
695,332
|
513,292
|
607,814
|
615,348
|
490,406
|
|
II. Balances with the State Bank of Vietnam
|
1,340,595
|
2,550,781
|
1,537,746
|
795,090
|
2,745,293
|
|
III. TreasuryBill
|
|
0
|
|
0
|
|
|
IV. Placements with and loans to other credit institutions
|
19,977,179
|
25,270,238
|
34,856,807
|
37,241,001
|
34,859,750
|
|
1. Cash and gold deposits at other credit institutions
|
19,880,679
|
25,270,238
|
32,723,487
|
36,596,001
|
34,859,750
|
|
2. Loans to other credit istitutions
|
96,500
|
0
|
2,133,320
|
645,000
|
|
|
3. Provision for losses on loans to other credit institutions
|
|
0
|
|
0
|
|
|
V. Trading securities
|
|
0
|
|
0
|
|
|
1. Trading securities
|
|
0
|
|
|
|
|
2. Provision for diminution in value of trading securities
|
|
0
|
|
|
|
|
VI. Derivatives and other financial assets
|
2,354
|
0
|
199,517
|
0
|
137,099
|
|
VII. Loans and advances to customers
|
71,475,694
|
75,911,652
|
76,601,368
|
78,099,478
|
82,214,589
|
|
1. Loans and advances to customers
|
72,601,419
|
77,089,777
|
77,688,221
|
79,226,050
|
83,385,077
|
|
2. Provision for losses on loans and advances to customers
|
-1,125,725
|
-1,178,125
|
-1,086,853
|
-1,126,572
|
-1,170,488
|
|
VIII. Investment securities
|
15,863,829
|
13,150,804
|
13,680,717
|
13,517,641
|
14,706,587
|
|
1. Available - for - sales securities
|
10,169,206
|
9,734,384
|
10,549,683
|
10,548,644
|
11,801,998
|
|
2. Held - to - maturity securities
|
5,941,265
|
3,690,909
|
3,541,422
|
3,473,862
|
3,443,701
|
|
3. Provision for diminution in value of investment securities
|
-246,642
|
-274,489
|
-410,388
|
-504,865
|
-539,112
|
|
IX. Investment in other entities and long-term investments
|
|
0
|
|
0
|
|
|
1. Investment in subsidiaries
|
|
0
|
|
|
|
|
2. Investment in joint-ventures
|
|
0
|
|
|
|
|
3. Investment in associate cmpanies
|
|
0
|
|
|
|
|
4. Other long-term investment
|
|
0
|
|
|
|
|
5. Provision for diminution in value of long-term investment
|
|
0
|
|
|
|
|
X. Fixed assets
|
1,516,857
|
1,512,748
|
1,578,511
|
1,562,843
|
1,555,299
|
|
1. Tangible fixed assets
|
557,063
|
546,740
|
589,139
|
575,594
|
570,553
|
|
- Cost
|
928,642
|
932,039
|
986,323
|
986,348
|
995,127
|
|
- Accumulated depreciation
|
-371,579
|
-385,299
|
-397,184
|
-410,754
|
-424,574
|
|
2. Leased assets
|
|
0
|
|
0
|
|
|
- Cost
|
|
0
|
|
0
|
|
|
- Accumulated depreciation
|
|
0
|
|
0
|
|
|
3. Intangible fixed assets
|
959,794
|
966,008
|
989,372
|
987,249
|
984,746
|
|
- Cost
|
1,195,050
|
1,206,104
|
1,234,636
|
1,237,538
|
1,240,058
|
|
- Accumulated depreciation
|
-235,256
|
-240,096
|
-245,264
|
-250,289
|
-255,312
|
|
4. Construction in progress expense
|
|
0
|
|
0
|
|
|
XI. Investment properties
|
|
0
|
|
0
|
|
|
- Cost
|
|
0
|
|
|
|
|
- Accumulated amortization
|
|
0
|
|
|
|
|
XII. Other assets
|
4,637,557
|
3,696,083
|
3,985,219
|
5,052,781
|
5,265,412
|
|
1. Receivables
|
1,289,631
|
993,218
|
344,418
|
795,357
|
412,239
|
|
2. Interests and fee receivables
|
1,752,041
|
1,311,116
|
1,869,867
|
2,628,644
|
2,856,073
|
|
3. Deferred income tax assets
|
|
0
|
|
0
|
|
|
4. Other assets
|
1,597,315
|
1,393,179
|
1,772,364
|
1,638,360
|
2,007,252
|
|
- In which: Good will
|
|
0
|
|
|
|
|
5. Provision for losses on other assets
|
-1,430
|
-1,430
|
-1,430
|
-9,580
|
-10,152
|
|
TOTAL ASSETS
|
115,509,397
|
122,605,598
|
133,047,699
|
136,884,182
|
141,974,435
|
|
LIABILITIES AND SHAREHOLDERS' EQUITY
|
|
|
|
136,884,182
|
|
|
I. Due to Government and borrowings from the State Bank of Vietnam
|
3,627,038
|
3,504,902
|
7,140,623
|
6,537,377
|
7,797,282
|
|
II. Deposits and borrowings from other credit institutions
|
21,116,089
|
16,630,447
|
17,939,629
|
18,759,072
|
17,504,010
|
|
1. Deposits form other credit institutions
|
18,474,421
|
15,660,268
|
17,603,005
|
18,759,072
|
17,504,010
|
|
2. Borrowings form other credit institutions
|
2,641,668
|
970,179
|
336,624
|
|
|
|
III. Depostis from customers
|
68,796,483
|
69,622,463
|
71,413,689
|
74,032,786
|
81,338,056
|
|
IV. Derivatives and other debts
|
|
9,028
|
|
21,167
|
|
|
V. Funds received from Government, international and other institutions
|
228,156
|
65,815
|
65,605
|
65,605
|
65,740
|
|
VI. Certificate of deposits
|
12,609,792
|
23,171,693
|
26,693,540
|
27,305,012
|
24,427,875
|
|
VII. Other liabilities
|
2,212,261
|
2,219,426
|
2,334,129
|
2,506,610
|
2,919,872
|
|
1. Intersest and fee payables
|
1,760,724
|
1,808,293
|
2,004,939
|
2,164,655
|
2,596,590
|
|
2. Deferred income tax payables
|
|
0
|
|
|
|
|
3. Other payables
|
451,537
|
411,133
|
329,190
|
341,955
|
323,282
|
|
4. Other Provisions
|
|
0
|
|
|
|
|
VIII. Shareholders' equity
|
6,919,587
|
7,381,824
|
7,460,484
|
7,656,553
|
7,921,600
|
|
1. Capital
|
6,208,218
|
6,407,704
|
6,407,704
|
6,407,704
|
6,407,704
|
|
- Paid-up capital
|
6,208,209
|
6,408,200
|
6,408,200
|
6,408,200
|
6,408,200
|
|
- Construction capital
|
1
|
1
|
1
|
1
|
1
|
|
- Share capital surplus
|
8
|
-497
|
-497
|
-497
|
-497
|
|
- Treasury stocks
|
|
0
|
|
|
|
|
- Prefered Stocks
|
|
0
|
|
|
|
|
- Other equity resources
|
0
|
0
|
|
|
|
|
2. Reserves
|
320,240
|
320,181
|
320,048
|
320,048
|
399,178
|
|
3. Foreign exchange differences
|
425
|
-10,983
|
|
23,699
|
23,916
|
|
4. Asset revaluation differences
|
|
0
|
|
|
|
|
5. Retained earning
|
390,704
|
664,922
|
732,732
|
905,102
|
1,090,802
|
|
6. Other funds and expenses
|
|
0
|
|
|
|
|
IX. Benefits of minority shareholader
|
|
0
|
|
|
|
|
TOTAL RESOURCES
|
115,509,397
|
122,605,598
|
133,047,699
|
136,884,182
|
141,974,435
|
